Hard Money Loans Kansas

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

High LTV

We fund loans up to 80-90% LTV with no issues.


We promise to treat you like a partner.

No $ Limit

No limits on what we can do for you.

Recently Funded Projects

Residential Refinance
Residential Refinance

Residential refinance in Los Angeles, with a loan amount of $830k, at 75% LTV. We were able to help the investor get a loan at 8.99% with a balloon payment after 18 months.

8.99 %
100% Funded!
Residential Investment
Residential Investment

Delancey Street funded a new residential purchase in California, for $1.2 million with 82% LTV. We helped the developer with a loan at 11% with a balloon payment in 9 months.

11 %
100% Funded!
Residential Investment
Residential Investment

Property in New York was torn down, and redeveloped. We provided a 60% LTV loan for $700k. We charged no upfront fees, and had a balloon payment after 10 months.

9.0 %
100% Funded!

Hear from people we’ve helped

“Delancey Street makes lending easy. They took a chance on me when no one else would.”

- Leo kovacz

Industries We Service

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

How is a hard money lender different from a regular lender

The main difference between banks and  hard money lenders is that hard money lenders are asset centric lenders. They look at on the asset associated with the hard money loan. But, traditional lenders focus on credit and how much money the real estate investor has. It is super important to remember hard money loans aren’t great for the long term. The purpose of a hard money loan is to be a bridge loan that which helps you get the real estate you’re attempting to buy. Hard money lenders focus on short term loans that generate greater ROI than leaving the money in the bank. If you are unable to pay the lender back, then the company you borrowed from can take possession of your property in order to settle his/her loan.

When should you get a Kansas hard money loan

Private money loans are used as investment tools by investors. They are useful in a few situations, such as:

Not able to find financing elsewhere. Funding real estate investments is complicated. Traditional mortgages are tough to get under normal situations. Banks are very cautious of making loans for purposes of real estate investments, as opposed to loans for residences. As a result, if you’re looking for investment funds – then you’ll probably have to get a loan from a hard money lender.

You have a bad credit . Hard money loans are based off the collateral of their investment, not your ability to repay. Loans made to consumers – as opposed to hard money lenders – are based off your ability to repay the loan. This means if you have a bad credit history or no steady income – then you might not get approved for a loan. You need capital. Hard money loans are great so you can get money ASAP. Traditional loans take time. Hard money is very fast. If you need to capitalize on an opportunity immediately, then it is possible to find a hard money loan. If you can wait several weeks, then it’s far better to get a hard money loan.

Hard money lenders can finance your deals fast

Hard money lenders serve a very specific group of individuals, i.e. property investors. Hard money lending is a type of short term financing, which is secured by real estate. Specifically, the men and women who use hard money loans are generally property investors – typically, people who are being denied a conventional loan due to stringent guidelines.

Hard money lenders exist because they are fast, and offer loans with little to no headaches. Hard money lenders have a fast application system. They expect collateral and don’t look at your credit rating. They focus on your expertise, as opposed to your credit worthiness. In case you’ve got a checkered financial past, it’ll be easier to obtain financing with a hard money loan as opposed to a conventional loan which is granted based on your credit report. Below are situations where hard money lenders fill a void that traditional lenders don’t touch:

Kansas Hard money loans can be used for fix and flip property investors

Most traditional lenders won’t offer you a loan to get a fix and flip job. If the house is in bad condition, or there is some other abnormality with the home, then a traditional lender won’t give you funding. In addition, most reverse and fix prospective deals”go quickly.” The seller is extremely motivated to sell the property, and will accept the first offer. Conventional lenders take forever, so by the time the loan is approved – you’ve already lost the property because someone paid money for it. If you have a hard money lender on your side who will close a loan in 5-10 days, you can find the fix and flip property.

Loans from private money lenders are ideal for consumers with poor credit

Most traditional lenders look at a borrower’s credit score. They verify your income and investigate past activities. It means that someone with a checked credit past will have a difficult time, and in some instances never get approved. If this happens to you, your only choice is to work with a hard lender. While the rates of interest for a hard money loan are higher than conventional loans – if the deal is still profitable, it may make sense to spend the money.

Hard money can be used for Commercial properties

Many real estate investors who need a commercial property may get private money loans from a commercial hard money lender. At Delancey Street, we fund commercial properties throughout the USA, with rates as low as 7 percent, with terms ranging from 6-24 months. We offer amazing customer service, with no hidden fees, or bait and switch tactics. We do not charge early payment penalties, and there are no income requirements. There are no minimum FICO scores, and we have minimal paperwork. We provide commercial, hard money loans for multifamily properties, office buildings, retail locations, industrial buildings, and more. We have helped a wide array of commercial property investors secure hard money for a variety of commercial properties. We work with real estate agents and hard money brokers that are looking to help their clients receive a private money loan. We have financed countless commercial loans and can work with all kinds of borrowers. Underwriting a business hard money loan takes a whole lot of effort and requires a knowledgeable team.

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