High Point-North Carolina

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

1

High LTV

We fund hard money loans up to 80-90% LTV with no issues.

2

Fast

We promise to treat you like a partner

3

No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

Raised
APR
ARV
700,000
9,0%
60%
100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

Raised
APR
ARV
1,200,000
11%
82%
100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

Raised
APR
ARV
830,000
8,99%
75%
100% Funded!

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Industries We Service

Cannabis
Residential Real Estate
Commercial Real Estate
Startups

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of builders, developers, hard money lenders, and entrepreneurs. We understand your project has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Hard Money Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification Project and LTV matter. We don’t care about your credit.
Maximum LTV 80-90%
Loan Terms 12-48 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get pre-qualified

  • Looking to purchase a property
  • No obligation and no effect on y
Get pre-qualified today

High Point-North Carolina

If you’re a real estate investor in High Point, North Carolina, you have new options available to you. Our company is now able to provide you with hard money loans that fund in a matter of days rather than weeks or months. You’ll never have to miss out on another exciting project again due to a lack of available funds. We offer programs for borrowers that might not be able to qualify for traditional and other finance company loans due to credit or asset concerns. This information will explain exactly what a hard money loan is and how it may help you and your business.

What is a Hard Money Loan?

A hard money loan provides you with the temporary financing needed to purchase and rehabilitate a real estate investment project. These loans are focused on the value of the property at the time of purchase and the value that they’ll be projected to sell at upon the completion of the project. Many real estate investors can be quickly qualified and funded simply by having a property selected.

What Types of Hard Money Loans are Available?

Since hard money loans are a non-traditional form of financing, there are many different types. Two of the most common types are for the purchase of a property with limited or no funds and the rehabilitation of a property for the purpose of resale. For this reason, the property should be selected carefully with a speedy completion time. Some loans also allow for the purchase of land and lots to build upon.

Are Hard Money Loans Different than a Traditional Bank Loan?

Hard money loans in High Point, North Carolina vary drastically from their government backed counterparts. A typical real estate loan lasts from 15 to 30 years. A hard money loan can have a term from one to five years, typically. Often, interest-only and balloon type payment structures are utilized. Should the owner need to continue financing the property beyond the loan maturity date, they’d need to refinance the loan or find another way to pay-off the financing. Government loans also place a heavy emphasis on credit and the overall financial health of the borrower. Hard money loans are solely focused on the property and its resale value potential. This makes hard money loans attractive to investors that may have liquid assets tied up or may have credit blemishes. Since the processing times are cut down significantly, hard money loans fund much faster than a traditional loan. Typically, an appraisal and a home inspection are the two most important pieces of information to the loan.

What Type of Information Would I Need to Apply for a Hard Money Loan?

While credit, income, and assets aren’t emphasized in the same way with a hard money loan, they’ll most likely still be reviewed. This help our loan representative to get a snapshot of your financial situation and the best loan for your scenario. Credit explanations are helpful for any items that may potentially be weighing down your credit score. Simple financial statements that are easily accessible are also helpful. Any business financial information pertaining to other real estate investments may be required as well. The loan representative will let you know exactly what will be needed for the loan to be pre-approved and funded upon discussion.

How Do I Apply for a Hard Money Loan in High Point, North Carolina?

Applying for a hard money loan is easy. Simply fill out our online inquiry form or give us a call. Our courteous, professional, and dedicated staff will find the perfect loan for you and your new project. See why so many of our business partners in High Point, North Carolina trust us as the hard money loan lender of choice. Get in touch with us, today!

Hard Money Loans

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