Fast Hard Money Loans For Experienced Investors

Delancey Street provides hard money loans nationwide to investors who have a verifiable track record. We fund up to 70-80% LTV, and focus on residential projects such as: buy and hold, fix and flips, and commercial real estate acquisitions. The biggest factor we look at is the experience of the investor and the LTV of the project they're requesting assistance with.

80% LTV

We fund loans up to 80%
LTV with no issues.
We DO NOT do 100% financing.


We promise to treat you
like a partner.
We don't like wasting time

No $ Limit

No limits on what we can
do for you.
We max out at 80% ARV.

70-80% LTV For Seasoned Developers Nationwide

Fix and Flip, Cash-out Refinance, and Acquisition Loans
For Experienced Real Estate Developers.

We Fund Real Estate Projects Nationwide

We fund projects nationwide, ranging from fix and flips, to commercial acquisitions. Bottom line, we can help - regardless of the size, or difficulty of the project. We do not do 100% financing - and prefer working with experienced real estate investors.

Recently Funded Projects

Hard Money

Financing for fix and flips, commercial estate, and acquisitions / refinancing
Financing up to 70% of the After Repair Value
We charge 9-10% on average, with no junk fees

Hard Money Loans Beverly Hills


Beverly Hills Hard Money Lenders

Hard money loans are a great option for real estate investors who want to buy a home that can serve as an investment for them. This type of loan is great for people who are unable to qualify for a traditional mortgage loan. In general, there are many hard money lenders across the United States who allow people to borrow money to purchase a home. Many of them will also offer additional cash so that the borrower can make repairs to the new home.
One of the reasons why Beverly Hills hard money loans are attractive to people is that the monthly payments on them are interest-only and carry rates as low as 6 to 12 percent. The loans are made based on a property that is used as collateral to secure them. When a consumer needs a loan very quickly, hard money loans may be the only option. However, as with anything else, these loans come with specific advantages and disadvantages. It’s important to explore them if you are considering taking out a hard money loan.

What are the Pros of Beverly Hills Hard Money Loans?

There are certain advantages of hard money loans that can make them attractive to consumers who either cannot qualify for traditional mortgage loans or who need a loan extremely fast. These are the top reasons why you should consider getting a hard money loan:
Approval and funding is fast: When you need money fast, a hard money loan can be very valuable. Generally, the main advantage of a hard money loan is that the approval process and funding is quick. In many instances, a person can be approved for a Beverly hills hard money loan on the same day as they apply. The lender looks into certain details, such as the property, the amount of equity or down payment that the borrower has available, the borrower’s experience in real estate, how the borrower will repay the loan and the borrower’s cash reserves. Overall, a prospective real estate investor can be approved for a hard money loan as long as long as the borrower fits the general guidelines.
Hard money loans have fewer requirements: There are fewer requirements when it comes hard money loans, compared to traditional loans acquired from bank. Hard money lenders don’t look at things like credit score, etc, whereas traditional lenders do.
Funding for projects other lenders won’t allow: Hard money loans are provided to borrowers for projects that traditional lenders wouldn’t even consider. One example is fix and flip loans, which let an investor purchase property while relying on short-term financing to quickly make repairs and then sell the property for profit.

What are the Cons of Beverly Hills Hard Money Loans?

Hard money loans also come with disadvantages. They include the following:
Interest rates are higher: Hard money loans have higher interest rates than standard loans. This is to reward the lender for the risk he/she is taking on the project.
They are short-term only: Most hard money loans have terms ranging one to two years. These  loans are meant to be short-term.
They require down payments or equity of at least 25 to 30 percent: Hard money lenders tend to overlook certain shortcomings of borrowers but require that the borrower have sufficient equity in the property. Generally, hard money lenders put an emphasis on collateral.
Overall, Beverly Hills hard money loans are best for individuals who need short-term loans. They are especially great for investors who fix and flip properties. Purchasing a property to make repairs and improvements and then selling it shortly after is a great reason to get a hard money loan.

At the end of the day, getting a hard money loan in Beverly Hills is a business decision. If you choose to get a hard money loan – you need to be sure you have a plan in place on how you’ll use the funds, and how you’ll repay the loan. The worst thing possible is to take a hard money loan, and then not be able to repay it. Due to the nature of hard money loans, the lender you work with will realistically take control of the property in order to recoup his/her investment. Remember – hard money loans are collateralized by the property itself. This means if you don’t repay the loan, you lose the property. Delancey Street consider itself a premier and trustworthy lender – and someone whose a partner. If you have more questions about hard money, and whether it’s right for you – we encourage you to speak to one of our representatives today.

Many people have heard about hard money loans, but there are unclear as to whether or not they’re the right option for them. Hard money loan is a short-term real estate loan that extended to Real Estate Investors by individuals or organizations. Thanks to all of this flipping real estate shows oh, many people are interested in investing in real estate that they don’t have the funds to do so. Hard money loans could make it easier for people to get into the market who might not otherwise have a chance to do so.

Before you even think about hard money loans, it’s a good idea to learn the pros and cons.


Hard money lenders usually have high interest rates for their loans. This rate amount will greatly affect the final amount that’s due at the end of the loan term, and a few percentage points can make a huge difference in the the final price of the loan by as much as thousands of dollars.

Limited Regulation
Unlike traditional loans, hard money loans do not come under federal government regulation. This means that unscrupulous lenders are able to worm their way through the market, putting investors’ financial security at risk.

Short Loan Terms
Hard money loans usually last for just a short period of time, usually ranging between one and three years. Most loans actually only last a 12-month period. This means that the full loan amount will come do at the end of the loan. If the house is not sold, you’re going to be on the hook for that loan. This will force you to find another source of funding like refinancing.

Tricky Refinancing
Even if you decide to seek out refinancing, you may not be able to get it. This is because many banks require that a property be held for a certain amount of time before qualifying for refinancing. If your hard money loan comes due before you’re refinancing is approved, you could be in a serious financial bind.


There are several reasons that getting a hard money loan could be a really great idea.

Low Credit Scores Approved
One of the most exciting things about hard money loans is that you can qualify even if you have a really low credit score. Most traditional lenders will not touch you if you have a low credit score. Hard money lenders aren’t interested in your credit score. They’re primarily interested in the collateral that you’re bringing to the table. The real estate investment property that you’re buying is your collateral, and that will be used as a basis for the hard money lender supplying you with the loan.

They’ll Lend When No One Else Will
Traditional lenders tend to shy away from short-term real estate investments. They prefer to fund projects that are a sure thing, and short-term real estate is not a sure thing in their eyes. Hard money lenders, on the other hand, live for this sort of investment. They’re usually willing to work with anyone who has a good real estate investment business plan.

Low Wait Times for Money
As luck would have it, the best investment deals tend to land in front of you at the last minute. Sometimes you literally have no time to waste when it comes to becoming part of a potentially lucrative deal or investment opportunity. Traditional loans take a long time to get you the money, if you’re even approved. A hard money lender can get you the money that you need in as little as a week, allowing you to act quickly on those last-minute opportunities.

There many different ways that a hard money loan could be the absolute best option for you. As you can see, there are also cons, so check everything out carefully to make sure that it works for your financial situation at the moment.


Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

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