Hard Money Loans Brooklyn

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity


High LTV

We fund hard money loans up to 80-90% LTV with no issues.



We promise to treat you like a partner


No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

100% Funded!


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.


Founding Partner (Cut and Stitch)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Industries We Service

Residential Real Estate
Commercial Real Estate

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of builders, developers, hard money lenders, and entrepreneurs. We understand your project has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Hard Money Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification Project and LTV matter. We don’t care about your credit.
Maximum LTV 80-90%
Loan Terms 12-48 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get pre-qualified

  • Looking to purchase a property
  • No obligation and no effect on y
Get pre-qualified today

Hard Money Loans Brooklyn

Brooklyn Hard Money Lenders

Delancey Street is a top rated hard money lender with over $200 million in loans done by our team of associates. Regardless of what you need the money for, we can help you. We have experience handling residential and commercial projects of all sorts and budgets. Brooklyn Hard Money Lenders like Delancey Street are here to help you achieve your financial goals. Many real estate professionals all over the country turn to us to fund their business goals. Many entrepreneurs and investors have a hard time getting a loan from a traditional lender. Unable, or unwilling to obtain financing from a traditional source, investors turn to hard money lenders to fund their real estate deals. When you borrow from a hard money lender, you benefit by the relatively hassle-free and transparent process.

What’s a Hard Money Loan?
Real estate investors often turn to hard money lenders to get deals funded fast. In some cases, these are deals that wouldn’t qualify for a conventional loan. Typically, they are loans for investment properties and as a result the bank won’t approve it. In other cases, it could be due to the fact the borrower is over-leveraged, or has some pre-existing financial issue which will prevent approval. When time is of the essence, real estate investors have to move fast and close the deal.
Hard money lenders are private individuals or companies with the resources to fund your venture. There’s no financial institution involved in the arrangement. An example is your family member, friend, or colleague. By using hard money to finance deals, investors avoid the usual challenges that traditional lending presents. Delancey Street can help you find the funding you need to close deals quickly and become successful. We will work closely with you to ensure that you get the funding you need quickly.

Advantages of BrooklynHard Money Lenders

Here are some reasons why hard money loans can be a smart choice for real estate investors:
Fix And Flip Loans – Private loans are a great option for those who want to purchase an investment property which needs to be fixed or renovated. Banks and other conventional lenders often don’t grant loans or funding for properties that are vandalized, or seriously damaged. In other words, if you are seeking loans for fix and flip projects, you need to find a private money lender.
Credit Scores Are Not Considered – Your income history and credit scores are one of the crucial factors when processing conventional loan applications. Private money loan lenders will approve your loan application regardless of your credit score. Often, private lenders only want to ensure that the asset they are lending against can be collateralized against the loan amount.
Quick Loan Approvals – Hard money loan applications are simple and processed quickly. The documentation process is straightforward as opposed to traditional lenders who require real estate investors to fill out countless, complicated documents. Hard money lenders can provide the fund you need in less than a week.

Why You Should Choose Delancey Street

We have helped numerous real estate professionals get access to the funding they need. If you’re looking for a partner – someone who cares, and will work with you at every step of the process – speak to us. We don’t care about your credit score, income, or other irrelevant factors. The only thing we care about is your project – and how you intend on making it a success. Tell us what you need the money, demonstrate how our funding will make an impact on your business, and finally – tell us how you intend on repaying the loan. It’s really that simple.

What is the largest factor in qualifying for a Brooklyn hard money loan?

When you go to a traditional lender, like a bank, they care about your credit score, and your ability to repay the loan. In contrast, hard money lenders care exclusively about the value of the property. What does that mean? Hard money lenders, when giving a loan – care about what the value of the property is – relative to the loan they are offering on the property.

The largest factor in qualifying for a hard money loan
The answer is simple: the value of the property. Remember, if you don’t repay the loan – the Brooklyn hard money lender takes the property. This means the lender benefits because he/she is taking over the property, and can sell it and keep the proceeds. It’s because of this that hard money lenders never look at your credit score, your finances, etc. One of the things to realize, is that when the lender takes the property over – he/she owns the entire property now and can sell it. It means any payments you made to the hard money lender are forfeit. You don’t get credited.
What hard money lenders look at is the LTV. They look at the loan requested, versus the value of the property. Most lenders will lend up to 70-80% of the value of the property after repairs. That means on a $100k property, they will lend you 70-80k.
There are other variables a lender will look at, such as how long you need the money for, the amount of money you are putting down, etc to assess the cost of the loan to you. In most cases, you can expect a 8-12% interest rate, with 1-2% upfront as a down payment. It is very typical for lenders to have an independant appraisal done of the property in order to ensure the property’s value has been represented accurately.

What does a Brooklyn hard money lender want when giving a loan
Most hard money lenders want to see a few things.
They want to see the LTV. They want to know how much money you need, and want to know how much the property’s value is. If you plan on doing repairs to the property, you should be able to assess the final sale value of the property. Based on the final LTV, the lenders will give you a loan up to 70-80% of the LTV.
Most lenders want to know the terms of the loan. Lenders want to have an understanding of what your exit strategy is, and how long you will need the loan for. Be prepared to tell a lender how many months, or years, you’ll need the loan for.
What collateral you have. In some cases, lenders will want multiple forms of collateral for the loan – if the property’s value isn’t significant enough.
Is the loan for raw land, or for an existing property. Many lenders will not lend for raw land or if you are planning to demolish the property and rebuild it.

Hard money isn’t easy – but it definitely is fast
Hard money loans aren’t the easiest to get. They can be difficult. Hard money lenders scrutinize whether the property justifies the loan you’re asking for. If the final value of the property doesn’t justify the loan – you simply won’t get it. Ultimately, almost any business deal ends at this junction. If you want to get approved, make sure you have a property that MAKES SENSE.

Hard Money Loans

Need funding for your next project?

Complete Our Application