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Hartford Hard Money Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity


High LTV

We fund hard money loans up to 80-90% LTV with no issues.



We promise to treat you like a partner


No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

100% Funded!


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would.

Kevin Johns


Industries We Service

Residential Real Estate
Commercial Real Estate

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Hartford Hard Money Loans

Hartford Hard Money Loans

Hartford, Connecticut is one of the most beautiful, diverse places to live, work and play. Unfortunately, Hartford isn’t always the best place to get a mortgage loan. Most people don’t qualify for the one-size-fits-all, standard mortgage. That doesn’t mean people like you don’t need money ASAP to purchase real estate in Hartford. Whether you want to purchase a historic home in the rolling hills and wooded neighborhoods or commercial property, you have options. It’s called a hard money loan.
What is a Hard Money Loan?
A hard money loan is an outside-the-box mortgage solution. It is a specific type of asset-based loan that’s not financed via a bank. Instead, it is financed through a company or private investor. Thus, it is a private loan that doesn’t require many of the obstacles of a conventional bank loan.
This short-term loan is secured via real estate. The term of a hard loan money is approximately 12 months. However, it can be as long as five years. A hard money loan requires monthly payments that include interest and/or principal.
The following is additional information for you to make an informed decision about pursuing a hard money loan.
Type of Hard Money Loan
The term “hard money loan” is a general description of various loans available. The different type of loans includes:
• Bridge loan. Pursue a bridge loan if you want to buy property quickly and your next step is to refinance or resell.
• Flip-and-flip loan. Take out of this loan when you want to buy a property to rehab, then resell it to pay off the hard money loan.
• Construction loan. Pursue a construction loan if you are a real estate developer who wants to complete a construction project quickly. Your goal is to sell or refinance the property construction.
• Owner-occupied loan. Take out an owner-occupied loan if you want to purchase property to live in, but don’t qualify for a conventional home loan.
Understanding Hard Money Loans
A hard money loan has several perks for potential homeowners and real estate investors. It is financed quickly (a week or less), short-loan term payments and an easy application process. However, a person must have money to pursue a hard money loan. A hard money lender will require a specific down payment based on the property’s After-Repair-Value (ARV) or Loan-To-Value (LTV) ratio. For instance, you want to take out a $100,000 hard money for a house. The lender will require you to have a minimum of cash totaling $20,000.
The last payment of a hard money loan is a balloon payment. A balloon payment is one payment that covers the remaining interest, entire principal and any fees included in the hard money loan. That settles the loan.
The Advantages and Disadvantages of a Hard Money Loan
A hard money loan is just like other loans. They have some disadvantages and advantages. For example, they have high interest rates. In fact, the interest rates may be in the double digits. It’s short-term. Thus, repayment ends in five years or less. Also, there’s possible hidden fees.
However, a hard money provides a person with money quickly. The requirements are easier than taking out a traditional mortgage. A traditional mortgage lenders require proof in terms of a credit score, income and debt. A hard money lender does check these requirements too. However, they don’t make the decision solely on those requirements. They are interested in the collateral used to obtain the loan. Another benefit is flexible terms. A hard money lender is more likely to provide a custom loan that fits a person’s financial situation than a traditional lender.
Obtaining a Hard Money Loan
It’s important to conduct research when deciding to pursue a hard money loan. Also, find a reputable hard money lender. The best way to find a lender is by asking real estate investors in Hartford.

Hard Money Loans

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