Little Rock-Arkansas Hard Money Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

1

High LTV

We fund hard money loans up to 80-90% LTV with no issues.

2

Fast

We promise to treat you like a partner

3

No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

Raised
APR
ARV
700,000
9,0%
60%
100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

Raised
APR
ARV
1,200,000
11%
82%
100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

Raised
APR
ARV
830,000
8,99%
75%
100% Funded!

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Industries We Service

Cannabis
Residential Real Estate
Commercial Real Estate
Startups

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of builders, developers, hard money lenders, and entrepreneurs. We understand your project has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Hard Money Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification Project and LTV matter. We don’t care about your credit.
Maximum LTV 80-90%
Loan Terms 12-48 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get pre-qualified

  • Looking to purchase a property
  • No obligation and no effect on y
Get pre-qualified today

Little Rock-Arkansas Hard Money Loans

If you’re a real estate investor in Little Rock, Arkansas, we have great news for you! Our company is now offering hard money loans to rehabilitate and purchase properties. These loans offer you a much more flexible, affordable, and quick approval than a traditional real estate loan. You’ll find that we’re able to help you take on more projects to increase your income. Even if you’ve had difficulty obtaining real estate financing due to poor credit, limited assets, or for any other reason, you’ll want to check us out first.

How is a Hard Money Loan Helpful?

A hard money loan is a temporary loan that’s utilized to purchase and rehabilitate a property that’s intended for resale. These loans aren’t suitable for owner-occupied or real estate that’s intended to be held for an extended period. A bridge loan is a common type of hard money loan that’s used to purchase a property quickly without having to make a down payment. The loan can be converted into a rehabilitation loan or paid off later after the property is sold. A rehabilitation loan provides a complete solution for those looking to “fix and flip” properties.

Hard money loans also place a significant emphasis on the probability that the property will be able to make a profit upon resale. This means that less of an emphasis is placed on the borrower’s ability to repay the loan. This means that even if the borrower has had financial issues, they may still be able to qualify.

The structure of a hard money loan is quite different than a traditional mortgage loan. The interest rates are higher; however, the length of the loan is typically a year or less. Loans are kept to a maximum of five years if circumstances warrant. The loans offer flexible repayment terms such as an interest only option, balloon payments, and adjustable rate loans. This helps keep the monthly cost down while the property is undergoing repairs and waiting to be sold.

How are Hard Money Loans Different than a Traditional Mortgage Loan?

Hard money loans in Little Rock, Arkansas vary greatly from traditional mortgage loans. With a traditional loan, the borrower is under much greater pressure to prove they can successfully repay the loan according to its terms. Credit, income, employment history, and assets are all considered and must be well documented. Hard money loans are non-conventional and aren’t subjected to the same governmental guidelines as a traditional mortgage. Without a significant down payment, a traditional loan also required mortgage insurance to be paid monthly. With these factors added in, the monthly payment of a hard money loan is significantly less in many cases. Overall, government backed loans are beneficial for those who intend on maintaining their property; however, a hard money loan has significant advantages for investment opportunity purposes.

How Do I Apply for a Hard Money Loan in Little Rock and What Information is Needed for an Approval?

If a recent and acceptable appraisal isn’t available, our company will order one on your behalf. A home inspection report is also helpful to determine any potential pitfalls that may surface during the rehabilitation phase. Comparable homes and any data that would support a reasonable resale estimate is also helpful. Personal and investment documents should also be made available if requested.

Applying for the hard money loan is easy. Simply fill out our online inquiry form and you’ll be assigned to one of our loan professionals. They’ll be in touch to go over the entire process and will help you finalize your application. Before you know it, you’ll be at settlement receiving your funds. See why so many other investors in Little Rock trust us for all their financing needs. Get in touch and we’ll get you the loan you want and need, today!

Hard Money Loans

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