Fast Hard Money Loans For Experienced Investors

Delancey Street provides hard money loans nationwide to investors who have a verifiable track record. We fund up to 70-80% LTV, and focus on residential projects such as: buy and hold, fix and flips, and commercial real estate acquisitions. The biggest factor we look at is the experience of the investor and the LTV of the project they're requesting assistance with.

80% LTV

We fund loans up to 80%
LTV with no issues.
We DO NOT do 100% financing.


We promise to treat you
like a partner.
We don't like wasting time

No $ Limit

No limits on what we can
do for you.
We max out at 80% ARV.

70-80% LTV For Seasoned Developers Nationwide

Fix and Flip, Cash-out Refinance, and Acquisition Loans
For Experienced Real Estate Developers.

We Fund Real Estate Projects Nationwide

We fund projects nationwide, ranging from fix and flips, to commercial acquisitions. Bottom line, we can help - regardless of the size, or difficulty of the project. We do not do 100% financing - and prefer working with experienced real estate investors.

Recently Funded Projects

Hard Money

Financing for fix and flips, commercial estate, and acquisitions / refinancing
Financing up to 70% of the After Repair Value
We charge 9-10% on average, with no junk fees

Fort Lauderdale-Florida Hard Money Loans

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If you’re looking to purchase an investment property in Fort Lauderdale, Florida, a hard money loan might be a great match for you. Our loans are a great alternative to traditional financing for those who rehabilitate properties. You’ll be able to purchase the property quickly without the hassles and long waiting period you’d experience with a bank or private lenders. This article will explain the process of obtaining a hard money loan and the benefits they provide.

What is a Hard Money Loan?

A hard money loan is a temporary loan with a short term. It’s designed specifically for those looking to purchase a property quickly and with a minimum down payment. Reselling the property is almost always necessary with these loans. The loan focuses on the appraised value of the property and how much it’ll be worth after the project is completed. This is advantageous for borrowers that do not intend on retaining the property or those who need to purchase a property with very little or no down payment. Borrowers do not need to worry about meeting stringent credit requirements or have a significant amount of liquid assets.

Other Benefits of Hard Money Loans in Fort Lauderdale:

Time is of the essence in real estate transactions. Our company makes it easy to get approved within a few days. This means you’ll be able to confidently make offers on more properties.

What’s Required to Apply for a Hard Money Loan in Fort Lauderdale?

All you need for a pre-approval is a property that you’d like to purchase. It’s helpful to have as much information as possible upfront. This can include a recent appraisal and home inspection. The appraisal should be completed by an independent third-party. Comparable sales are also helpful to determine the after-resale value of the property. A home inspection helps to determine what type of work needs to be completed to get the home in salable condition. It also helps to avoid unpleasant and costly surprises that could put your project to a halt. While credit isn’t the only consideration, it’ll most likely be reviewed. It’s also smart to have your financial and legal documents in order in case these items are requested. Once you have this information ready, you’ll be able to apply with one of our loan professionals.

How Do Hard Money Loans Differ from Traditional Real Estate Loans?

Hard money loans focus on the potential of the project to be successful. Since these loans are typically very short in length, they’re a form of temporary financing. Traditional loans focus more on the borrower. This is because the loan is typically 15 to 30 years in length, so it’s important to make sure the homeowner will be able to meet such a lengthy obligation. Since hard money loans are a form of non-traditional financing, the interest rates are typically higher than a traditional loan. While lenders can be flexible, hard money loans often are based on interest only repayment or balloon repayment schedules. Hard money loans are typically not recommended as a form of permanent financing. Bridge loans are a form of hard money loans that may be suitable in some instances where the borrower needs to secure financing with little or no money down.

How Do I Get Started?

Hard money loans in Fort Lauderdale are easy to apply for with our simple application process. Simply complete an online form and you’ll be contacted by one of our loan representatives. They’ll go over the entire process with you to secure the financing you need. We have many options available and will work hard to find the best loan for your project. We’re also available by phone. See why so many investors in Fort Lauderdale trust us as their lender of choice. Get in touch with us and we’ll get started on your loan request, today!

Florida New Construction Loans

Business expansion is critical. Whether you need to add on to an existing space or finally build your own office instead of constantly renting, you need to understand your options. You may even be starting a brand-new business and build your property to your desired specifications.

You’re not alone when it comes to exploring options for business expansion. However, this can be a costly expense that you may not be able to afford. This is when it’s imperative to look at obtaining Florida new construction loans.

There are various things to explore when searching for a commercial loan. At Delancey Street, we’re here to show you what options are available.

Understanding Florida New Construction Loans

Before you get too heavily involved with how to get approved for a loan, you need to understand what Florida new construction loans actually are. These loans are available to finance costs associated with renovation or construction. The funds can be used for a variety of construction purposes. You can choose when to get the money based on what you’re buying, such as materials, labor, or inspections. From there, you can establish a payment plan that works well for your budget.

Why a Loan is Necessary

A new construction loan may be the best way for you to get the money needed to renovate your existing space or even construct a brand-new building. Since renovations and construction projects can be expensive, you have to consider how much cash you will need. Depending on the details of your project, it could be thousands of dollars. This may not be money that you have available.

Lenders can provide you with the funds that you need in order to get the construction process started.

How Loans Work

How new construction loans work in Florida will depend on the lender. These vary considerably from commercial mortgages. In most instances, commercial mortgages are paid back over 10 years and you receive the full amount as a lump sum. However, commercial construction loans involve getting money as the various stages of construction evolve. You will pay interest based on the amounts you have actually received. You can choose to pay off the principal in a full sum at the completion of the construction project or use the property as collateral while you make payments.

As you explore Florida commercial construction loans, you will want to look at several important components:

  • Interest rates
  • Fees
  • Down payment

Interest rates will need to be explored as it will impact how much you spend on the construction project in its entirety. Various fees may also be associated with the loan, including guarantee, documentation, and project review fees. Commercial construction loans are also identified as high-risk, requiring a down payment.

Commercial lenders will evaluate your eligibility based on your credit score. Most lenders will want to see a score in the high 600s. Your debt to income ratio will also be investigated. Your industry experience and your current business financials will also be requested in order to learn about your ability to pay back the loan amount.

When you work with the right company, applying for a commercial loan is easier than you might think.

At Delancey Street, we are here to empower entrepreneurs. We can help you to find the new construction loan in Florida that suits the project you are working on. Complete an application today in order to learn more about the loan opportunities that exist.


Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

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