Fast Hard Money Loans For Experienced Investors

Delancey Street provides hard money loans nationwide to investors who have a verifiable track record. We fund up to 70-80% LTV, and focus on residential projects such as: buy and hold, fix and flips, and commercial real estate acquisitions. The biggest factor we look at is the experience of the investor and the LTV of the project they're requesting assistance with.

80% LTV

We fund loans up to 80%
LTV with no issues.
We DO NOT do 100% financing.

Fast

We promise to treat you
like a partner.
We don't like wasting time

No $ Limit

No limits on what we can
do for you.
We max out at 80% ARV.

70-80% LTV For Seasoned Developers Nationwide

Fix and Flip, Cash-out Refinance, and Acquisition Loans
For Experienced Real Estate Developers.

We Fund Real Estate Projects Nationwide

We fund projects nationwide, ranging from fix and flips, to commercial acquisitions. Bottom line, we can help - regardless of the size, or difficulty of the project. We do not do 100% financing - and prefer working with experienced real estate investors.

Recently Funded Projects

Hard Money

Financing for fix and flips, commercial estate, and acquisitions / refinancing
Financing up to 70% of the After Repair Value
We charge 9-10% on average, with no junk fees

Cape Coral-Florida Hard Money Loans

If you’re a real estate investor in Cape Coral, Florida, you’re aware of the great opportunities the area provides. Now you’ll have another tool to help you with your property financing. Our hard money loans provide investors with access to funds to purchase, rehabilitate, and otherwise improve real estate in the area. Even if you’ve had difficulty obtaining financing elsewhere, we’ll probably be able to help.

What is a Hard Money Loan and What Benefits Does It Provide?

A hard money loan is a temporary mortgage used by investors to secure and improve real estate for the purpose of reselling it for a profit. These loans offer fast approval and funding times. Within a few days, you could have access to all new opportunities.

Hard money loans are structured a bit differently than a regular mortgage due to their non-conforming nature. Since the loan is temporary, the term is typically one year or less with a maximum of five years with approval. The interest rates are a typically higher than a traditional loan; however, lower monthly payments are possible. Interest only loans and no need for mortgage insurance make the loans even more appealing to investors. These loans are intended for properties that the investor is not involved with after the sale of the property. The loan should be repaid at the time of sale and shouldn’t be extended beyond this point.

Hard money loans focus on the collateral rather than the borrower when being underwritten. This means that picking a great property that has a high profitability potential is important. Borrowers need not worry about poor credit, limited assets, or any other factors that may have been challenges in the past.

How are These Loans Better Than Using a Bank Loan?

Bank loans are typically funded and backed by the governmental agency that administers and backs these types of loans. For this reason, they must adhere to strict criteria when underwriting the loans. This can lead to a seemingly endless goose chase for a potential denial. Also, unless a significant down payment is made, you’ll most likely have to pay a hefty monthly mortgage insurance premium. With a hard money loan, all of this is bypassed. While our loans are certainly subjected to governmental regulations, we’re offered much more flexibility in the underwriting process. The funding time is perhaps one of the biggest benefits to using our company over a bank. You’ll wait days, not weeks or even months in some cases. Simply put, governmental loans aren’t appropriate for investment purposes.

What’s Required to Apply for a Hard Money Loan in Cape Coral, Florida?

You must have a property selected to apply for a hard money loan. Any information that you have available regarding the property is helpful. These items can include a recent appraisal, tax bills, the agreement of sale, and any other documents relating to the property. An updated appraisal will be ordered to ensure that the home values are consistent and that the anticipated after-repair value is realistic. Other documents relating to your personal and business finances may also be requested.

How Do I Apply for a Hard Money Loan in Cape Coral?

Applying is fast and easy with our online loan inquiry form. Simply provide some basic information and one of our friendly, dedicated, and professional loan representatives will be in touch to help. They’ll review all your options to find the best loan possible for your property. After the application is completed, we’ll contact you with more information relating to the loan approval and funding process. You’ll soon see why so many real estate investors in Cape Coral depend on us for all their financing needs. Get in touch with us and we’ll get your loan approval started, today!

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
WHAT ARE Asset-Based Loans?

What is an asset based loan? An asset-based business line…

101 Things you need to know before you apply for an SBA loan

101 Things you need to know before you apply for…

ESOP

ESOP – employee stock ownership plan, is a qualified employee…

Financing Small Businesses: How It Helps The Entire Community

Small business financing is a great thing, but many people…

Here’s Every Document You’ll Need to take a Small Business Loan

Documentation and paperwork is the single largest obstacle to most…

Delancey Street understands funding like no one else!
Steven Norris
Get Funding Today

Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

Apply Now