Hard Money Loans Hartford

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

High LTV

We fund loans up to 80-90% LTV with no issues.


We promise to treat you like a partner.

No $ Limit

No limits on what we can do for you.

Recently Funded Projects

Residential Refinance
Residential Refinance

Residential refinance in Los Angeles, with a loan amount of $830k, at 75% LTV. We were able to help the investor get a loan at 8.99% with a balloon payment after 18 months.

8.99 %
100% Funded!
Residential Investment
Residential Investment

Delancey Street funded a new residential purchase in California, for $1.2 million with 82% LTV. We helped the developer with a loan at 11% with a balloon payment in 9 months.

11 %
100% Funded!
Residential Investment
Residential Investment

Property in New York was torn down, and redeveloped. We provided a 60% LTV loan for $700k. We charged no upfront fees, and had a balloon payment after 10 months.

9.0 %
100% Funded!

Hear from people we’ve helped

“Delancey Street makes lending easy. They took a chance on me when no one else would.”

- Leo kovacz

Industries We Service

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

What differentiates Hartford hard money lenders from normal lenders?

The critical difference between traditional lenders and  hard money lenders is that hard money lenders are asset centric lenders. They entirely revolve their decision based on on the asset associated with the hard money loan. But, traditional banks hone in on the borrowers credit and liquidity. It’s very important to remember hard money loans are not good for the long term. The purpose of a hard money loan is to be a bridge loan that which helps you get the commercial property you’re attempting to acquisition. Hard money lenders focus on 6-24 month termloans that generate greater ROI than leaving the money in the bank. If you are unable to repay the loan you took, then the company you borrowed from can take over your property to be able to repay his/her loan.

When should you think about getting a hard money

Hard money loans serve as investment tools by investors. Here are some situations where a hard money loan is a great idea, such as:

Not able to get financing elsewhere. Funding real estate investments is complicated. Traditional mortgages are tough to acquire under normal situations. Banks are extremely careful of making loans for investments, instead of loans for primary residences. Because of this, if you’re looking for investment funds – then get a hard money loan.

You’ve got a poor credit. Hard money loans are based off the collateral of their investment, not your ability to repay. Loans made to consumers – as opposed to hard money lenders – are centered around whether you’ll be able to repay the loan or not. This means in case you have a poor credit history or no stable income – then you might not get approved for a loan. You need funding. Private money loans are great so you can get money ASAP. Traditional loans take time. Hard money is extremely fast. If you need to capitalize on a chance immediately, then it is possible to get a hard money loan. If you can wait a few weeks, then it’s better to get a hard money loan.

Hard money lenders can help fund your next loan

Hard money lenders assist a very specific group of people, i.e. property investors. Hard money lending is a type of short term lending, which is secured by real estate. Specifically, the men and women who use hard money loans are typically property investors – typically, those who are being denied a conventional loan as a result of stringent guidelines.

Hard money lenders exist since they’re fast, and provide loans with little to no headaches. Hard money lenders have a smooth application system. They expect collateral and don’t look at your credit score. They focus on your experience, rather than your credit worthiness. If you’ve got a checkered financial past, it’ll be much easier to obtain financing by using a hard money loan as opposed to a conventional loan that’s granted based on your credit report. Below are scenarios where hard money lenders fill a void that traditional lenders don’t touch:

Hartford Hard money loans can be used for repair and flip real estate investors

Most traditional lenders will not offer you a loan for a fix and flip project. If the house is in poor condition, or there’s some other abnormality with the home, then a conventional lender won’t give you funding. Additionally, most fix and flip potential deals”go quickly.” The seller is very motivated to sell the property, and will accept the first offer. Traditional lenders take forever, so by the time the loan is approved – you’ve already lost the property because someone paid cash for it. If you have a hard money lender on your side who can close a loan in 5-10 days, you can find the fix and flip property.

Hard money loans are good for people who have extremely terrible credit

Most traditional lenders look at a potential borrowers credit score. They look at your income and explore past activities. This implies that somebody with a checked credit score will have a difficult time, and in some cases never get approved. If this happens to you, your only choice is to work with a hard money lender. While the interest rates for a private loan are higher than conventional loans – if the deal makes sense, it might make sense to spend the money.

Private Money Loans can be used for Family Residential Investment Properties

Private money loans can be used for many many types of real estate investment properties, ranging from commercial properties to residential properties. Typically real estate investors who reach out to us us are searching for a loan for single family residence. Many are doing a fix and flip, or they are buying the property to maintain it long term and rent it out. Real estate investors that want to fix and flip normally find a property in terrible shape, buy it below market value, rehabilitation the property, and then resell it so as to make a profit. Most fix and flip projects are done in under an year. Investors who purchase rental properties with a long term plan, typically buy it and maintain it. Regardless of your purpose – we can give you funding. We fund all types of residential property investment properties. Many investors come to us because they would like to create numerous streams of passive income. Some investors use a hard money loan to buy the property and then use a conventional loan to repay the hard money loan. Regardless of what your purpose is, we can give you financing for your loan.

It’s Simple

  • 1 Tell us what you need
  • 2 We'll evaluate it
  • 3 We'll offer our terms

Get pre-qualified

  • We guarantee you funding
  • Risk free to you, no strings
Get pre-qualified today