AIRBNB Hard Money Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

High LTV

We fund loans up to 80-90% LTV with no issues.

Fast

We promise to treat you like a partner.

No $ Limit

No limits on what we can do for you.

Recently Funded Projects

Residential Refinance
Residential Refinance

Residential refinance in Los Angeles, with a loan amount of $830k, at 75% LTV. We were able to help the investor get a loan at 8.99% with a balloon payment after 18 months.

Raised
$830,000
APR
8.99 %
ARV
75%
100% Funded!
Residential Investment
Residential Investment

Delancey Street funded a new residential purchase in California, for $1.2 million with 82% LTV. We helped the developer with a loan at 11% with a balloon payment in 9 months.

Raised
$1,200,000
APR
11 %
ARV
82%
100% Funded!
Residential Investment
Residential Investment

Property in New York was torn down, and redeveloped. We provided a 60% LTV loan for $700k. We charged no upfront fees, and had a balloon payment after 10 months.

Raised
700,000
APR
9.0 %
ARV
60%
100% Funded!

Hear from people we’ve helped

“Delancey Street makes lending easy. They took a chance on me when no one else would.”

- Leo kovacz

Industries We Service

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Are you an AIRBNB rental property developer in need of financing? We can help. We provide no-nonsense loans for AIRBNB properties. We’re more than just a lender – we’re a partner.

AirBNB is having a huge impact on how travelers find places to stay. Many entrepreneurs are investing in vacation properties, with the intent of offering them as short term rentals. Last year, homeowners who rent out their homes on homeaway.com said many of them pay more than half their mortgage with rental income. If you’re a property developer who does so with the intent of renting the property on AIRBNB – then we can help you.

How are we different from other AIRBNB host property financing lenders

Other AirBNB host financing companies look at things like credit score, your income, and other such things. WE DON’T. We only look at the value of your property, how much money you need, and how/when you intend on repaying it. We’re an AIRBNB private money lender, which means we’re not a traditional bank. We offer flexible terms and guidelines – and don’t care about income history, credit score, or other such things. When you get an AIRBNB private money loan, from a company like us, we’re focused one on thing only: the value of the property. As long as the property value is big enough to justify the loan – we offer the loan.

Financing the purchase of AIRBNB properties is a challenge

Lender’s don’t like making large loans on investment properties for AIRBNB. Fannie Mae’s cutoff is $417,000 and most other lenders max out at $624k. Many banks don’t like offering a secondary loan on top of a Fannie Mae loan. Part of the issue is banks have no data for vacancy rates on a piece of property. Also, appraisers and underwriters will not take into account short term rental rates – when looking at your investment into a rental property. This means that even though the investment is ideal for AirBNB you may not  get financing. Even though the homes are ideal, for short term rental, they are undervalued by the underwriter with regard to their potential to generate revenue – and thus your ability to pay the mortgage is underestimated as well.

As a second home buyer, you’re in a catch-22. If a lender labels a second home as not being a source of profit, then this is a problem when they look at your ability to pay the mortgage payment on the home. The result is that your debt-to-income ratio will be above the target of 40-45% that is needed to obtain a mortgage.

Background

Owners often find themselves debating whether long-term or short term rentals are a good idea. Short term rentals generate more revenue, but are expensive to operate due to the expense of cleaning, restocking toiletries, as well furnishings. In the past short term rentals were too inefficient. You also had to think about the advertising expenses associated with the rental property. Short term rentals are now exploding in popularity. For the price of a good hotel room, travelers can stay in full sized houses.

What Delancey Street can do for you

Delancey Street uses artificial intelligence to evaluate real estate investment opportunities and make smart investment choices. Using our proprietary A.I. system, we can get you an answer ASAP. We fund AIRBNB investment properties all over the USA. Regardless of how much funding you need, we can help.

Buy a new property

Interested in purchasing a new AIRBNB rental property? No problem. We can fund that. We fund AIRBNB hard money loans with an LTV up to 70-80%.

Refinance an existing property

If you have existing properties with equity in them, we can help refinance them for you and provide a cash-out. We provide hard money loans for refinancing with LTV’s up to 70-80% all over the USA.

Why Delancey Street

It’s important you realize – we’re partners first. We treat every single person who reaches out to us, as a potential partner who we can help in more ways than just funding. Our goal is to help you get the funding you need – and to make sure your project succeeds. We have a team of experts who have immense experience developing real estate properties – both residential and commercial. When you work with Delancey Street – you get more than money, you get our combined years of experience and expertise.

We’re one of the ONLY AIRBNB hard money lenders in the country. We can fund your AIRBNB purchase, regardless of the size of the property. We have experience funding large multi-unit properties, and single unit residences alike. Bottom line – regardless of the size of the project, we can fund it.

What AIRBNB hard money lenders look for?

As an AIRBNB lender, the only thing we focus on is your project’s chance of succeeding. We look at where the property is, how much rental income you can potentially generate, and the chances of you repaying the loan.  We also look at things like how much money you’ll be putting as a down payment. We like working with partners, and a part of that is making sure the AIRBNB developer has “skin in the game,” and is going to ensure the project succeeds.

Loans for AIRBNB Hosts

Delancey Street provides loans for AIRBNB hosts without looking at your credit history, etc. We focus on just one thing: the value of your property, and how much you need relative to it’s value. We can provide the down payment for your next AIRBNB property, or provide you with a loan for doing new construction on your existing AIRBNB property. Alternatively, if you’d like – we can help you refinance your existing AIRBNB property so you can use the funds for virtually anything. Bottom line, loans for AIRBNB hosts exist – it all just depends on what you want to do with them!

How does AIRBNB Host Financing work?

There are many forms of AIRBNB host financing. Delancey Street focuses on financing airbnb properties specifically. As a real estate lender, our artificial intelligence system was designed to evaluate real estate deals.

Summary
AIRBNB Hard Money Loans
User Rating
5 based on 1 votes
Service Type
AIRBNB Hard Money Loans
Provider Name
Delancey Street,
Area
USA
Description
We provide loans for AIRBNB investment properties all over the USA.

It’s Simple

  • 1 Tell us what you need
  • 2 We'll evaluate it
  • 3 We'll offer our terms

Get pre-qualified

  • We guarantee you funding
  • Risk free to you, no strings
Get pre-qualified today