Dallas Hard Money Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

High LTV

We fund loans up to 80-90% LTV with no issues.


We promise to treat you like a partner.

No $ Limit

No limits on what we can do for you.

Recently Funded Projects

Residential Refinance
Residential Refinance

Residential refinance in Los Angeles, with a loan amount of $830k, at 75% LTV. We were able to help the investor get a loan at 8.99% with a balloon payment after 18 months.

8.99 %
100% Funded!
Residential Investment
Residential Investment

Delancey Street funded a new residential purchase in California, for $1.2 million with 82% LTV. We helped the developer with a loan at 11% with a balloon payment in 9 months.

11 %
100% Funded!
Residential Investment
Residential Investment

Property in New York was torn down, and redeveloped. We provided a 60% LTV loan for $700k. We charged no upfront fees, and had a balloon payment after 10 months.

9.0 %
100% Funded!

Hear from people we’ve helped

“Delancey Street makes lending easy. They took a chance on me when no one else would.”

- Leo kovacz

Industries We Service

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Did you know that mortgages are not the only kind of loans that can be used to finance the purchase of residential or commercial real estate? There is another kind of loan known as a hard money loan that can finance a property purchase quicker than a traditional mortgage, but should you use one? That could depend on factors such as what kind of property you intend to purchase, what you intend to do with the property, and how quickly you can repay a hard money loan. But what exactly are Dallas hard money loans based on and where do you get them?

Hard Money Loans Emphasize The Value Of The Property To Be Used As Collateral

While both traditional mortgages and hard money loans are secured loans, which are secured by the property you are purchasing, mortgages often are approved based on the borrower’s income, credit history, past foreclosures or defaults, or other extensive background checks. Hard money loans on the other hand, are based more on the value of the property used to secure them. Yes, your credit and income does matter and will be checked, but you won’t be rejected for a hard money loan simply because you have a blemish on your credit report.

Hard Money Loans Are Meant To Be Used For Short-term Projects

Usually the idea behind a hard money loan is to buy and flip a property, or to turn it into a rental unit within a short period of time. For that reason, hard money loans usually come with short terms of about six months to two years, though occasionally you can get them for longer. They also usually have higher interest rates than mortgages because they are shorter in term and lenders usually are taking on more risk by loaning to borrowers who may not have the greatest credit or income situation. Hence getting quick returns on your investment are usually very important so you don’t get caught in an extended debt situation or forfeit the property to the lender.

Hard Money Lenders Are Usually Investors Or Other Non-Bank Institutions

So who exactly can you get a hard money loan from? Usually you can find them at various investment firms that deal specifically in real estate, mortgage brokers, or other alternative lenders who might have interests in real estate and can afford risks. Usually what the lender will do is conduct a thorough review of the property to be purchased and make the loan based on a loan-to-value ratio.

Specific Hard Money Loans For Projects

Besides the acquisition loans that are usually used for directly buying properties for fixing and flipping, there are other hard money loans like construction loans and bridge loans. Construction loans are usually used specifically by contractors or those undertaking construction projects that need just a little more time to complete than basic home flipping. Bridge loans are somewhat similar to second mortgages or home equity loans because they are taken out against properties already owned in order to get funding until a property is sold off.

Applying For A Hard Money Loan

If you want financing that can be done quickly and believe you have a favorable situation to repay a loan, you may want to make sure you have your documents ready to show the lender. Generally what they’ll want to see statements of your bank account, your monthly income amount, details on the property you’re looking to purchase and sometimes a few other financial documents for good measure. But usually the lender will make a decision to fund your property investment within days, so you won’t have to be kept in limbo for extended periods hoping for approval and waiting to see funds in your account.

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