Hard Money Loans Manhattan

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

High LTV

We fund loans up to 80-90% LTV with no issues.


We promise to treat you like a partner.

No $ Limit

No limits on what we can do for you.

Recently Funded Projects

Residential Refinance
Residential Refinance

Residential refinance in Los Angeles, with a loan amount of $830k, at 75% LTV. We were able to help the investor get a loan at 8.99% with a balloon payment after 18 months.

8.99 %
100% Funded!
Residential Investment
Residential Investment

Delancey Street funded a new residential purchase in California, for $1.2 million with 82% LTV. We helped the developer with a loan at 11% with a balloon payment in 9 months.

11 %
100% Funded!
Residential Investment
Residential Investment

Property in New York was torn down, and redeveloped. We provided a 60% LTV loan for $700k. We charged no upfront fees, and had a balloon payment after 10 months.

9.0 %
100% Funded!

Hear from people we’ve helped

“Delancey Street makes lending easy. They took a chance on me when no one else would.”

- Leo kovacz

Industries We Service

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Manhattan Hard Money Lenders

Poor credit could stop you from acquiring a potential real estate investment property you’re looking at. Traditional lenders don’t invest in high-risk opportunities, which could leave you with limited options. One of the most viable alternatives is hard money loans. These type of loans are provided by private investors or a group of investors.

Hard money lenders are only concerned with the value of your property, which is used as collateral. As such, you should not let poor credit stop you pursuing a hard money loanHard money loans take a relatively shorter time to be processed; usually 5 to 10 days. The loan amount you get will be based on the value of your property. Moreover, the approval of hard money loans involves significantly less paperwork.

Here are some of the things that Manhattan hard money lenders look at before processing your loan:
– Do you have any experience or history in fixing and flipping real estate properties?
– What is the value of the property being used as collateral?
– How do you plan on repaying the hard money loan
– How much cash reserves do you have to serve as holding cost?

Assuming you have adequate answers for the questions above, your loan can be processed in the shortest time possible. Manhattan hard money lenders will focus on your LTV.  The LTV has to be low – 70 percent is a considerable LTV. Some lenders can even offer borrowers 100 percent financing depending on their specific situation.

Pros of Manhattan Hard Money Loans
• Quick approval process
One of the advantages of Manhattan hard money loans over traditional loans is their quick approval process and funding. Manhattan hard money lenders don’t normally undertake time consuming credit checks. Once they ascertain that you have enough equity in the property being used as collateral, they will proceed with the approval of your loan. You can receive the financing in a matter of days. On the other hand, traditional lenders can keep you waiting for about 30 to 45 days.

• Flexibility
Since these loans are provided by private individuals, they have more flexible terms. They are also subject to less red-tape. They do not have specific guidelines, unlike traditional lenders. You can even have the lenders adjust the repayment schedule to something that suits you. Manhattan hard money lenders can even tailor them to fit your specific situations.

• New borrowers
Unlike traditional loans that are only available to individuals who have had significant experience in their field of work, hard money loans are ideal for new borrowers. New borrowers often have poor credit ratings, but they can still obtain these loans to proceed with their investments.

Cons of Manhattan hard money loans
• Their interest rates are high
Hard money loans have higher interest rates as compared to traditional loans; this is because they are high-risk loans. Most Manhattan hard money lenders offer interest rates between 10 and 20 percent.

• Short repayment period
Hard money loans usually have a shorter repayment term compared to traditional loans. Most hard loan lenders will give borrowers a loan term of about 1 to 3 years. Some lenders, however, may give borrowers a repayment term of up to 5 years. A short repayment period may put a real estate investor on the losing end if he or she does not manage to flip his or her property by the end of the scheduled period.

It’s Simple

  • 1 Tell us what you need
  • 2 We'll evaluate it
  • 3 We'll offer our terms

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  • Risk free to you, no strings
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