Fast Hard Money Loans For Experienced Investors

Delancey Street provides hard money loans nationwide to investors who have a verifiable track record. We fund up to 70-80% LTV, and focus on residential projects such as: buy and hold, fix and flips, and commercial real estate acquisitions. The biggest factor we look at is the experience of the investor and the LTV of the project they're requesting assistance with.

80% LTV

We fund loans up to 80%
LTV with no issues.
We DO NOT do 100% financing.

Fast

We promise to treat you
like a partner.
We don't like wasting time

No $ Limit

No limits on what we can
do for you.
We max out at 80% ARV.

70-80% LTV For Seasoned Developers Nationwide

Fix and Flip, Cash-out Refinance, and Acquisition Loans
For Experienced Real Estate Developers.

We Fund Real Estate Projects Nationwide

We fund projects nationwide, ranging from fix and flips, to commercial acquisitions. Bottom line, we can help - regardless of the size, or difficulty of the project. We do not do 100% financing - and prefer working with experienced real estate investors.

Recently Funded Projects

Hard Money

Financing for fix and flips, commercial estate, and acquisitions / refinancing
Financing up to 70% of the After Repair Value
We charge 9-10% on average, with no junk fees

High Point-North Carolina

If you’re a real estate investor in High Point, North Carolina, you have new options available to you. Our company is now able to provide you with hard money loans that fund in a matter of days rather than weeks or months. You’ll never have to miss out on another exciting project again due to a lack of available funds. We offer programs for borrowers that might not be able to qualify for traditional and other finance company loans due to credit or asset concerns. This information will explain exactly what a hard money loan is and how it may help you and your business.

What is a Hard Money Loan?

A hard money loan provides you with the temporary financing needed to purchase and rehabilitate a real estate investment project. These loans are focused on the value of the property at the time of purchase and the value that they’ll be projected to sell at upon the completion of the project. Many real estate investors can be quickly qualified and funded simply by having a property selected.

What Types of Hard Money Loans are Available?

Since hard money loans are a non-traditional form of financing, there are many different types. Two of the most common types are for the purchase of a property with limited or no funds and the rehabilitation of a property for the purpose of resale. For this reason, the property should be selected carefully with a speedy completion time. Some loans also allow for the purchase of land and lots to build upon.

Are Hard Money Loans Different than a Traditional Bank Loan?

Hard money loans in High Point, North Carolina vary drastically from their government backed counterparts. A typical real estate loan lasts from 15 to 30 years. A hard money loan can have a term from one to five years, typically. Often, interest-only and balloon type payment structures are utilized. Should the owner need to continue financing the property beyond the loan maturity date, they’d need to refinance the loan or find another way to pay-off the financing. Government loans also place a heavy emphasis on credit and the overall financial health of the borrower. Hard money loans are solely focused on the property and its resale value potential. This makes hard money loans attractive to investors that may have liquid assets tied up or may have credit blemishes. Since the processing times are cut down significantly, hard money loans fund much faster than a traditional loan. Typically, an appraisal and a home inspection are the two most important pieces of information to the loan.

What Type of Information Would I Need to Apply for a Hard Money Loan?

While credit, income, and assets aren’t emphasized in the same way with a hard money loan, they’ll most likely still be reviewed. This help our loan representative to get a snapshot of your financial situation and the best loan for your scenario. Credit explanations are helpful for any items that may potentially be weighing down your credit score. Simple financial statements that are easily accessible are also helpful. Any business financial information pertaining to other real estate investments may be required as well. The loan representative will let you know exactly what will be needed for the loan to be pre-approved and funded upon discussion.

How Do I Apply for a Hard Money Loan in High Point, North Carolina?

Applying for a hard money loan is easy. Simply fill out our online inquiry form or give us a call. Our courteous, professional, and dedicated staff will find the perfect loan for you and your new project. See why so many of our business partners in High Point, North Carolina trust us as the hard money loan lender of choice. Get in touch with us, today!

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

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