Fast Hard Money Loans For Experienced Investors

Delancey Street provides hard money loans nationwide to investors who have a verifiable track record. We fund up to 70-80% LTV, and focus on residential projects such as: buy and hold, fix and flips, and commercial real estate acquisitions. The biggest factor we look at is the experience of the investor and the LTV of the project they're requesting assistance with.

80% LTV

We fund loans up to 80%
LTV with no issues.
We DO NOT do 100% financing.

Fast

We promise to treat you
like a partner.
We don't like wasting time

No $ Limit

No limits on what we can
do for you.
We max out at 80% ARV.

70-80% LTV For Seasoned Developers Nationwide

Fix and Flip, Cash-out Refinance, and Acquisition Loans
For Experienced Real Estate Developers.

We Fund Real Estate Projects Nationwide

We fund projects nationwide, ranging from fix and flips, to commercial acquisitions. Bottom line, we can help - regardless of the size, or difficulty of the project. We do not do 100% financing - and prefer working with experienced real estate investors.

Recently Funded Projects

Hard Money

Financing for fix and flips, commercial estate, and acquisitions / refinancing
Financing up to 70% of the After Repair Value
We charge 9-10% on average, with no junk fees

Fontana-California

A Guide to Hard Money Loans in Fontana, California
A hard money loan is a real estate loan. These loans can be a solution to a number of mortgage problems. There are numerous hard money loans that include:

Bridge Loan
A bridge loan is for investors who want to buy a property with the intention to refinance or resell it quickly. In addition, investors can also apply for a bridge loan so that they can receive funds for a down payment when they are waiting for the sale of another property.

Owner-occupied Loan
An owner-occupied loan is for investors who may not qualify for other finance options. These loans let an investor purchase property for themselves when they may not have been able to.

Construction Loan
A construction loan is for real estate developers. Developers take out construction loans to quickly start a new construction project with the intention of selling it or refinancing it quickly.

Fix-and-flip Loan
A fix-and-flip loan allows an investor to buy a property, make renovations quickly, and resell the property to repay the loan.

Aside from the aforementioned loans, hard money lenders are private firms that are typically open to lending money to investors for a number of reasons.

How do Hard Money Loans Work in Fontana, California?
Hard money loans aren’t available to individuals who want to use the funds for a private residence. Most hard money lenders only grant loans to investors. Hard money loans are only issued for a short time, which is likely to be under two years. Most hard money loans have a 12-month term. Hard money loans are typically payed off in a balloon payment. This payment will cover the remaining principle, interest, and other fees.

What’s the Difference Between a Bank Lan and a Hard Money Loan?
Hard money lenders are private organizations that do not carry the strict terms of loans that are offered by banks. Hard money lenders are usually more open to work with individuals who have went through bankruptcy, a foreclosure, or have bad credit. A hard money lender is more concerned with the value of the collateral.

What are the Advantages of Hard Money Loans in Fontana?
Hard money loans offer Fontana investors many benefits. They provide investors with more opportunities. Traditional loans can take months to finalize. Hard money loans can provide funds to borrowers in a week. Hard money lenders are private investors that are more likely to create a customized plan that fits your needs.

What are the Borrower Requirements for a Hard Money Loan?
The primary factor that determines eligibility for a hard money loan is collateral, and they usually require a full appraisal on the property. A down payment is typically required for a hard money loan. You may be asked to pay a down payment based on the current value of the property, or you could be asked to pay the after-repair value (ARV) on the property.

When Should You Consider a Hard Money Loan?
There are some situations where individuals may want to consider a hard money loan. It is an ideal option for those with poor credit. Although hard money lenders may look at your credit score, it isn’t the primary factor of eligibility.

If you need to move quickly on a real estate deal, a hard money loan could be beneficial. They give an investor the opportunity to avoid the wait that’s seen with traditional banks.

Would you like to know more about hard money loans in Fontana, California? We invite you to contact our team at Delancey Street. Our experts are happy to provide you with our hard money loan options in Fontana.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

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