Fast Hard Money Loans For Experienced Investors

Delancey Street provides hard money loans nationwide to investors who have a verifiable track record. We fund up to 70-80% LTV, and focus on residential projects such as: buy and hold, fix and flips, and commercial real estate acquisitions. The biggest factor we look at is the experience of the investor and the LTV of the project they're requesting assistance with.

80% LTV

We fund loans up to 80%
LTV with no issues.
We DO NOT do 100% financing.


We promise to treat you
like a partner.
We don't like wasting time

No $ Limit

No limits on what we can
do for you.
We max out at 80% ARV.

70-80% LTV For Seasoned Developers Nationwide

Fix and Flip, Cash-out Refinance, and Acquisition Loans
For Experienced Real Estate Developers.

We Fund Real Estate Projects Nationwide

We fund projects nationwide, ranging from fix and flips, to commercial acquisitions. Bottom line, we can help - regardless of the size, or difficulty of the project. We do not do 100% financing - and prefer working with experienced real estate investors.

Recently Funded Projects

Hard Money

Financing for fix and flips, commercial estate, and acquisitions / refinancing
Financing up to 70% of the After Repair Value
We charge 9-10% on average, with no junk fees

Hard Money Loans Charlotte


As an investor, you’ve likely heard about hard money loans. In addition to being a valid financing option, hard money loans offer real estate investors a wide range of flexibility when it comes to their investments.

What to Look for in a Lender

To take advantage of the benefits that hard money loans have to offer, you need to find the right lender. Though many real estate investors do use hard money loans to fund their purchases, the industry itself can be a bit harrowing to navigate. If you’re new to borrowing, you’ll need to do a fair amount of background research to learn more about the lenders in your community.

When you’ve narrowed down your list, be sure to ask all potential lenders the following questions:

  • Do you have a license ID?All hard money lenders are required by their state to have a real estate broker license ID. If a lender is not licensed, they are operating illegally. If you want to do your own research on a lender, you can search through the state website for your local real estate bureau.
  • Do you have experience with hard money lending?The most experienced hard money lenders are your best bet whether it is your first time or fiftieth. Working with a well-versed money lender will allow you to get your cash fast while they also teach you valuable information about the entire hard money process.
  • What are the interest rates?Interest rates are often downplayed during the application process for hard money loans. However, going in to ask for a loan without a thorough understand of the interest rates is not a wise decision. Many lenders charge interest rates that go into the double-digits, so it’s better to know upfront whether or not you can afford a loan like this.
  • Are there any additional fees?Hidden fees are something else investors must watch out for when applying for a hard money loan. While some lenders are open about the fees, others add them on as hidden expenses. Rather than be surprised by the final amount you’ll have to pay when the loan is due, ask a potential lender in the beginning if they charge additional fees.
  • How will the loan be repaid?Though most hard money lenders require a final balloon payment at the end of the term, this isn’t always the case. Ask the lender if you will be expected to make payments on the interest throughout the term or if no payments are required. If the answer is no, determine if the lender expects a single balloon payment when the loan comes due. The answer to questions regarding payments will allow you to decide if hard money loans are a financially sound solution.
  • Can a borrower with an owner-occupied property obtain a loan?Individuals looking to cash in on the benefits of hard money loans in mesquite, Texas will find that very few lenders will loan money intended for an individual’s primary residence. However, with enough research, you may find a few lenders that will.

Choosing a Reputable Lender

Just as it is important to ask lenders the aforementioned questions, you should keep in mind that not all lenders will have your best interests at heart. Some newer investors fall victim to loan sharks disguised as reputable hard lenders. The fastest way to avoid a scam like this is to check their information against what is published on the website of the real estate bureau for your state.

Once you see if they are licensed, check the interest rates. If the rates go beyond the usury limit for your state, you’ve found a disreputable lender.

Hard money loans aren’t hard to find—but be careful in your search for a lender. Just as your property purchase is an investment, make you sure your choice of lender is a good one as well.

Do you want to get hard money loan to finance the purchase of an investment property? Want to find a reputable hard money lender to help you finance your next investment real estate property?

Take the stress out of purchasing investment properties by getting top notch assistance from our team of professionals. If you are considering the option to use hard money loan, we can help.

Real estate investing is a highly lucrative field and numerous people enter this industry to create vast fortunes and achieve financial independence. In order to become successful in his lucrative industry you need to educate yourself and have access to the right team or resources.

In real estate investing, having access to reliable sources of financing or loans is absolutely essential for success. When a deal pops up, you need to be able to take advantage of it right away and not waste valuable time.
When time is of the essence it’s imperative to take action immediately and get things done fast. Fast-moving deals demand fast action on your part, meaning you need to be able to fund your purchase quickly.

Hard money loans are available and are a great way to close deals quickly, before the competition does. Waiting several weeks or months for a bank loan is not the best strategy for a serious investor. Numerous investors have used hard money loans to fund their real estate investments and grow their business.

Understanding Hard Money Loans
The first step to utilizing hard money financing is to understand how it works and how it can help you grow your business. When exploring real estate investment funding, you need to have a good understanding of a number of ways to accomplish your objective. It is also important to understand the costs involved and how to find a reliable lender to work with.

Finding hard money sources or lenders is not difficult but finding reliable and experienced lenders requires proper research. And there are professionals who can help with that – to advise and guide you in selecting the right lender for your project.

The key is finding which hard money lender or loan is a good fit for your real estate investment project. And that’s where we come in – to give you access to our conglomerate pool of hard money lenders who is eager to meet your needs.

The Advantages Of Using Hard Money Loan To Purchase A Property
Obtaining financing with a hard money loan offers investors a number of benefits, including:
Fast Funding: Hard money loans are a great option for investors who need to close a deal quickly. Hard money lending is fast, as you can obtain a loan within a week. Time is of the essence when you are dealing with large investment projects, and hard money loan can help make that process quicker.
Collateral: When dealing with a hard money lender, the property itself is used as collateral for the loan. You’ll find that some lenders even consider other assets during the loan process.
No Credit Needed: Hard money lenders do not care about the credit history or credit score of the borrower. Thy use the value of a property as a determining factor for the loan, not your credit worthiness.
Flexibility: Loan terms can be negotiated when working with a hard money lender. Banks and other conventional lenders do not offer such flexibility.

Let Us Help You Get Funding Fast
We have been providing excellence service to real estate investors and we have what it takes to advise and guide you properly. Our team of hard money pool is available and is a great option for anyone who is serious about taking their business to the next level.
We have a great reputation in the industry and we’ll ensure that you are completely satisfied with out service. Contact us right away to get started on your way to real estate investing success.


Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
Long Island Small Business Loans

Long Island Business loans can be hard and confusing. However,…

Go Public with Reverse Merger Shells

Go Public With Reverse Merger shells If you’re interested in…

Business Entities

Business Formations Breakdown When starting a business venture, you’ll need…

Delancey Street understands funding like no one else!
Steven Norris
Get Funding Today

Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

Apply Now