Chat with us, powered by LiveChat %%title%% | Kansas Hard Money Loans + %%sitename%%

Hard Money Loans Kansas

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

1

High LTV

We fund hard money loans up to 80-90% LTV with no issues.

2

Fast

We promise to treat you like a partner

3

No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

Raised
APR
ARV
700,000
9,0%
60%
100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

Raised
APR
ARV
1,200,000
11%
82%
100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

Raised
APR
ARV
830,000
8,99%
75%
100% Funded!

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Industries We Service

Cannabis
Residential Real Estate
Commercial Real Estate
Startups

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of builders, developers, hard money lenders, and entrepreneurs. We understand your project has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Hard Money Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification Project and LTV matter. We don’t care about your credit.
Maximum LTV 80-90%
Loan Terms 12-48 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get pre-qualified

  • Looking to purchase a property
  • No obligation and no effect on y
Get pre-qualified today

Hard Money Loans Kansas

How is a hard money lender different from a regular lender
The main difference between banks and  hard money lenders is that hard money lenders are asset centric lenders. They look at on the asset associated with the hard money loan. But, traditional lenders focus on credit and how much money the real estate investor has. It is super important to remember hard money loans aren’t great for the long term. The purpose of a hard money loan is to be a bridge loan that which helps you get the real estate you’re attempting to buy. Hard money lenders focus on short term loans that generate greater ROI than leaving the money in the bank. If you are unable to pay the lender back, then the company you borrowed from can take possession of your property in order to settle his/her loan.
When should you get a Kansas hard money loan
Private money loans are used as investment tools by investors. They are useful in a few situations, such as:
Not able to find financing elsewhere. Funding real estate investments is complicated. Traditional mortgages are tough to get under normal situations. Banks are very cautious of making loans for purposes of real estate investments, as opposed to loans for residences. As a result, if you’re looking for investment funds – then you’ll probably have to get a loan from a hard money lender.
You have a bad credit . Hard money loans are based off the collateral of their investment, not your ability to repay. Loans made to consumers – as opposed to hard money lenders – are based off your ability to repay the loan. This means if you have a bad credit history or no steady income – then you might not get approved for a loan. You need capital. Hard money loans are great so you can get money ASAP. Traditional loans take time. Hard money is very fast. If you need to capitalize on an opportunity immediately, then it is possible to find a hard money loan. If you can wait several weeks, then it’s far better to get a hard money loan.
Hard money lenders can finance your deals fast
Hard money lenders serve a very specific group of individuals, i.e. property investors. Hard money lending is a type of short term financing, which is secured by real estate. Specifically, the men and women who use hard money loans are generally property investors – typically, people who are being denied a conventional loan due to stringent guidelines.
Hard money lenders exist because they are fast, and offer loans with little to no headaches. Hard money lenders have a fast application system. They expect collateral and don’t look at your credit rating. They focus on your expertise, as opposed to your credit worthiness. In case you’ve got a checkered financial past, it’ll be easier to obtain financing with a hard money loan as opposed to a conventional loan which is granted based on your credit report. Below are situations where hard money lenders fill a void that traditional lenders don’t touch:
Kansas Hard money loans can be used for fix and flip property investors
Most traditional lenders won’t offer you a loan to get a fix and flip job. If the house is in bad condition, or there is some other abnormality with the home, then a traditional lender won’t give you funding. In addition, most reverse and fix prospective deals”go quickly.” The seller is extremely motivated to sell the property, and will accept the first offer. Conventional lenders take forever, so by the time the loan is approved – you’ve already lost the property because someone paid money for it. If you have a hard money lender on your side who will close a loan in 5-10 days, you can find the fix and flip property.
Loans from private money lenders are ideal for consumers with poor credit
Most traditional lenders look at a borrower’s credit score. They verify your income and investigate past activities. It means that someone with a checked credit past will have a difficult time, and in some instances never get approved. If this happens to you, your only choice is to work with a hard lender. While the rates of interest for a hard money loan are higher than conventional loans – if the deal is still profitable, it may make sense to spend the money.
Hard money can be used for Commercial properties
Many real estate investors who need a commercial property may get private money loans from a commercial hard money lender. At Delancey Street, we fund commercial properties throughout the USA, with rates as low as 7 percent, with terms ranging from 6-24 months. We offer amazing customer service, with no hidden fees, or bait and switch tactics. We do not charge early payment penalties, and there are no income requirements. There are no minimum FICO scores, and we have minimal paperwork. We provide commercial, hard money loans for multifamily properties, office buildings, retail locations, industrial buildings, and more. We have helped a wide array of commercial property investors secure hard money for a variety of commercial properties. We work with real estate agents and hard money brokers that are looking to help their clients receive a private money loan. We have financed countless commercial loans and can work with all kinds of borrowers. Underwriting a business hard money loan takes a whole lot of effort and requires a knowledgeable team.

Hard Money Loans

Need funding for your next project?

Complete Our Application
Call Now