Fast Hard Money Loans For Experienced Investors

Delancey Street provides hard money loans nationwide to investors who have a verifiable track record. We fund up to 70-80% LTV, and focus on residential projects such as: buy and hold, fix and flips, and commercial real estate acquisitions. The biggest factor we look at is the experience of the investor and the LTV of the project they're requesting assistance with.

80% LTV

We fund loans up to 80%
LTV with no issues.
We DO NOT do 100% financing.


We promise to treat you
like a partner.
We don't like wasting time

No $ Limit

No limits on what we can
do for you.
We max out at 80% ARV.

70-80% LTV For Seasoned Developers Nationwide

Fix and Flip, Cash-out Refinance, and Acquisition Loans
For Experienced Real Estate Developers.

We Fund Real Estate Projects Nationwide

We fund projects nationwide, ranging from fix and flips, to commercial acquisitions. Bottom line, we can help - regardless of the size, or difficulty of the project. We do not do 100% financing - and prefer working with experienced real estate investors.

Recently Funded Projects

Hard Money

Financing for fix and flips, commercial estate, and acquisitions / refinancing
Financing up to 70% of the After Repair Value
We charge 9-10% on average, with no junk fees

Dallas Hard Money Loans

Did you know that mortgages are not the only kind of loans that can be used to finance the purchase of residential or commercial real estate? There is another kind of loan known as a hard money loan that can finance a property purchase quicker than a traditional mortgage, but should you use one? That could depend on factors such as what kind of property you intend to purchase, what you intend to do with the property, and how quickly you can repay a hard money loan. But what exactly are Dallas hard money loans based on and where do you get them?

Hard Money Loans Emphasize The Value Of The Property To Be Used As Collateral
While both traditional mortgages and hard money loans are secured loans, which are secured by the property you are purchasing, mortgages often are approved based on the borrower’s income, credit history, past foreclosures or defaults, or other extensive background checks. Hard money loans on the other hand, are based more on the value of the property used to secure them. Yes, your credit and income does matter and will be checked, but you won’t be rejected for a hard money loan simply because you have a blemish on your credit report.

Hard Money Loans Are Meant To Be Used For Short-term Projects
Usually the idea behind a hard money loan is to buy and flip a property, or to turn it into a rental unit within a short period of time. For that reason, hard money loans usually come with short terms of about six months to two years, though occasionally you can get them for longer. They also usually have higher interest rates than mortgages because they are shorter in term and lenders usually are taking on more risk by loaning to borrowers who may not have the greatest credit or income situation. Hence getting quick returns on your investment are usually very important so you don’t get caught in an extended debt situation or forfeit the property to the lender.

Hard Money Lenders Are Usually Investors Or Other Non-Bank Institutions
So who exactly can you get a hard money loan from? Usually you can find them at various investment firms that deal specifically in real estate, mortgage brokers, or other alternative lenders who might have interests in real estate and can afford risks. Usually what the lender will do is conduct a thorough review of the property to be purchased and make the loan based on a loan-to-value ratio.

Specific Hard Money Loans For Projects
Besides the acquisition loans that are usually used for directly buying properties for fixing and flipping, there are other hard money loans like construction loans and bridge loans. Construction loans are usually used specifically by contractors or those undertaking construction projects that need just a little more time to complete than basic home flipping. Bridge loans are somewhat similar to second mortgages or home equity loans because they are taken out against properties already owned in order to get funding until a property is sold off.

Applying For A Hard Money Loan
If you want financing that can be done quickly and believe you have a favorable situation to repay a loan, you may want to make sure you have your documents ready to show the lender. Generally what they’ll want to see statements of your bank account, your monthly income amount, details on the property you’re looking to purchase and sometimes a few other financial documents for good measure. But usually the lender will make a decision to fund your property investment within days, so you won’t have to be kept in limbo for extended periods hoping for approval and waiting to see funds in your account.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

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