Bakersfield Fix and Flip Lenders

We empower entrepreneurs who fix and flip houses. Regardless of how many fix and flips you do, or the overall $ you need - we are here to help you. Not only do we provide funding, we have a number of team members who fix and flipped themselves - who can help and advise you. We're partners first - lenders second. At Delancey Street, we not only invest in you financially - but also invest our expertise and resources to make you a success. Tell us about your idea, let’s discuss your opportunity

High LTV

We fund loans up to 80-90% LTV with no issues.


We promise to treat you like a partner.

No $ Limit

No limits on what we can do for you.

Recently Funded Projects

Residential Refinance
Residential Refinance

Residential refinance in Los Angeles, with a loan amount of $830k, at 75% LTV. We were able to help the investor get a loan at 8.99% with a balloon payment after 18 months.

8.99 %
100% Funded!
Residential Investment
Residential Investment

Delancey Street funded a new residential purchase in California, for $1.2 million with 82% LTV. We helped the developer with a loan at 11% with a balloon payment in 9 months.

11 %
100% Funded!
Residential Investment
Residential Investment

Property in New York was torn down, and redeveloped. We provided a 60% LTV loan for $700k. We charged no upfront fees, and had a balloon payment after 10 months.

9.0 %
100% Funded!

Hear from people we’ve helped

“Delancey Street makes lending easy. They took a chance on me when no one else would.”

- Leo kovacz

Industries We Service

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Bakersfield Fix and Flip Loans

Delancey Street provides fix and flip loans to real estate investors in Bakersfield, and the greater Kern County. We can provide funding for your next project, regardless of the amount, and regardless of the length of the loan.

Smart real estate investors are eyeing fix-and-flip opportunities in Bakersfield, CA. Bakersfield offers all the benefits of Southern California, like sunshine, warm weather, and beautiful mountain peaks, while giving residents freedom from L.A. traffic, smog, and expense. Even more importantly for the fix-and-flip investor, its economy and real estate market are surging.

Bakersfield is growing, and so is its demand for updated homes. That means big money for fix-and-flip properties. Many Bakersfield homes need work, and that means they’re low priced. Enterprising real estate investors are making a killing buying these homes, completing the rehab and renovations, and flipping them onto Bakersfield’s hot housing market.

What’s the best way to profit from this trend?

Investors are making big money in Bakersfield with fix-and-flip loans. Unlike conventional mortgages, fix-and-flip loans are designed for buying investment homes that need work. The entire purpose of the loan is to renovate a home and sell it quick for maximum profit. Does that sound like what you need?

If you are in the real estate business to make big money quick or thinking about getting in on the fix-and-flip opportunities in Bakersfield, it is the only way to go.

How fix-and-flip loans differ from traditional mortgage loans

Fix-and-flip loans are about the investment opportunity. Lenders designed traditional mortgage loans for families who want to buy a home and live in it for a long time—usually five years to several decades. Looking at the loan from this perspective, the lender is primarily concerned with the borrower(s), not the property. Sure, the traditional lender wants an appraisal, but that’s usually a formality. The lender really cares about whether the borrower can afford the payments and if borrower will have a stable income stream to keep paying for many years into the future.

Because of this, the traditional lender looks at income, job history, and credit score. If the borrower meets the lender’s criteria on these counts, then the lender doesn’t care a whole lot what house the borrower buys. So long as the house fits the price range the borrower qualifies for, the lender is happy to give the loan.

Fix-and-flip loans take the inverse perspective. The borrower’s income, job history, and credit are out the window. The lender often doesn’t even look at them. Why does the fix-and-flip lender avoid using these criteria? Because they have no impact on a short-term, fix-and-flip loan.

A fix-and-flip loan is designed for a very short term, usually less than a year. The term is based on the length of time needed to renovate the home and sell it. The fix-and-flip lender has no interest in whether the borrower can pay on the loan for the next three decades. What matters is whether the borrower can make a profit.

A fix-and-flip loan is about the deal, not the borrower’s credit. The approval criteria consists primarily of the cost of buying the property, the cost of renovating the property, and the sales price after repairs. The lender calculates these numbers and determines if they add up to a profit. If it’s a money maker, the loan’s a go. If not, the lender turns it down because a loan on a losing deal puts the lender at risk.

How to apply

If you are in the fix-and-flip business, you need to locate a Bakersfield hard money lender you trust. Success depends on having a lender that is experienced in this type of loan. Speed matters when it comes to fix-and-flip loans. The competition won’t wait. Neither can you.

First step, locate a Bakersfield fix-and-flip lender with expertise in the Bakersfield market, like Delancey Street. Then find your winning deal and get your loan application in right away. Lender’s like Delancey Street approve loans at lightning speed. They do this because your completion are also trying to get hold of the same property. Expert Bakersfield hard money lenders know if you have a winner, and if you do, you get the green light and the property before your competition.

Bakersfield Fix and Flip Lenders
User Rating
5 based on 1 votes
Service Type
Bakersfield Fix and Flip Lenders
Provider Name
Delancey Street,
bakersfield, california
Delancey Street is a premier Bakersfield fix and flip lender.

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