Fast Hard Money Loans For Experienced Investors

Delancey Street provides hard money loans nationwide to investors who have a verifiable track record. We fund up to 70-80% LTV, and focus on residential projects such as: buy and hold, fix and flips, and commercial real estate acquisitions. The biggest factor we look at is the experience of the investor and the LTV of the project they're requesting assistance with.

80% LTV

We fund loans up to 80%
LTV with no issues.
We DO NOT do 100% financing.

Fast

We promise to treat you
like a partner.
We don't like wasting time

No $ Limit

No limits on what we can
do for you.
We max out at 80% ARV.

70-80% LTV For Seasoned Developers Nationwide

Fix and Flip, Cash-out Refinance, and Acquisition Loans
For Experienced Real Estate Developers.

We Fund Real Estate Projects Nationwide

We fund projects nationwide, ranging from fix and flips, to commercial acquisitions. Bottom line, we can help - regardless of the size, or difficulty of the project. We do not do 100% financing - and prefer working with experienced real estate investors.

Recently Funded Projects

Hard Money

Financing for fix and flips, commercial estate, and acquisitions / refinancing
Financing up to 70% of the After Repair Value
We charge 9-10% on average, with no junk fees

Grand Prairie-Texas

If you’re in the market for a real estate loan that can help you dip your toe in the real estate investing pool hard money loans could be the way to go.

A hard money loan is a short-term real estate loan that is provided by organizations and individuals to investors looking to buy property for short-term periods. The loan term lasts anywhere from six months to 3 years, making them perfect for people who are buying property strictly for investment purposes. Before you dive head first into the process, there are certain key facts you should know about hard money loans. Arming yourself with knowledge will help ensure that you end up coming out ahead.

Credit is not as important with hard money lenders.

When you go to a bank for a traditional loan, the bank will be looking at everything from your credit history to past foreclosures and bankruptcies to help ensure that you’re a great credit risk. With hard money loans, your credit is less important. The hard money lender is primarily interested in the collateral that you’re bringing to the table. That collateral will be either the property that you’re intending on purchasing or property that you already own. If you’ve got the collateral, you’ve most likely got the loan.

Hard money loans can be used for different types of real estate

There are many different types of real estate deals that can be covered by hard money loans. They range from single-family and multi-family residential properties to commercial and industrial properties and land. Different types of lenders specialize in different types of deals, so choose a lender that has extensive experience working with the type of property that you’re interested in investing in. Specialist will have the exact experience that you’ll need, and they’ll be able to recognized and guide you away from any pitfalls that come with your property type.

Hard money loans should only be used for quick real estate deal

The very nature and structure of hard money loans make them ideal for short-term real estate deals it’s usually last anywhere 3 months to 3 years, making them ideals for investors who are only intending to purchase the properties for a short period of time.

Hard money loans should only be used to fund quick real estate deals.

The very nature and structure of hard money loans makes them ideal for short-term real estate deals. Their loan terms usually last anywhere six months to three years, making them ideal for investors who only intending to purchase the properties for a short period of time. They’re not a good option for people who are looking to purchase owner-occupied residences due to the loans’ short term periods. Hard money lenders don’t like to lend to consumers looking for owner-occupied residences that they’ll live in themselves because the lenders will then be forced to apply stricter lending criteria.

Real estate investors who want to jump on quick deals with benefit from hard money loans.

One of the best things about hard money lenders is that it takes virtually no time to get your money once your application is approved. Once the lender has approved their loans, borrowers usually get their money in as little as a week. This makes them an awesome financing tool for investors looking to jump on fast-moving real estate deals. This is particularly useful in markets where buyers with very little liquidity frequently lose out to all-cash buyers,l

The industry has no federal government oversight.

Hard money loans are not overseen by the federal government, making it easy for predatory lending companies to pounce on unsuspecting borrowers. Do your due diligence, and research the companies that you’re interested in carefully, making sure that there aren’t any complaints lodged against them by former clients.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

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