Augusta-Richmond County-Georgia Hard Money Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

1

High LTV

We fund hard money loans up to 80-90% LTV with no issues.

2

Fast

We promise to treat you like a partner

3

No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

Raised
APR
ARV
700,000
9,0%
60%
100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

Raised
APR
ARV
1,200,000
11%
82%
100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

Raised
APR
ARV
830,000
8,99%
75%
100% Funded!

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Industries We Service

Cannabis
Residential Real Estate
Commercial Real Estate
Startups

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of builders, developers, hard money lenders, and entrepreneurs. We understand your project has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Hard Money Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification Project and LTV matter. We don’t care about your credit.
Maximum LTV 80-90%
Loan Terms 12-48 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get pre-qualified

  • Looking to purchase a property
  • No obligation and no effect on y
Get pre-qualified today

Augusta-Richmond County-Georgia Hard Money Loans

With hard money loans, the only “hard” part is making the decision to choose this loan as opposed to another financing option. Investors often prefer hard money loans as they are easy to apply for, provide quick financing, and have quite flexible loan terms.

The Best Time to Use a Hard Money Loan

How do investors make the decision to use hard money loans? When it comes to financial support in real estate, investors have a variety of factors to consider. If you’re trying to decide between hard loans and other options, you’re not alone.

The following situations are all ideal for hard money loans:

  • An investor that has failed to qualify for other financing options.

    Finding financial support in the real estate industry is no easy feat. Nothing is guaranteed and oftentimes, traditional loans are the most complicated to qualify for.

    If you’re a real estate investor that is tired of being turned down for loan after loan, you would benefit from meeting with a hard money lender. With hard money loans, investors that have adequate collateral are able to qualify for a loan.

    Hard money lenders are unlike traditional lenders. They are able to provide loans to borrowers regardless of their financial status, credit, or ability to repay the loan.

  • A property becomes available for a limited time.

    An investor knows that the greatest opportunities in the real estate industry must be acted on immediately. Investors that fail to take advantage of a good deal when it happens will likely not see the same kind of opportunity for years.

    To fund these types of property purchases, investors often turn to hard money lenders for the fastest funding options. Once approved, investors are able to gain access to the money sooner than they could with any other type of funding.

  • An investor finds that their low credit score makes them ineligible for a bank loan.

    Bank loans certainly have their benefit, but are notoriously hard to qualify for, particularly if your credit is below average. If you have bad credit, don’t give up on getting a loan. With hard money lenders, investors with less-than-perfect credit are able to find funding.

    As most of these lenders are private institutions, they are able to grant investors funding based on collateral rather than any ability to pay their loan back. Wherever your credit may be, these lenders are concerned mostly with the kind of property and down payment you bring to the table.

  • An investor wants to fix-and-flip a property quickly so they can resell it.

    The fix-and-flip trend is another reason so many investors prefer hard money loans. With these loans, investors can use their money to finance the purchase of a property before the rehab, as well as use the cash to take care of all of the remodeling costs as well.

    Depending on the hard money lender, investors wil be able to provide the ARV or after-repair value of their property and will receive a loan covering both the cost of the home and the cost of construction. Other lenders will ask investors for an estimate of the repair costs. The lenders will provide them with a construction draw and finances for the property purchase separately.

  • Investors that are part of an LLC need quick cash.

    Hard money lenders in Augusta-Richmond County, Georgia typically only lend money to investors that are part of formal business structures. If you’re part of an LLC or a similar business entity, you’re exactly what a hard money lender is looking for.

The benefits of hard money loans are undeniable. Keep this guide in mind as you make your next decisions regarding financing options for your investments.

Hard Money Loans

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