Fast Hard Money Loans For Experienced Investors

Delancey Street provides hard money loans nationwide to investors who have a verifiable track record. We fund up to 70-80% LTV, and focus on residential projects such as: buy and hold, fix and flips, and commercial real estate acquisitions. The biggest factor we look at is the experience of the investor and the LTV of the project they're requesting assistance with.

80% LTV

We fund loans up to 80%
LTV with no issues.
We DO NOT do 100% financing.


We promise to treat you
like a partner.
We don't like wasting time

No $ Limit

No limits on what we can
do for you.
We max out at 80% ARV.

70-80% LTV For Seasoned Developers Nationwide

Fix and Flip, Cash-out Refinance, and Acquisition Loans
For Experienced Real Estate Developers.

We Fund Real Estate Projects Nationwide

We fund projects nationwide, ranging from fix and flips, to commercial acquisitions. Bottom line, we can help - regardless of the size, or difficulty of the project. We do not do 100% financing - and prefer working with experienced real estate investors.

Recently Funded Projects

Hard Money

Financing for fix and flips, commercial estate, and acquisitions / refinancing
Financing up to 70% of the After Repair Value
We charge 9-10% on average, with no junk fees

Coral Springs-Florida Hard Money Loans


If you’re a real estate investor in Coral Springs, Florida, you’re aware of the excellent opportunities that are available. You’ll also now have additional tools available to help finance your projects. Our hard money loans make it possible to get the funding you need within days instead of weeks. We have a program available for nearly every type of investor. If you’re wanting to purchase or fix up a property for resale, you can count on us for dependable, professional, and prompt service.

What is a Hard Money Loan and How Does it Work?

Hard money loans are a form of real estate financing that’s designed specifically for those seeking to sell real estate for a profit. “Fix and flip” and purchases with no down payment are all possible with our loans. Whether you’d like to purchase land or a lot, a home to rehabilitate, or any other profitable parcel, you’ll be able to do it with ease. Hard money loans offer the flexibility and convenience that other companies simply can’t offer.

A hard money loan is a temporary solution to hold the property while it’s being rehabilitated and sold. Since the loans are of an unconventional nature, the processing requirements and legwork is significantly reduced. However, the interest rates of these loans are typically higher. The terms are significantly shorter than a traditional real estate loan. One to five years is a common time frame. The loan should be repaid with the proceeds of the property sale. Since many of these loans are based on a balloon payment and interest-only repayment structure, the loan must be repaid to avoid any potential pitfalls.

How are Hard Money Loans Different Than a Conventional Lender’s Offerings?

Conventional mortgage lenders typically provide loans that are secured with permanent collateral that’s intended to be retained by the owner. While these loans have lower rates and a stable amortization schedule, other charges such as mortgage insurance and escrow payments often increase the monthly payment. With a hard money loan, the monthly payment is kept to an absolute minimum. This benefits the investor who has no interest in the property after it’s sold. Traditional lenders also focus their efforts heavily on the borrower’s financial status. Minimum credit scores, a significant down payment, employment, income, assets, and more are all reviewed carefully. A hard money loan focuses on the property and its potential for profit rather than the borrower. This provides opportunities to those who may have had credit issues and limited assets in the past.

What Do I Need to Do to Apply for a Hard Money Loan in Coral Springs, Florida?

To qualify for a hard money loan, you must have a property selected. Although an appraisal will be ordered, you should provide any plans, estimates, past appraisals, and anything else that relates to the property. The after-repair value must be substantiated through recent home sales. Overall, you must be able to demonstrate that the property will most likely turn a profit once it’s sold. Personal and business financial documents should also be provided upon request.

How and Where Do I Apply for a Hard Money Loan in Coral Springs, Florida?

Applying online saves you time and money. Simply provide us with the requested information and we’ll have one of our loan representatives get in touch with you. We have many different programs to help investors of all types. We’ll go over the best options and tell you how to proceed. Before you know it, your project will be funded. You’ll quickly see why so many investors in Coral Springs trust us with their real estate investment needs. Give us a call so we can help you with the same great service, today!

Banks and credit unions look at the bottom line: credit scores, debts and income. This left many borrowers without financing options, until now. Hard money loans are an alternative to traditional bank loans.

Hard Money Loans are Private Real Estate Loans

Companies and investors offer hard money loans to those who can’t obtain financing or need money pronto. A hard money loan is a type of real estate loan based on the value of the property. The property is used as collateral for the loan. Hard money loans are short-term loans which must be repaid within two to five years. The exact time depends on negotiated terms. Sometimes borrowers repay their loan within 12 months.

Types of Hard Money Loans

The term “hard money loan” is a general term to describe a variety of loans offered by hard money lenders. For example, a bridge loan is for an individual who have a goal of refinancing or reselling the property quickly. Other types of hard money loans include, but are not limited to:

• Fix-and-flip loan: This loan allows a person to purchase a distressed property with the goal of making repairs and selling it. The loan is repaid after the property is flipped.
Construction loan: This loan is for real estate developers who want to start building now, with the goal of selling or refinancing the new construction immediately.
• Owner-occupied loan: This type of loan is for a person who doesn’t qualify for a traditional loan. Also, they have the goal of living in the property as the owner.

The Factors Hard Money Lenders Consider when Approving Loans

Bank lenders and hard money lenders do look at credit scores, income and debts when determining whether to approve loans. However, hard money lenders do not base their lending decisions on those three factors. The lenders considered the collateral of the investment. This is the value of the property after a full appraisal.

Hard money lenders also require each borrower have a percentage of the loan, called the down payment. The value could be the loan to Loan-To-Value (LTV) or After-Repair-Value (ARV) ratio. Typically, the percentage needed is 20 percent. However, some hard money lenders may vary the percentage.

Some Negatives about Taking a Hard Money Loan

Hard money loans have some disadvantages. For instance, they have a high interest rate. A lender may charge 15 percent APR or higher. Since they are short-term loans, they must be repaid within that time period. The loans include a balloon payment. This is the last payment and includes all unpaid interest, fees and remaining balance.

Positives of Obtaining a Hard Money Loan

The negatives will vary according to the borrower. The positives associated with hard money loans will also depend on the borrower. The most common positives associated with hard money loans include getting money fast. Hard money loans are approved within a week.

Another positive is getting financing when banks won’t approve the loans. Flexible terms are another positive. Hard money lenders will usually customize terms to fit a borrower’s finances. This typically won’t happen with a bank loan.


Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

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"Great choice for first time fix and flippers"
$250,000 Hard money Loan

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