Fast Hard Money Loans For Experienced Investors

Delancey Street provides hard money loans nationwide to investors who have a verifiable track record. We fund up to 70-80% LTV, and focus on residential projects such as: buy and hold, fix and flips, and commercial real estate acquisitions. The biggest factor we look at is the experience of the investor and the LTV of the project they're requesting assistance with.

80% LTV

We fund loans up to 80%
LTV with no issues.
We DO NOT do 100% financing.


We promise to treat you
like a partner.
We don't like wasting time

No $ Limit

No limits on what we can
do for you.
We max out at 80% ARV.

70-80% LTV For Seasoned Developers Nationwide

Fix and Flip, Cash-out Refinance, and Acquisition Loans
For Experienced Real Estate Developers.

We Fund Real Estate Projects Nationwide

We fund projects nationwide, ranging from fix and flips, to commercial acquisitions. Bottom line, we can help - regardless of the size, or difficulty of the project. We do not do 100% financing - and prefer working with experienced real estate investors.

Recently Funded Projects

Hard Money

Financing for fix and flips, commercial estate, and acquisitions / refinancing
Financing up to 70% of the After Repair Value
We charge 9-10% on average, with no junk fees

Fort Worth Hard Money Loans

Please install Yoast SEO plugin and enable the breadcrumb option to use this shortcode!

You could be hoping that investing in real estate can help you accumulate wealth and achieve some of your financial goals. However, before you can get started, you might need funding so that you can invest in a few properties. If you are interested in real estate investing — particularly if you are interested in flipping houses — then you should definitely know about hard money loans. Fort Worth hard money loans are a very popular choice among investors who flip houses, and it can be a good financial tool to use so that you can buy your first investment property.

Why Flip Houses?

Flipping houses can be a wonderful way to make a living, and it can help you beautify the neighborhood, too. You might have seen some of the TV shows that are out there and that involve people buying old, run-down houses. They often fix them up rather quickly and then sell them for much more than they spent on the purchase price and the cost of the renovations. This doesn’t just happen on TV, though; it can actually be a great way to make money from real estate.

How to Get Into Flipping Houses

To get into flipping houses, you’re going to need to look for fixer-uppers in your area that need some TLC, that can be fixed up without you spending a lot of money and that can be purchased at a reasonable purchase price.
Of course, even if the houses that you find are cheap, you might still need cash to help you pay for them. This is where a hard money loan can really come in handy. You don’t have to wait until you have the money saved up to pay for these properties in cash. Instead, you can use a hard money lender so that you can invest in a property now.
Once you have the property, of course, you are going to have to focus on fixing it up without spending more money than necessary. Then, you can hopefully sell the home for a nice profit. With the proceeds, you might even choose to invest in even more properties so that you can continue building your wealth.

Why are Hard Money Loans Ideal for Real Estate Investors?

There are quite a few reasons why hard money loans are ideal for real estate investors. For one thing, you could be in a tough financial situation, and you could be hoping that flipping one or more houses can be a good way to bring in some money. In the meantime, you might not have the best credit, and you might not have a high income. Getting a mortgage in that situation can be tough, but getting a hard money loan should be a lot easier.
Additionally, hard money loans are designed specifically for faster real estate transactions rather than people who are purchasing homes that they can live in for years to come. The approval process is much faster, which is usually more suitable for those who are hoping to make quick deals on cheap real estate. Instead of waiting for weeks or months to find out whether or not you’re approved for funding, which is surprisingly common in the mortgage world, you can usually get a hard money loan in just a couple of days.
It’s not just the approvals that are quick with these loans, though. The loan term on a hard money loan is usually a lot shorter than the loan term on a mortgage loan. Instead of owing money on a piece of property and having to make payments for 15 or 30 years, you will generally only have a six month to two-year loan term with a hard money loan. Of course, all loans do vary, so you will need to check with the hard money lender to determine how long your payment term will be.
Fort Worth hard money loans are a fantastic tool for those who like investing in real estate. If you’re looking for loan options to continue your real estate investing business or if you are interested in investing in real estate for the first time ever, a hard money loan might just be helpful for you.

One of the most reliable markets to buy into and even make profits from is real estate. In fact, some have gotten into it with little or no business or financial training, but they figured out how they could turn old rundown buildings into new family homes or apartments for rent. But often the secret people want to know is how to get into this business if you don’t have a large amount of cash in your bank account or a good credit score to point to on your financial profile. There’s many different ways you can find ways to finance a property purchase, but one ideal way is through a hard money loan in Omaha.

Why A Hard Money Loan Is Usually Easier To Get
Typically when you buy a residential property that you intend on living in for a long period, a mortgage makes the most sense to finance its purchase because you can pay it off gradually over time. Plus if its value has increased, you’ll have a profit to be made if you decide to sell it. But the problem with mortgages is how difficult they are to qualify for, and the hold time it takes for them to get you the funds for a property purchase. With a hard money loan, you don’t usually have to worry about long wait times, and they are ideal for real estate investors and property owners who want to quickly rebuild or construct properties to sell or rent out immediately.

One reason a hard money loan is easier to get is because a hard money lender will usually be most interested in the property value and its potential to get a return on investment. The property is used as collateral to secure the loan similar to how it is with a mortgage. But where mortgage lenders want to look at the factors relating to a borrower’s ability to repay the loan, a hard money lender will want to look at how well the property could be resold on the market in case the borrower defaults and they need to recover their assets. And while a borrower’s current income and credit do matter, federal regulations and most state regulations governing the approval process aren’t as overbearing as they are for bank loan officers reviewing mortgage applications. That’s why it’s possible to get hard money loan funds in Omaha within days.

What A Hard Money Loan Can Cost
While hard money loans have great benefits for those who want to buy a property right away but don’t meet all the qualifications to get a mortgage, you do have to be aware if the potential risks they pose. Not only can they require high payments that have to be done over a short term, their interest rates are also higher than mortgages. Some lenders can work with you on a flexible repayment plan just in case any difficulties arise, but you generally need to have a realistic plan for fixing and selling, or renting the property out quickly enough to eliminate both the principal and interest on your loan. Sometimes you can get a hard money loan to purchase a property quickly that can then be paid off with a mortgage if you qualify for one before the hard money loan term is expired.

Where You Can Get A Hard Money Loan From
One thing you do have to be careful of when looking for a hard money lender is to avoid lenders who may have unclear terms in what they offer with hard money loans, and sometimes predatory lenders try to take advantage of borrowers since hard money lending is not tightly regulated. But generally if you go with a reputable lender such as a real estate investor or group of investors who have a lot of capital, or a mortgage broker or specific hard money lending firm, you can usually find good deals. The main things you’ll want to have ready are documents that show the property your interested in has been appraised, your personal income information, and other details relating to your finances. As always, make sure you consult a lawyer before signing any contracts to make sure you know what your obligations and any legal risks are


Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
Tennessee SEO Company

SEO Services For Tennessee Businesses If you’re the head of…

Is There a Car Insurance Discount for Having Winter Tires?

Yes! Many car insurance companies offer discounts for having winter…

Funding Circle

What Is Funding Circle? In Funding Circle, business owners who…


In today’s society, it appears that many people are looking…

A Step by Step Guide to Incorporating a Business

Your business can never flourish without being incorporated, as there…

Delancey Street understands funding like no one else!
Steven Norris
Get Funding Today

Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

Apply Now