Georgia Hard Money Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

High LTV

We fund loans up to 80-90% LTV with no issues.

Fast

We promise to treat you like a partner.

No $ Limit

No limits on what we can do for you.

Recently Funded Projects

Residential Refinance
Residential Refinance

Residential refinance in Los Angeles, with a loan amount of $830k, at 75% LTV. We were able to help the investor get a loan at 8.99% with a balloon payment after 18 months.

Raised
$830,000
APR
8.99 %
ARV
75%
100% Funded!
Residential Investment
Residential Investment

Delancey Street funded a new residential purchase in California, for $1.2 million with 82% LTV. We helped the developer with a loan at 11% with a balloon payment in 9 months.

Raised
$1,200,000
APR
11 %
ARV
82%
100% Funded!
Residential Investment
Residential Investment

Property in New York was torn down, and redeveloped. We provided a 60% LTV loan for $700k. We charged no upfront fees, and had a balloon payment after 10 months.

Raised
700,000
APR
9.0 %
ARV
60%
100% Funded!

Hear from people we’ve helped

“Delancey Street makes lending easy. They took a chance on me when no one else would.”

- Leo kovacz

Industries We Service

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

If you have been doing your research about investing in real estate, you might have come across information about hard money loans. You might have heard that other real estate investors use hard money loans to invest in real estate, and this might be an option that you’re interested in. Reading a little more about Georgia hard money loans can help you understand more about this borrowing option and can help you decide if a hard money loan might be right for your real estate investment goals.

Perfect for Real Estate Investors

Typical mortgage loans are generally designed for people who are purchasing homes for themselves and their families. Hard money loans can sometimes be used to purchase personal property, but this is usually not the case.

On the other hand, mortgage loans aren’t usually designed for real estate investing. Some people do use mortgages to invest in real estate outside of their main home, but many mortgage companies won’t just approve you for a mortgage loan for more than a main home or a vacation home.

There is a reason why many real estate investors use hard money loans to purchase investment property: because Georgia hard money loans are designed with real estate investors in mind.

They Work Well for Fixer-Upper Properties

If you have ever tried to get approved for a regular mortgage loan when buying a fixer-upper property, you might have realized that it’s harder than many people think. Many mortgage lenders require you to have a home inspected by a qualified home inspector before they will sign off on the loan. If the home is clearly a fixer-upper, then this obviously isn’t going to work. Even though the property that you use the hard money loan to purchase will generally be used as collateral for that loan, you typically are not required to have the home inspected before you can get approved for the hard money loan.

A Faster Option for Borrowing Money

Now that you have found the deal of a lifetime on a fixer-upper property, you might be ready to make the purchase as soon as you can. In fact, you might realize that if you don’t make the purchase soon that another investor might snap it up before you can get your money together. Mortgage loans can sometimes take a really long time to get approved for. Hard money loans usually don’t, particularly if you work with a company or private investor who usually works with real estate investors and therefore understands the importance of working quickly so that you can get the deal.

An Easier Option to Qualify For

You don’t want to miss out on investing in real estate because you can’t get approved for a loan. Getting approved for a mortgage is not easy. Having good credit and a solid income can help you get approved, but it’s not always enough. Plus, your credit might not be the best, and your income might not be as high as the mortgage lender would like for it to be. If you’d like a loan that makes things easier when it comes to getting approved, Georgia hard money loans might help.

A Shorter-Term Borrowing Option

Georgia hard money loans offer a shorter-term borrowing option. Interest rates are often a little bit higher because of the fact that the loans are a bigger risk for the lender and because they are shorter-term loans. However, because you will typically pay the loan off within six to 24 months, these shorter-term loans are often ideal.

It’s ideal to look into Georgia hard money loans if you’re interested in real estate investing. There are many real estate investors out there who would not be able to operate their businesses without the help of these loans. Once you make use of one of these loans, investing in real estate might be easier than you ever dreamed it would be.

It’s Simple

  • 1 Tell us what you need
  • 2 We'll evaluate it
  • 3 We'll offer our terms

Get pre-qualified

  • We guarantee you funding
  • Risk free to you, no strings
Get pre-qualified today