Fast Hard Money Loans For Experienced Investors

Delancey Street provides hard money loans nationwide to investors who have a verifiable track record. We fund up to 70-80% LTV, and focus on residential projects such as: buy and hold, fix and flips, and commercial real estate acquisitions. The biggest factor we look at is the experience of the investor and the LTV of the project they're requesting assistance with.

80% LTV

We fund loans up to 80%
LTV with no issues.
We DO NOT do 100% financing.

Fast

We promise to treat you
like a partner.
We don't like wasting time

No $ Limit

No limits on what we can
do for you.
We max out at 80% ARV.

70-80% LTV For Seasoned Developers Nationwide

Fix and Flip, Cash-out Refinance, and Acquisition Loans
For Experienced Real Estate Developers.

We Fund Real Estate Projects Nationwide

We fund projects nationwide, ranging from fix and flips, to commercial acquisitions. Bottom line, we can help - regardless of the size, or difficulty of the project. We do not do 100% financing - and prefer working with experienced real estate investors.

Recently Funded Projects

Hard Money

Financing for fix and flips, commercial estate, and acquisitions / refinancing
Financing up to 70% of the After Repair Value
We charge 9-10% on average, with no junk fees

Garden Grove-California

If you’re looking to rehabilitate and sell properties or have another need for a hard money loan, our company is here to help. We provide fast funding times and flexible options to help increase your bottom line. Even if you’ve had difficulty obtaining real estate financing elsewhere, we’ll most likely be able to help. We have experience in all types of lending scenarios and many loan programs.

What is a Hard Money Loan and How Does it Help Real Estate Professionals?

A hard money loan provides investors with a fast way to obtain property, improve it, and sell it for a profit. Even if you have limited or no money for a down payment, we have bridge loans that will help you get the property you need, when you need it. Hard money loans are temporary loans that are suitable for investors who don’t wish to retain the property. Therefore, the loans aren’t practical for a primary occupant or someone who wishes to retain the property over the life of the loan.

Due to the temporary nature of hard money loans, the investor should have a clear vision of how they wish to improve the property and have a solid exit plan. Since these loans are made on a convenience basis, the interest rates are typically greater than a conventional mortgage with a different repayment structure. Interest-only payments, adjustable rates, and balloon payment loans are common loan types. To avoid the pitfalls of these types of temporary loans, the property should be listed for sale immediately upon completion and the loan repaid at settlement. Typically, hard money loans are satisfied within the same year that they’re originated.

Hard money loans focus more on the collateral and its ability to produce a profit rather than the borrower’s financial history. This means that credit blemishes and limited assets aren’t necessarily deterrents as they would be with a conventional loan. You’ll be able to take advantage of more opportunities feeling confident that you have us on your side.

What Information Do I Need to Apply for a Hard Money Loan?

When you apply for a hard money loan in Garden Grove, California, you should have a property selected. It’s helpful to gather as much documentation about the property as possible. This could include appraisals, home inspection reports, tax bills and liens, and anything else that relates to the property’s history. Our company will order an updated appraisal and other necessary documents to proceed with the transaction. Although personal information isn’t heavily weighted in the underwriting process, it’s a good idea to ensure that your information is accurate, complete, and presentable. Any major financial events that are derogatory should have a reasonable explanation prepared in writing.

You should also be able to provide estimates of the work to be completed as well as a timeline. The after-repair value of the home should reflect real-world data and be a realistic amount.

How Do I Apply for a Hard Money Loan in Garden Grove, California?

Applying for a hard money loan in Garden Grove, California is fast and simple. Our online application asks for simple information that will help us get an idea of what you’re requesting. You’re also able to contact us by telephone if you’d prefer. Our loan representative will review the information and contact you with the next steps to continue with the loan. They’ll also advise you of the documents that’ll be required and the loan details. If a hard money loan isn’t appropriate for your situation, they’ll provide alternatives if possible. After this point, you’ll be scheduled for settlement and receive the funds to complete your project. It’s really that easy! You’ll quickly understand why so many real estate investors in Garden Grove trust us as their go-to lender. Get in touch with us and see exactly what we can do for you, today!

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

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