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We're Fund Virtually Everything

We fund business owners nationwide, regardless of industry, credit, or time in business. We fund it all.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Business Loans Funded

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

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We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Hard Money Loans Indiana

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A hard money loan is a short-term cash solution used by many businesses in need of alternative, quick financing. The loan is supported by collateral, or the business property, rather than the credit rating of the applicant or borrower. Because there is no other protection to the lender beyond the property value, these loans have higher interest rates and stricter terms than traditional business loans.

The Basics of Hard Money Lending
Also known as asset-based loans, these loans provide a short-term lending solution. Most contracts range between 6 and 24 months. Shorter is better in this case, because of the higher interest rates applied to hard money loans. The time from application to closing is also much faster, though, which is a big reason that many people are attracted to these loans. Often, lenders can close these deals within just days. These loans are often used by real estate developers and investors to “flip” properties with less capital up front, giving them a better return when they sell the property in a few months or years.

The Pros and Cons of Hard Money Loans
These loans offer more leverage to borrowers for various reasons, and as discussed previously they are much easier to get than traditional loans. However, they might not be ideal for everyone. Here are some pros and cons to consider when thinking about getting this type of loan:

Pro: Payment schedules are more flexible. These lenders aren’t held to the same regulations and guidelines as traditional banks and lenders. Therefore, they can work with you on payment dates and amounts so that you don’t default on your loan.

Con: Hard money lenders have higher interest rates, which could make repayment more difficult for some. Make sure that you look at your options for repayment and choose terms that work for your financial needs. Think ahead and make sure you will be able to repay the loan on time.

Pro: Your credit doesn’t matter. These loans are funded based on the value of the property on which you are taking the loan. Therefore, anyone can get approved as long as they meet the rest of the requirements. You don’t have to worry about your credit keeping you from financial success when investing in properties.

Con: Your credit doesn’t affect the loan, which means that most lenders probably won’t report the loan repayment to creditors, either. If you were hoping to also boost your credit while working on your investment property, this probably isn’t the loan for you.

Pro: Approval is super easy because some investors and lenders aren’t as worried about repayment. They look at the potential value in the property, where they might make substantially more by selling off your property to recoup their losses than by simply collecting your loan payments. Therefore, they might be quite eager to offer this financing and more flexible in repayment terms.

Pro: A hard money loan can be used for single- and multi-family residential properties, commercial properties, land, and industrial construction or investment properties. Any real estate investor can put these loans to use, despite the property in which they are investing.

The Bottom Line
If you’re a property investor, hard money loans may be just what you are looking for. Take the time to explore lending options and figure out whether this is the right choice for your situation, no matter what type of property you are investing in. Weigh the pros and cons and talk to different lenders to see what they have to offer. The benefit of easy, quick financing is great for many investors, and when the bank is not an option this might be your only solution. Now that you know more, you can make an informed decision for your investment.

If you’re a real estate investor that buys and resells properties, exciting new financing options are available to you. Hard money loans make it possible to purchase a property and rehabilitate it with little or no down payment. The best part is that you’ll be funded within days rather than weeks or months. You’ll never have to pass up a great opportunity again.

What Are Hard Money Loans?

Hard money loans are a temporary form of financing that allows borrowers to purchase and rehabilitate a property. Also known as “fix and flip” loans, this form of financing focuses on the value of the property and the anticipated resale value of the property after the improvements are made. Another form of financing that’s also a hard money loan is a bridge loan. This form of financing allows a property to be purchased with little or no money down. This is beneficial when the investor is short on liquid assets but doesn’t want to miss out on a great opportunity. Since the real estate investment market moves quickly, these loans are great to keep in your “toolbox.”

How do Hard Money Loans Work?

Hard money loans are primarily based on the resale value and the current value of the property. Unlike a traditional bank or finance company loan, hard money loans focus on the project rather than the borrower. This means that you must have a property selected at the time of applying for the loan. Basic financial information may be requested. While hard money loans aren’t based primarily on credit and assets, these items will most likely be reviewed as a part of the approval process. The time from application to approval is also much shorter. These loans typically fund within a few days.

While hard money loans are an attractive option for real estate investors in Broken Arrow, Oklahoma, they may not be right for every borrower. Our company has many other programs available, so it’s always best to check ahead of time. Since hard money loans are a temporary solution, the term is typically from one to five years and rarely longer. Interest only and balloon repayments are common. This means that you’ll need to focus on selling the property in order to repay the loan. The appraisal and home inspection are essential elements to a hard money loan. This allows the lender to compare sales of similar properties in the area to determine an appropriate resale value. A home inspection helps determine the true condition of the property to ensure all necessary repairs are being made. Other helpful information includes estimates from builders and contractors.

How Do Bank Loans Compare to Hard Money Loans?

Bank loans are typically lower in their costs; however, the approval process and limitations are much greater. Since these loans are backed by governmental agencies, certain requirements must be met to qualify. These loans are also typically designed for owner-occupied properties rather than investment properties. Overall, hard money loans offer a much smoother transaction that works for most real estate investors in Broken Arrow.

How Do I Apply for a Hard Money Loan?

Applying for a hard money loan is easy. Our company offers a quick online application. You’re also welcome to give us a call with any questions. Once we receive your request, we’ll be in touch to discuss all your options. Our professional and dedicated loan representatives will ensure we find a good match for your scenario. You’ll be able to take on more projects with ease. See why so many real estate investors in Broken Arrow, Oklahoma trust us with their financing needs. Go online or give us a call to see how we can help you, today!

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

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