El Paso Hard Money Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

High LTV

We fund loans up to 80-90% LTV with no issues.


We promise to treat you like a partner.

No $ Limit

No limits on what we can do for you.

Recently Funded Projects

Residential Refinance
Residential Refinance

Residential refinance in Los Angeles, with a loan amount of $830k, at 75% LTV. We were able to help the investor get a loan at 8.99% with a balloon payment after 18 months.

8.99 %
100% Funded!
Residential Investment
Residential Investment

Delancey Street funded a new residential purchase in California, for $1.2 million with 82% LTV. We helped the developer with a loan at 11% with a balloon payment in 9 months.

11 %
100% Funded!
Residential Investment
Residential Investment

Property in New York was torn down, and redeveloped. We provided a 60% LTV loan for $700k. We charged no upfront fees, and had a balloon payment after 10 months.

9.0 %
100% Funded!

Hear from people we’ve helped

“Delancey Street makes lending easy. They took a chance on me when no one else would.”

- Leo kovacz

Industries We Service

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

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You might know people who have invested in real estate and done really well from it. You may have seen some of the shows on TV where people purchase fixer-uppers, put in some hard work to get them in good condition and then sell them for much more than they paid for them. After hearing so much about real estate investing and how beneficial it can be for the people who do it, you might have decided that it’s something that you’re interested in doing yourself. Of course, there are certain tools that you might need to help you get started. For example, hard money loans can be very helpful for those who are interested in making an income from investing in real estate. After learning a little more about hard money loans, you will probably see that they can be very helpful with starting a real estate investment business.

Are Hard Money Loans Anything Like Mortgage Loans?

When you think about buying a piece of property, you might think about using a traditional mortgage to do it. This often is not an option for real estate investors for reasons that you will learn more about below.

Since hard money loans are also used to purchase real estate, they are similar to mortgages in a few ways. For example, the piece of property that you purchase will generally be used as collateral to back the hard money loan that you take out. This is very similar to how things work with a traditional mortgage.

Of course, there are a lot of differences between the two types of loans as well. You will learn a little more about these differences below. Once you learn a little more about how hard money loans are different, you might begin to understand why they are often a much better choice for those who are interested in investing in real estate.

What Are the Key Differences Between Hard Money Loans and Mortgages?

As mentioned above, there are a couple of similarities between mortgage loans and hard money loans. Beyond those couple of things, though, the two types of loans couldn’t really be any different.

For one thing, even though mortgages are generally backed by big banks, the opposite is true with hard money loans. When you take out a hard money loan, you will generally be borrowing from a smaller company or even just a single private investor.

Another thing to note is that you can often get approved for a hard money loan and can get the funds to purchase the property that you want a whole lot faster. Buying a home and having to wait to get approved for a loan can be a big hassle. It can be even more of a hassle if you’re an investor who needs to have a quick turnaround time and who needs to be able to act quickly when good deals are available. Instead of having to potentially wait for a couple of months to get approved for a hard money loan — which is more common in the mortgage business than many people realize — you can typically get approved within just a matter of days.

Lastly, you have to realize that it is generally much easier for people to get approved for hard money loans than it is for them to get approved for mortgages. If you don’t have perfect credit, getting a mortgage loan might be hard. If the home that you’re hoping to purchase will not pass a general home inspection, which is a very common problem that investors face when buying fixer-upper homes, then it might not be qualified for a mortgage. Hard money lenders help eliminate all of these hurdles to make investing in real estate a whole lot easier for the average person, even if that person does not have the capital himself or herself to purchase the property in cash.

El Paso real estate investors can benefit greatly from El Paso hard money loans. If you have your eye on a certain property or if you would just like to be prepared to purchase an investment property when you find one, consider exploring hard money loans for the reasons listed above.

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