Oakland Fix and Flip Loans

We empower entrepreneurs who fix and flip houses. Regardless of how many fix and flips you do, or the overall $ you need - we are here to help you. Not only do we provide funding, we have a number of team members who fix and flipped themselves - who can help and advise you. We're partners first - lenders second. At Delancey Street, we not only invest in you financially - but also invest our expertise and resources to make you a success. Tell us about your idea, let’s discuss your opportunity

High LTV

We fund loans up to 80-90% LTV with no issues.


We promise to treat you like a partner.

No $ Limit

No limits on what we can do for you.

Recently Funded Projects

Residential Refinance
Residential Refinance

Residential refinance in Los Angeles, with a loan amount of $830k, at 75% LTV. We were able to help the investor get a loan at 8.99% with a balloon payment after 18 months.

8.99 %
100% Funded!
Residential Investment
Residential Investment

Delancey Street funded a new residential purchase in California, for $1.2 million with 82% LTV. We helped the developer with a loan at 11% with a balloon payment in 9 months.

11 %
100% Funded!
Residential Investment
Residential Investment

Property in New York was torn down, and redeveloped. We provided a 60% LTV loan for $700k. We charged no upfront fees, and had a balloon payment after 10 months.

9.0 %
100% Funded!

Hear from people we’ve helped

“Delancey Street makes lending easy. They took a chance on me when no one else would.”

- Leo kovacz

Industries We Service

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Oakland Fix and Flip Loans

Fix and flip Lending involves real estate investing. Investors purchase properties that need fixing, fix up the properties and flip them by selling for a profit. The goal is for investors to fix the property, and sell it at a higher cost than the property was originally bought. This is where fix and flip lenders come handy. Fix and flip lenders help investors find ways to flip real estate properties no matter the credit standing, income or time on the job. We provide funding for your fix and flip properties.

Fix and flip loans assist investors in renovations and property purchases. The main goal is to flip for a profit. Most properties are already in distressed conditions, and the investors job is to fix them up to get the properties ready to sell as quickly as possible. House flipping, when done successfully, can bring in a nice profit for real estate investors. There are several types of fix and flip lending options, including:

Bridge Loan: This loan type is a temporary loan which covers the timeframe during the time a home is purchased and when one is sold. The real estate transactions are separate.

Home Equity Loan: This loan is similar to using a credit card. Investors are issued borrowed funding from their real estate’s value. This can be used as funding for new purchases.

Bank Loan or Mortgage: These loan types are more long term, up to 30 years.

Hard Money Loan: This type of loan is secured by using real estate as collateral. It is short term, and used for purchasing and renovations.

Refinance Loan: This type of loan occurs when an investor takes a second loan out on an existing property. The proceeds are used to finance new real estate investments.

Investment Line of Credit: This is a line of credit which can only be used for specific investment property use.

Real Estate Crowd Funding: This is a popular type of investment which involves real estate investors apply to receive crowdfunding and being listed on reputable crowdfunding sites.

Are there guidelines for Oakland Fix and Flip Properties?

Many distressed properties that investors are interested in, do not meet general guidelines to be financed by the FHA. This is why Oakland fix and flip loans are important to investors otherwise cannot get traditional financing. This type of lending is good for investors with questionable credit histories, or little to no credit. The reason you are able to get financing without “any credit,” is because the lender makes their decisions based off of the property itself, and not necessarily the borrower. The lenders use collateral from investors to fund the fix and flip loans. This is different from traditional mortgages, where a credit score is generally required, along with job history.

The main thing to understand about fix and flip lenders is that the loans are generally for shorter terms. The most common term is one year. It’s critical that you sell the property and repay the loan ASAP. The worst case scenario is that the hard money lender can foreclose on and take over the property – if you don’t repay the loan.

What’s next

Delancey Street, an Oakland fix and flip lender – is focused on providing loans for projects that will succeed. We focus on projects we think have a good real estate developer behind it. We look at the cost of purchasing the property, the cost of rehab, and the final potential value at which the property can be sold. We take risks on entrepreneurs who we see are driven.

Oakland Fix and Flip Loans
User Rating
5 based on 1 votes
Service Type
Oakland Fix and Flip Loans
Provider Name
Delancey Street,
Delancey Street is a top rated Oakland fix and flip lender.

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