Georgia Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Georgia Merchant Cash Advance

Georgia business owners are always looking for a way to grow and expand, and it often takes capital to make that happen. If you are a Georgia business owner with excellent personal and business credit scores, a long history of doing business, and you have collateral that’s valuable to a lender, you can seek capital in the form of a small business loan. If you are a new business owner or you don’t have great credit or any credit, you will find that lenders aren’t in the market to do business with you. It’s nothing personal, but they don’t want to loan money to a business owner who cannot prove they are responsible enough pay back the loan they’re taking.
That’s where you might find a merchant cash advance beneficial. When you need funding but cannot get it, a Georgia merchant cash advance can give you what you need. It can also put money in your pocket a lot faster than you get it when you apply for a traditional business loan. Merchant cash advances don’t require the same kind of collateral, the same requirements, or the same rules as a traditional lender, which is why it’s faster, easier, and a little more expensive. If you are considering a merchant cash advance, here’s what you need to know about how it works and what’s expected of you.
What is A Georgia Merchant Cash Advance?
A Georgia merchant cash advance is a kind of loan that’s given to business owners when they need cash. The process is fast and efficient, and you don’t have to meet a long list of stringent requirements like you do when you apply for a loan. Once you find a merchant lender, you can submit the following information and have money in the bank in as little as two business days.
– Driver’s license
– Business tax return
– Voided business check
– Credit card processing statements
– Your credit score
– Business and personal bank statements
Once this is turned in and the company reviews your information, they will call you back with an answer regarding your request. This is also when the company will discuss the repayment details with you. These repayment details are very specific, but they are based on your information.
How Does Repayment Work?
When you use a merchant cash advance to borrow, you do not get to repay it over the course of many years. It’s not a loan. It’s an advance, and that means it’s meant to be repaid quickly. Rather than paying interest on the amount of money you borrow, you will pay what’s called a factor rate. This rate is determined using your credit score and other information you provide to the merchant lender. If you get a lower factor rate, you will be repaying your loan at what would be equivalent to around 15 percent interest if you were paying interest. It is an expensive method of borrowing, but you’re repaying in nine months or fewer.
Merchant cash advances do not require monthly payments. They take their money directly from your bank on a daily basis, and that amount is based on the credit card and debit card sales you made that day. No two days will be the same if your sales are different, and it also means you have no idea just how quickly you will repay your loan. If your sales are low, it will take longer to make this repayment. If your sales are high, you will make your repayment faster and more efficiently.
Before you turn to a merchant cash advance as a way of securing funds for your business, try to get a business loan and exhaust other fundraising efforts first. This is an expensive way to borrow, and you don’t want to end up repaying more than you can afford. You must have a great business plan, and you must know how this money will help your business grow and expand. If you cannot repay the loan or find a way to make the money work for you, do not borrow it. Fix your business plan and take the time to decide how to grow and expand.

Do you need a small business loan?

Apply now