Hard Money Loans Corpus Christi

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

1

High LTV

We fund hard money loans up to 80-90% LTV with no issues.

2

Fast

We promise to treat you like a partner

3

No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

Raised
APR
ARV
700,000
9,0%
60%
100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

Raised
APR
ARV
1,200,000
11%
82%
100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

Raised
APR
ARV
830,000
8,99%
75%
100% Funded!

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Industries We Service

Cannabis
Residential Real Estate
Commercial Real Estate
Startups

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of builders, developers, hard money lenders, and entrepreneurs. We understand your project has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Hard Money Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification Project and LTV matter. We don’t care about your credit.
Maximum LTV 80-90%
Loan Terms 12-48 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get pre-qualified

  • Looking to purchase a property
  • No obligation and no effect on y
Get pre-qualified today

Hard Money Loans Corpus Christi

Investing in real estate is an excellent way for people to improve their financial position. However, one of the most common obstacles for investors is securing financing to make a purchase. Hard money loans are a common approach for people who do not have a strong credit history. These loans generally have a much higher rate of interest than typical loans. However, it is much more convenient for investors to receive this capital than going through a bank.

Real Estate Overview in Denver

Denver has one of the hottest real estate markets in the United States. Over the past decade, real estate prices in Denver have increased quickly. The city has a ton of investment opportunities for people who are willing to work hard and take financial risks.
The local banking industry is not conducive to real estate investors. Most banks require a substantial down payment before lending money for an investment loan. One of the most common uses for a hard money loan is to make a down payment on a home. The vast majority of real estate investors use loans to purchase investment properties. Before buying a property, real estate investors should research the local area carefully. Some investors wrongly believe that making money with real estate is easy. However, there are multiple examples of investors going bankrupt in Denver due to bad business deals.

Choosing a Lender

Before utilizing financing, a person should analyze all of their lending options. Some people wrongly believe that all lenders are the same. However, there is a drastic difference in customer service between banks. When working with a hard money lender, it is preferable to work with someone who has a track record in the industry. Some people become hard money lenders as a way to make additional income, and many of these lenders do not care about customers. People without experience in the lending industry may have unrealistic expectations about the payback period on a loan.

Duration

Hard money loans should be paid back quickly. Purchasing a home with a hard money loan is rare. Instead, most people use these financial instruments to make a down payment or to make a repair on a property. A shorter loan duration generally correlates with less risk for the lender. In most cases, investors should pay down the hard money loan as fast as possible to reduce interest expenses.

Interest Rates

For years after the last recession, interest rates were at historic lows. Although interest rates have slightly increased since that time, rates are still much lower than the historical average. As a result, it still makes sense to use traditional financing methods to invest in real estate. An investor with average credit can receive an investment loan with an interest rate of five or six percent.
Hard money loans have much higher rates of interest. It is not uncommon to see hard money loans with a 12 percent interest rate. There are various reasons for the higher interest rates. In most cases, these loans are not from certified financial institutions. The lenders are taking on a lot of financial risk by lending the money.

Other Considerations

Although real estate investing can be profitable, investors should conduct careful research before making any decisions. The Denver real estate market is competitive, and some people may overpay for a property. It is much better for an investor to wait for the right property than to quickly purchase the first property available. Investors should also have a property management team ready to help with the tenant placement and management process. Hard money loans are an excellent way to get started with this process.

Hard Money Loans

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