Chat with us, powered by LiveChat Georgia Hard Money Loans

Georgia Hard Money Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

1

High LTV

We fund hard money loans up to 80-90% LTV with no issues.

2

Fast

We promise to treat you like a partner

3

No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

Raised
APR
ARV
700,000
9,0%
60%
100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

Raised
APR
ARV
1,200,000
11%
82%
100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

Raised
APR
ARV
830,000
8,99%
75%
100% Funded!

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Industries We Service

Cannabis
Residential Real Estate
Commercial Real Estate
Startups

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of builders, developers, hard money lenders, and entrepreneurs. We understand your project has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Hard Money Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification Project and LTV matter. We don’t care about your credit.
Maximum LTV 80-90%
Loan Terms 12-48 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get pre-qualified

  • Looking to purchase a property
  • No obligation and no effect on y
Get pre-qualified today

Georgia Hard Money Loans

If you have been doing your research about investing in real estate, you might have come across information about hard money loans. You might have heard that other real estate investors use hard money loans to invest in real estate, and this might be an option that you’re interested in. Reading a little more about Georgia hard money loans can help you understand more about this borrowing option and can help you decide if a hard money loan might be right for your real estate investment goals.

Perfect for Real Estate Investors

Typical mortgage loans are generally designed for people who are purchasing homes for themselves and their families. Hard money loans can sometimes be used to purchase personal property, but this is usually not the case.
On the other hand, mortgage loans aren’t usually designed for real estate investing. Some people do use mortgages to invest in real estate outside of their main home, but many mortgage companies won’t just approve you for a mortgage loan for more than a main home or a vacation home.
There is a reason why many real estate investors use hard money loans to purchase investment property: because Georgia hard money loans are designed with real estate investors in mind.

They Work Well for Fixer-Upper Properties

If you have ever tried to get approved for a regular mortgage loan when buying a fixer-upper property, you might have realized that it’s harder than many people think. Many mortgage lenders require you to have a home inspected by a qualified home inspector before they will sign off on the loan. If the home is clearly a fixer-upper, then this obviously isn’t going to work. Even though the property that you use the hard money loan to purchase will generally be used as collateral for that loan, you typically are not required to have the home inspected before you can get approved for the hard money loan.

A Faster Option for Borrowing Money

Now that you have found the deal of a lifetime on a fixer-upper property, you might be ready to make the purchase as soon as you can. In fact, you might realize that if you don’t make the purchase soon that another investor might snap it up before you can get your money together. Mortgage loans can sometimes take a really long time to get approved for. Hard money loans usually don’t, particularly if you work with a company or private investor who usually works with real estate investors and therefore understands the importance of working quickly so that you can get the deal.

An Easier Option to Qualify For

You don’t want to miss out on investing in real estate because you can’t get approved for a loan. Getting approved for a mortgage is not easy. Having good credit and a solid income can help you get approved, but it’s not always enough. Plus, your credit might not be the best, and your income might not be as high as the mortgage lender would like for it to be. If you’d like a loan that makes things easier when it comes to getting approved, Georgia hard money loans might help.

A Shorter-Term Borrowing Option

Georgia hard money loans offer a shorter-term borrowing option. Interest rates are often a little bit higher because of the fact that the loans are a bigger risk for the lender and because they are shorter-term loans. However, because you will typically pay the loan off within six to 24 months, these shorter-term loans are often ideal.
It’s ideal to look into Georgia hard money loans if you’re interested in real estate investing. There are many real estate investors out there who would not be able to operate their businesses without the help of these loans. Once you make use of one of these loans, investing in real estate might be easier than you ever dreamed it would be.

Hard Money Loans

Need funding for your next project?

Complete Our Application