Fast Hard Money Loans For Experienced Investors

Delancey Street provides hard money loans nationwide to investors who have a verifiable track record. We fund up to 70-80% LTV, and focus on residential projects such as: buy and hold, fix and flips, and commercial real estate acquisitions. The biggest factor we look at is the experience of the investor and the LTV of the project they're requesting assistance with.

80% LTV

We fund loans up to 80%
LTV with no issues.
We DO NOT do 100% financing.

Fast

We promise to treat you
like a partner.
We don't like wasting time

No $ Limit

No limits on what we can
do for you.
We max out at 80% ARV.

70-80% LTV For Seasoned Developers Nationwide

Fix and Flip, Cash-out Refinance, and Acquisition Loans
For Experienced Real Estate Developers.

We Fund Real Estate Projects Nationwide

We fund projects nationwide, ranging from fix and flips, to commercial acquisitions. Bottom line, we can help - regardless of the size, or difficulty of the project. We do not do 100% financing - and prefer working with experienced real estate investors.

Recently Funded Projects

Hard Money

Financing for fix and flips, commercial estate, and acquisitions / refinancing
Financing up to 70% of the After Repair Value
We charge 9-10% on average, with no junk fees

Huntington Beach-California

If you’re a real estate investor in Huntington Beach, you have a new option for hard money loans. This means that you can get the financing you need to rehabilitate or purchase a property with little to no money down. You’ll never have to pass up the perfect opportunity again with our easy qualification process. You’ll have the approval and funding you need within days rather than weeks. We’ll explain the process to get you started and approved with our company.

What is a Hard Money Loan?

A hard money loan is a temporary real estate loan that serves a specific purpose. A rehabilitation loan helps you to purchase a property that you’d like to fix up and flip. A bridge loan allows you to purchase a home with little to no money down for the same purpose. These loans are advantageous to borrowers as they are quick to fund and are collateral focused. Even borrowers with limited or poor credit or assets may be able to qualify for one of our programs.

How Do I Qualify for a Hard Money Loan?

A hard money loan takes the overall purpose of the transaction into account. The primary focus is the investment property being purchased. An emphasis is placed on the appraised amount and the amount that the property would be worth after the repairs are completed. Although credit, financials, and liquid assets can be a part of the consideration, the property is much more important with these loans. At minimum, you’d need to select a property and have some information relating to comparable home sales in the area. The more information you’re able to provide upfront will help significantly in the approval process. Recent appraisals and home inspections are always recommended. This gives us an idea of the value upon completion and the true scope of what needs to be completed to rehabilitate the unit.

How Do Hard Money Loans Differ from Traditional Mortgage Financing?

Hard money loans in Huntington Beach vary significantly from traditional government backed real estate financing. This provides much more flexibility to the lender and allows for much faster funding times. Traditional mortgage loans can take quite some time to go to settlement if they’re even approved. A traditional loan also heavily emphasizes the borrower’s credentials rather than the property itself. You’ll also be restricted in the types of property you can purchase, as well as, the amount that you’d need to put as a down payment. Since hard money loans are much shorter in length, the project and the chances of its success are the most important factors in making a loan determination. Hard money loans do carry a higher price-tag when it comes to interest and often are interest-only or balloon payment based. This means that it should never be used as a long-term financing solution. For many investors, the flexibility is a necessity and is one of the reasons borrowers choose our company as their lender of choice.

How Do I Apply for a Hard Money Loan in Huntington Beach?

Applying for a hard money loan is easy. We provide an online application, or you can simply give us a call. Our professional loan representative will work hard to get you a pre-approval, quickly. They’ll find the perfect loan for your scenario and go over the process in detail. After you’ve received the pre-approval, you’ll submit all the documentation that’s been requested. As soon as the documentation is received and approved, you’ll be scheduled for settlement. You’ll sign the loan disclosures and will be able to ask any questions you may have. Payment information will be provided, and you’ll be able to get started on your new project. See why so many real estate investors choose us as their hard money loan lender of choice. Go online or call us and apply for your pre-approval, today!

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

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