Kansas City-Kansas Hard Money Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

1

High LTV

We fund hard money loans up to 80-90% LTV with no issues.

2

Fast

We promise to treat you like a partner

3

No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

Raised
APR
ARV
700,000
9,0%
60%
100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

Raised
APR
ARV
1,200,000
11%
82%
100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

Raised
APR
ARV
830,000
8,99%
75%
100% Funded!

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Industries We Service

Cannabis
Residential Real Estate
Commercial Real Estate
Startups

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of builders, developers, hard money lenders, and entrepreneurs. We understand your project has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Hard Money Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification Project and LTV matter. We don’t care about your credit.
Maximum LTV 80-90%
Loan Terms 12-48 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get pre-qualified

  • Looking to purchase a property
  • No obligation and no effect on y
Get pre-qualified today

Kansas City-Kansas Hard Money Loans

If you’re a real estate investor in Kansas City, Kansas, you’ll be happy to know you have new financing options. Our company provides investors with hard money loans to take on more investments and increase their profits. Hard money loans offer you the opportunity to purchase a property with a bridge loan or for rehabilitation purposes to resell it for a return on your investment. You’ll appreciate the quick funding times and flexibility our loan programs have to offer.

What is a Hard Money Loan and How Does it Work?

A hard money loan is a temporary form of financing that is used to purchase a property for the purpose of reselling it later. Typically, investors seek to make improvements to the property. “Fix and flip” or rehabilitation loans allow the borrower to purchase the property and make the necessary repairs. A bridge loan is for the purpose of purchasing a property nearly instantly without a down payment. The loan can be converted or paid off later.

A benefit of hard money loans is that they are focused on the project and the property rather than the borrower. While the borrower’s information and history are taken into consideration, much less weight is given to the borrower’s finances than with a traditional loan. For this reason, the purchaser must have a solid property that’s capable of producing a profit. Careful consideration should be given to the investment choices to avoid unnecessary delays and potential denials. Even borrowers with bad credit or other financial troubles can qualify for one of our specialty loan programs.

A hard money loan is typically an interest-only, adjustable rate, or balloon payment scenario. While this provides the borrower with a lower monthly payment, they’ll need to sell the property as quickly as possible to avoid the full balance of the loan becoming due at once. The loan terms are typically a year or less with a term that rarely extends beyond five years. The interest rates are typically higher than those of a traditional mortgage loan; however, the investor must keep in mind that this is a convenience and specialty product. The opportunity to go to settlement within days rather than weeks or months makes the option well worth the slight downsides for most investors.

How is a Hard Money Loan in Kansas City Different than a Bank Mortgage Loan?

A bank loan is primarily concerned with the structural integrity of the property selected and the borrower’s ability to repay the loan. Since a hard money loan is a temporary loan, much less consideration is given to the borrower’s personal finances and heavier weight is placed on the property, its condition, and its potential resale value. Since a profit is always sought, the borrower must be able to demonstrate that the potential to turn a profit is probable. This is established through an appraisal, estimates, and a home inspection. These items are essential to demonstrate that the project is likely to succeed. Overall, a hard money loan is a practical solution for those seeking to buy and sell real estate. Government backed loans are a practical solution for those who are seeking to purchase and hold real estate for personal use or to make a monthly profit from their investment.

How Do I Apply for a Hard Money Loan in Kansas City, Kansas?

Applying for a hard money loan is easy. Simply complete our online application or give us a call. Our friendly, dedicated loan professionals will guide you through the process. After you’ve applied, simply provide the documentation that’s requested. You’ll be well on your way to making your next project a reality. See why so many investors in Kansas City trust us as their real estate lender of choice. Get in touch and we’ll be happy to help you, today!

Hard Money Loans

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