Garden Grove-California

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

1

High LTV

We fund hard money loans up to 80-90% LTV with no issues.

2

Fast

We promise to treat you like a partner

3

No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

Raised
APR
ARV
700,000
9,0%
60%
100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

Raised
APR
ARV
1,200,000
11%
82%
100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

Raised
APR
ARV
830,000
8,99%
75%
100% Funded!

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Industries We Service

Cannabis
Residential Real Estate
Commercial Real Estate
Startups

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of builders, developers, hard money lenders, and entrepreneurs. We understand your project has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Hard Money Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification Project and LTV matter. We don’t care about your credit.
Maximum LTV 80-90%
Loan Terms 12-48 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get pre-qualified

  • Looking to purchase a property
  • No obligation and no effect on y
Get pre-qualified today

Garden Grove-California

If you’re looking to rehabilitate and sell properties or have another need for a hard money loan, our company is here to help. We provide fast funding times and flexible options to help increase your bottom line. Even if you’ve had difficulty obtaining real estate financing elsewhere, we’ll most likely be able to help. We have experience in all types of lending scenarios and many loan programs.

What is a Hard Money Loan and How Does it Help Real Estate Professionals?

A hard money loan provides investors with a fast way to obtain property, improve it, and sell it for a profit. Even if you have limited or no money for a down payment, we have bridge loans that will help you get the property you need, when you need it. Hard money loans are temporary loans that are suitable for investors who don’t wish to retain the property. Therefore, the loans aren’t practical for a primary occupant or someone who wishes to retain the property over the life of the loan.

Due to the temporary nature of hard money loans, the investor should have a clear vision of how they wish to improve the property and have a solid exit plan. Since these loans are made on a convenience basis, the interest rates are typically greater than a conventional mortgage with a different repayment structure. Interest-only payments, adjustable rates, and balloon payment loans are common loan types. To avoid the pitfalls of these types of temporary loans, the property should be listed for sale immediately upon completion and the loan repaid at settlement. Typically, hard money loans are satisfied within the same year that they’re originated.

Hard money loans focus more on the collateral and its ability to produce a profit rather than the borrower’s financial history. This means that credit blemishes and limited assets aren’t necessarily deterrents as they would be with a conventional loan. You’ll be able to take advantage of more opportunities feeling confident that you have us on your side.

What Information Do I Need to Apply for a Hard Money Loan?

When you apply for a hard money loan in Garden Grove, California, you should have a property selected. It’s helpful to gather as much documentation about the property as possible. This could include appraisals, home inspection reports, tax bills and liens, and anything else that relates to the property’s history. Our company will order an updated appraisal and other necessary documents to proceed with the transaction. Although personal information isn’t heavily weighted in the underwriting process, it’s a good idea to ensure that your information is accurate, complete, and presentable. Any major financial events that are derogatory should have a reasonable explanation prepared in writing.

You should also be able to provide estimates of the work to be completed as well as a timeline. The after-repair value of the home should reflect real-world data and be a realistic amount.

How Do I Apply for a Hard Money Loan in Garden Grove, California?

Applying for a hard money loan in Garden Grove, California is fast and simple. Our online application asks for simple information that will help us get an idea of what you’re requesting. You’re also able to contact us by telephone if you’d prefer. Our loan representative will review the information and contact you with the next steps to continue with the loan. They’ll also advise you of the documents that’ll be required and the loan details. If a hard money loan isn’t appropriate for your situation, they’ll provide alternatives if possible. After this point, you’ll be scheduled for settlement and receive the funds to complete your project. It’s really that easy! You’ll quickly understand why so many real estate investors in Garden Grove trust us as their go-to lender. Get in touch with us and see exactly what we can do for you, today!

Hard Money Loans

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