DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Cape Coral Business Loans

If you’re a small business owner in Cape Coral, you may be wondering how to qualify for a loan. Delancey Street is here to help. We’ve helped thousands of small business owners with bad credit get the money they need to improve their business. Even if you just need to cover expenses, we have a loan program for you. This article will explain the approval process and the steps required for most loans. Small business owners in Cape Coral may be eligible to receive the following types of loans:

  • Business Lines of Credit
  • Private money loans
  • Hard money loans
  • Merchant cash advances
  • Invoice factoring loans and more

 

Preparing a Solid Plan will Increase Your Funding Potential

If there’s one thing that can help you more than anything, it’s a great business plan. Even if you’ve opened your business many years ago, you’ll need to update your business plan to reflect your current business situation. This means incorporating your plans or needs into the new plan. Anything that will help Delancey Street understand your plans is essential to approval. Diagrams, floor plans, invoices, estimates and more can be included. You should also be prepared to present your materials for the loan officer and anyone else that may be involved in the process. This also means that you’ll have to provide explanations for nearly any question or scenario that may be presented. It’s also important to make sure that your request is for a legitimate business need that can be documented. After that, you’ll move onto the next step in preparation for approval.

Bad Credit Small Business Loan Credit Considerations

Although Delancey Street is happy to provide funding for our bad credit small business loan customers in Cape Coral, a credit review is required. Accessing both your personal and business credit reports will help you be prepared to answer any questions regarding your credit history. If you’ve mixed your personal finances with the business finances, it’ll be necessary to make these distinctions. Also, any business credit and personal credit delinquencies will most likely require a reasonable explanation. Improving any items that can be paid ahead of loan application is always beneficial. Also, if there are disputes or inaccurate items on your reports, they should be disputed with the credit bureaus prior to applying. It’s important to thoroughly document any of these items. After you’ve improved the credit situation to the best of your abilities, you’ll want to gather some other financial documents.

Other Business Finance Documentation

You’ll want to make sure that your business’s financial reports are accurate and current. This could include tax information, profit and loss statements, cash flow and expense reports, and asset information. It’s always helpful to have an accountant eyeball these reports to ensure accuracy and completeness. The more information you’re able to provide at the time of application will speed up the process considerably.

Applying and Getting Your Approval

You’ll now be ready to apply for your bad credit small business loan. Our Cape Coral lenders will review the application and provide you with any additional documentation you’ll need to provide. Once approved, you’ll be given all the loan disclosures to review prior to settlement. It’s important that you understand these terms and agree to abide by them. If you’re unclear about anything, it’s always best to ask. Our Delancey Street agents are there to assist you. After the final approval, you’ll go to closing and your loan documents will be signed. You’ll walk away from the table with the financing you need for your business’s continued success. Simply pay as agreed and be sure to keep in touch with the lender if any issues arise. You’ll be back on track to getting your business growing again and qualifying for even better loans in the future.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
Steven Norris
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Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

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