Here's Who We Are

We're Fund Virtually Everything

We fund business owners nationwide, regardless of industry, credit, or time in business. We fund it all.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Business Loans Funded

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

California Fix and Flip Loans


California Fix and Flip Lenders

Delancey Street is a premier California fix and flip lender. We understand the importance of fix and flip loans. Many traditional lenders won’t give loans to fix and flip lenders due to the risky nature of these properties. Many fix and flip properties are in poor condition. In addition, traditional lenders don’t offer loans for real estate investment properties. Real estate investments can be some of the most risky in the business.
You may have seen shows like “Flip This House” or “Flip or Flip,” and both of those shows fall into those beloved home improvement channels people have come to know and love over the years. These shows highlight the fix and flip loan model. You buy a single family home that has fallen into disrepair, or maybe it’s just not as nice as it could be, and so it’s selling for far less than you believe the home could sell for. In the real world, you’re going to buy this home to be your dream home, fix it up, and live in it. The flip is entirely different, though. People take out a fix and flip loan – and then they fix up the home so that they can SELL the home for a profit. This model has proven lucrative for thousands of people in recent years, and that’s why Delancey Street offers loans of this nature.
A fix and flip loan will typically be a hard money loan. That means you’re borrowing against an asset. In this case, the asset is the home that you want to flip. In order to qualify for the loan, you’re going to need something besides a great credit rating or huge income to show off to the lender. Instead, you need to show that your plan to “flip” this house is going to succeed. That means getting experts on your team who can help you purchase it, fix it, and then sell it.

Bad Credit is A-Okay!

You don’t need stellar credit or even a sizable income to take out a fix and flip loan. All you need is to prove that your plan to flip the house is going to work. You might have spotted a run down house in a prime location, and if you can only fix up the house, you’re going to make a killing when you put it back out on the market. Your loan is going to finance the short-term mortgage you need in order to buy the home and flip it.
It takes a tremendous amount of work to flip a house, and it takes just as much work to show that your plan for flipping the house is going to succeed in today’s very fickle real estate market. Unlike in days past when bargain homes were a rarity, today there’s a deal behind every corner. And people can search through homes on the Internet, too, making it easier to find potential investment properties.
Delancey street can help examine your plan, give input, make terms and conditions that will suit you AND us, and then provide you with funding. If you’re going to flip a house, that’s the one thing you MUST have. You need the funds to do it, and you need a good lender that believes in you and will help you make your dream come true.

What does Delancey Street look for

Any California fix and flip lender will look for the same thing: the chance of the project succeeding. What’s important to us is not your credit score, or your ability to repay the loan based on income. What we care about is the project, and it’s chances of succeeding. We look at how much you need, how long you need the money for, and how you’ll repay the loan. Also, we look at your experience, and your team – in order to understand the chances of your project succeeding.

Call Us Today

We invite all real estate investor who want to fix and flip a house to give us a call and inquire about the type of financing we have available for you. As a hard money lender, we fund all sorts of residential properties – ranging from single family houses, to multifamily houses. Regardless of the size of the house, or the amount of money you need, our California fix and flip team can help you get the funding you need.

Are you a business owner who wants to expand in California? Maybe you would like to move from a rental office space to owning your own building, or are you interested in making renovations to your current office building? If you are planning your next steps toward expansion, you may want to consider a commercial business loan.

Many growing businesses need to make renovations and expansions to be successful, but new construction projects can cost thousands to millions of dollars to complete. Many businesses don’t have the cash to cover the cost of new renovations and construction projects. In these circumstances, a commercial construction loan can be helpful.

What is a Commercial Construction Loan?
A commercial construction loan is used to help California business owners cover the costs of constructing or renovating a building. The funds from a commercial construction loan can be used to pay for materials, labor, and even purchasing the land for a new building.

A commercial loan isn’t a commercial mortgage. A commercial mortgage is made for business owners who want to purchase existing office properties. A commercial construction loan is for business owners who want to construct a new building or make renovations to an existing building.

Commercial construction loans are different than traditional loans. With traditional loans, the borrower will be issued one lump sum. After the funds have been disbursed, the borrower is responsible for paying back the loan, which is usually under monthly payments. Traditional loans have a payment period of at least 10 years.

With a commercial construction loan, the funds will be disbursed throughout the construction project. When you are taking out a commercial construction loan, you will meet with the lender to establish a draw schedule. A draw schedule will allow funds to be disbursed at the end of each project milestone. For instance, the first draw may be after the contract has been signed to purchase the land, and the second draw may be after the foundation has been poured. In most circumstances, the lender will send an inspector to the project site to confirm that the milestone has been completed. This process will be continue until the project is completed.

Another difference between a commercial construction loan and a traditional loan is how they are repaid. A commercial construction loan only requires that the borrower pay on the interest of the money that has been disbursed. For instance, if a business owner took out a commercial construction loan for $550,000, but he or she has only been paid $200,000 of the total loan amount, then the borrower will only have to pay for the interest on $200,000. Business owners with good credit will have lower interest rates when it comes to commercial construction loans.

Once the project has been completed, the borrower can pay the remaining principle in one sum, but there are other options for borrowers of a commercial construction loan. If a business owner doesn’t want to pay the full amount, then he or she can opt to take out a commercial mortgage. A commercial mortgage uses the property as collateral and enables the borrower to pay the commercial construction loan with the funds from the commercial mortgage. This allows borrowers to make fixed monthly payments that are more affordable than paying the principle balance at once.

Be Prepared When You Apply!
If you are applying for a commercial construction loan, you should have a business plan prepared to let the lender see each step in the construction project. In addition, lenders typically ask for cost estimates of labor, materials, and other materials.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

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Delancey Street understands funding like no one else!
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