Fast Hard Money Loans For Experienced Investors

Delancey Street provides hard money loans nationwide to investors who have a verifiable track record. We fund up to 70-80% LTV, and focus on residential projects such as: buy and hold, fix and flips, and commercial real estate acquisitions. The biggest factor we look at is the experience of the investor and the LTV of the project they're requesting assistance with.

80% LTV

We fund loans up to 80%
LTV with no issues.
We DO NOT do 100% financing.


We promise to treat you
like a partner.
We don't like wasting time

No $ Limit

No limits on what we can
do for you.
We max out at 80% ARV.

70-80% LTV For Seasoned Developers Nationwide

Fix and Flip, Cash-out Refinance, and Acquisition Loans
For Experienced Real Estate Developers.

We Fund Real Estate Projects Nationwide

We fund projects nationwide, ranging from fix and flips, to commercial acquisitions. Bottom line, we can help - regardless of the size, or difficulty of the project. We do not do 100% financing - and prefer working with experienced real estate investors.

Recently Funded Projects

Hard Money

Financing for fix and flips, commercial estate, and acquisitions / refinancing
Financing up to 70% of the After Repair Value
We charge 9-10% on average, with no junk fees

Hard Money Loans Las Vegas

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Getting a loan from a traditional lender can be a huge pain, particularly when you have a poor credit history. With a very low credit score, it could take you weeks or even months to be approved for a loan. Las Vegas Hard money lenders, on the other hand, consider the collateral you are giving up rather than your ability to pay the loan back. Hard money loans are usually intended to help real estate investor with buying a new property or land. In the event you neglect to pay back the money lent to you, the the private lender who gave you the money can seize the collateral and sell it to receive their funds.
Las Vegas Hard money loans are most suitable and valuable to investors who want to renovate or improve a property property before selling it at a higher cost. The investors generate an ROI and repay the borrowed cash within a short period of time.
Hard money loans, like any other product, come with their own benefits and pitfalls. This article discusses a few of the advantages and disadvantages of hard money loans.
Hard money lenders are not worried about your credit rating. Hard money lenders are more worried about the security and will process your loan fast if your collateral justifies the loan. It’s important to note that hard money lenders aren’t necessarily interested in taking possession of your property. They’re fast because they spend less time verifying your income, bank statement, and other specifics. They only worry about the potential value of your property.
Unlike traditional loans, hard money loans agreements are flexible. Instead of dealing with a huge corporation, you will be talking to an individual who’s willing to help you design the best repayment program. They don’t follow or set standardized guidelines when setting up your loan repayment schedule.
When it comes to borrowing a hard money loan, we are focused on your collateral. If you want to invest a hard money loan – we typically lend up to 60-70% loan to value of the collateral. In case you have other assets to put up as collateral, we are happy to consider their worth before approving your loan.
If you have any issues with your credit history, then it won’t be that important. Most lenders, including Delancey Street – never look at your credit history. In terms of loan-to-value ratios, hard money lenders keep lend at about 50 and 70 percent. This allows a hard money lender to hedge some of the risk to the real estate investor and to ensure the investor will complete the project.
It is possible to apply and receive a hard money loan in a matter of 1-2 weeks. This is valuable, especially for borrowers who need to purchase a property fast. Most sellers won’t wait long for potential buyers to get their loan approved. Sellers have one motive: sell their property. They will do everything possible to sell their property as soon as possible.

Cons of Las Vegas Hard Money Loans

Repayment period
Contrary to traditional loans where you can take longer to repay them, hard money loans are made as a short term lending tool. This usually means that you need to repay the loan in the shortest time possible. Otherwise the lender can take possession of the property you put up as collateral. Remember, hard money lenders lend you money because they know if you default on the loan they can take ownership of your property and liquidate it.
Increased expenses
Compared to traditional loans, Las Vegas hard money loans tend to be more expensive. In addition to the loan origination fee, you will also pay servicing and closing expenses. If you take a hard money loan on a mortgage, it can cost you 10% more than it might have on the standard loans. Needless to say, hard money loans are considerably convenient.
The interest rate of hard money loans can also be high because creditors are facing higher risks when lending you the loan. The interest rates usually range between 9 and 14 percent.
Before giving you a hard money loan, lenders want to see you put a down payment of up to 25-30 percent on the project. This is an incentive to motivate you to complete the project. If you believe a hard money loan is right for you, we encourage you to contact us. We have experience handling tough residential and commercial real estate projects all over Las Vegas. Regardless of how tough your project is, we can help you. We use creative financing to help you get the results you need.
If you live in Las Vegas or are just interested in the area, you could be thinking about investing in real estate across the valley. For example, you could be thinking about buying fixer-uppers, fixing them up and then selling them for a higher price than you paid for them. This can seem like an excellent way to make money, but finding funding for your project can be difficult. The good news is that hard money loans are available and can be very helpful for someone in your situation.

What is a Hard Money Loan?

First of all, you have to have an understanding of what a hard money loan is. Even though hard money loans are sometimes used for other things, they are typically used for real estate transactions. They are quite different from mortgages, though.
For one thing, even though mortgage terms generally last for either 15 or 30 years, hard money loan terms are usually much shorter. Generally, these loan terms are for a term between six months and two years. Obviously, this means that payments are higher. However, the good news is that the loans are paid off very quickly, so you don’t have to worry about being in debt for a long time.
Hard money loans often close a lot faster than mortgage loans. It can take weeks to get approved for a mortgage. In some cases, it takes even longer. If you’re trying to snap up a good deal before someone else does, this can obviously cause problems. However, hard money loans are typically approved within a matter of days.
Interest rates can sometimes be higher with hard money loans. Of course, this does depend on who you’re borrowing from, how much you’re borrowing and how much of a risk the lender is taking. Since the loan terms are much shorter, however, you will still often pay a lot less in interest than you would with a mortgage loan.
Lastly, you should know that hard money loans are often easier to get approved for. Many people find that they have to jump through hoops to get approved for a mortgage. In many cases, just having a good job and a decent credit score is not enough. Many hard money lenders do have certain requirements, but they often aren’t as strict with their requirements about the borrower or the property that is being purchased as mortgage lenders are.

Should You Take Out a Hard Money Loan?

If you are interested in investing in real estate, it is definitely a good idea to do your research about hard money loans. Even though they do have some disadvantages, this is the case with any type of financial product. Overall, many real estate investors and others who use hard money loans on a regular basis find that they are very helpful with running their businesses.
If you’re having trouble getting approved for a mortgage loan or if you know that you aren’t what a mortgage lender is looking for, then a hard money loan might be the right borrowing option for you.
It’s also a good idea if you’re looking to purchase a fixer-upper. Many mortgage lenders will not approve loans for fixer-uppers because they require homes to pass home inspections before they will release the funds. Since fixer-uppers often will not pass home inspections, this can be a problem. Many investors successfully use hard money loans to buy fixer-uppers, however, so it’s definitely an option for you if that is what you are interested in when investing in real estate in Las Vegas.
For those who live in Las Vegas or just want to invest in property in the area, Las Vegas hard money loans can be the answer. Of course, it is always a good idea to do plenty of research before taking out any type of loan. However, if you’d like to be able to invest in a piece of real estate without going through a big hassle and without getting turned down by a mortgage company, there is a very good chance that a hard money loan is going to be exactly what you are looking for so that you can achieve your goal.


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Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

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