DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

Apply Now

We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Georgia Merchant Cash Advance

Georgia business owners are always looking for a way to grow and expand, and it often takes capital to make that happen. If you are a Georgia business owner with excellent personal and business credit scores, a long history of doing business, and you have collateral that’s valuable to a lender, you can seek capital in the form of a small business loan. If you are a new business owner or you don’t have great credit or any credit, you will find that lenders aren’t in the market to do business with you. It’s nothing personal, but they don’t want to loan money to a business owner who cannot prove they are responsible enough pay back the loan they’re taking.
That’s where you might find a merchant cash advance beneficial. When you need funding but cannot get it, a Georgia merchant cash advance can give you what you need. It can also put money in your pocket a lot faster than you get it when you apply for a traditional business loan. Merchant cash advances don’t require the same kind of collateral, the same requirements, or the same rules as a traditional lender, which is why it’s faster, easier, and a little more expensive. If you are considering a merchant cash advance, here’s what you need to know about how it works and what’s expected of you.
What is A Georgia Merchant Cash Advance?
A Georgia merchant cash advance is a kind of loan that’s given to business owners when they need cash. The process is fast and efficient, and you don’t have to meet a long list of stringent requirements like you do when you apply for a loan. Once you find a merchant lender, you can submit the following information and have money in the bank in as little as two business days.
– Driver’s license
– Business tax return
– Voided business check
– Credit card processing statements
– Your credit score
– Business and personal bank statements
Once this is turned in and the company reviews your information, they will call you back with an answer regarding your request. This is also when the company will discuss the repayment details with you. These repayment details are very specific, but they are based on your information.
How Does Repayment Work?
When you use a merchant cash advance to borrow, you do not get to repay it over the course of many years. It’s not a loan. It’s an advance, and that means it’s meant to be repaid quickly. Rather than paying interest on the amount of money you borrow, you will pay what’s called a factor rate. This rate is determined using your credit score and other information you provide to the merchant lender. If you get a lower factor rate, you will be repaying your loan at what would be equivalent to around 15 percent interest if you were paying interest. It is an expensive method of borrowing, but you’re repaying in nine months or fewer.
Merchant cash advances do not require monthly payments. They take their money directly from your bank on a daily basis, and that amount is based on the credit card and debit card sales you made that day. No two days will be the same if your sales are different, and it also means you have no idea just how quickly you will repay your loan. If your sales are low, it will take longer to make this repayment. If your sales are high, you will make your repayment faster and more efficiently.
Before you turn to a merchant cash advance as a way of securing funds for your business, try to get a business loan and exhaust other fundraising efforts first. This is an expensive way to borrow, and you don’t want to end up repaying more than you can afford. You must have a great business plan, and you must know how this money will help your business grow and expand. If you cannot repay the loan or find a way to make the money work for you, do not borrow it. Fix your business plan and take the time to decide how to grow and expand.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
WHAT ARE Asset-Based Loans?

What is an asset based loan? An asset-based business line…

101 Things you need to know before you apply for an SBA loan

101 Things you need to know before you apply for…

ESOP

ESOP – employee stock ownership plan, is a qualified employee…

Financing Small Businesses: How It Helps The Entire Community

Small business financing is a great thing, but many people…

Here’s Every Document You’ll Need to take a Small Business Loan

Documentation and paperwork is the single largest obstacle to most…

Delancey Street understands funding like no one else!
Steven Norris
Get Funding Today

Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

Apply Now