Did your merchant cash advance company approve renewal, then denied it?

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Did your merchant cash advance company approve renewal, then denied it?

Merchant cash advance approval renewal but then denied it
You can be denied for a merchant cash advance for a lot of reasons. When a merchant cash advance company denies your approval, they will typically send you a letter explaining why you were rejected. It can be challenging, and tough, if your renewal is approved – but then later denied. The letter the merchant cash advance company will typically tell you about what info they gathered, and what reasons were responsible for the rejection. Based on our experience, we typically see merchant cash advances rejected for the following reasons:

  • Trouble verifying your company information
  • Abnormal sales patterns
  • Negative balance in your account
  • Applying way too soon after paying off another existing loan
  • You took another loan
  • You’re in a high risk industry

There are some other factors which can impact your loan approval, such as being unrealistic about the money of money you want to borrow. When you apply for a loan, it’s important you always make sure the amount of money you are borrowing is reasonable, and you can show how the funds will be used. You should have a detailed plan on how the money will be used, what expenses it will be used for, and how you’ll make enough money to repay the merchant cash advance.
What happens next
When you’re declined for a loan, it can feel like the world is over. The good news is there are steps you can take to qualify for a loan with another merchant cash advance company. For example, there are numerous high risk merchant cash advance companies that specifically might handle your type of business loan.

Do you need a small business loan?

Apply now