Moreno Valley-California

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

1

High LTV

We fund hard money loans up to 80-90% LTV with no issues.

2

Fast

We promise to treat you like a partner

3

No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

Raised
APR
ARV
700,000
9,0%
60%
100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

Raised
APR
ARV
1,200,000
11%
82%
100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

Raised
APR
ARV
830,000
8,99%
75%
100% Funded!

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Industries We Service

Cannabis
Residential Real Estate
Commercial Real Estate
Startups

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of builders, developers, hard money lenders, and entrepreneurs. We understand your project has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Hard Money Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification Project and LTV matter. We don’t care about your credit.
Maximum LTV 80-90%
Loan Terms 12-48 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get pre-qualified

  • Looking to purchase a property
  • No obligation and no effect on y
Get pre-qualified today

Moreno Valley-California

If you’re a real estate investor who rehabilitates properties for resale, we have good news for you! Our company now offers hard money loans to provide you with funding within days rather than weeks or months. Our flexible loan programs can accommodate nearly any type of investor. Even if you’ve been turned down by local banks or finance companies, we’ll probably be able to help. You’ll have the opportunity to take advantage of great deals and make more money.

What is a Hard Money Loan and How Do they Work?

Hard money loans are designed for investors who are looking for a bridge loan to make an immediate property purchase or to rehabilitate properties for resale. The loans are structured differently than their traditional loan counterparts. With a hard money loan, the term tends to be much shorter. The typical term is one year or less and the maximum term is usually no longer than five years. Due to the convenience of these loan products the interest rates tend to be higher and the payments typically are covering only interest. Other common loan types include balloon repayment and adjustable rate loans. Although the terms may not be as appealing, the benefits far outweigh the setbacks.

Hard money loans in Moreno Valley also focus on the property rather than on the borrower. This means that less than perfect credit is acceptable. Since many investors have assets and are self-employed, these factors are also considered. The only requirement is that the project must have a strong likelihood of making a profit. These concessions afford many investors a new opportunity to take on more projects and increase their income.

What Differentiates Hard Money Loans from Traditional Loans?

A traditional mortgage loan is typically government backed by one of many agencies. The underwriting guidelines tend to be much more rigid and focus heavily on the borrower’s ability to repay the loan. Many times, unless the borrower can provide a significant down-payment, they’ll be required to maintain mortgage insurance. This can add a significant amount of money to the monthly mortgage payment. These loans also take a significant amount of time to approve if there’s any questionable items. Heavy documentation requirements for income, assets, employment history, and more are required. This tends to dissuade borrowers that fall outside of the traditional lending guidelines.

A hard money loan is a non-conventional form of financing. While these loans are required to follow some lending guidelines, much greater flexibility is afforded in the approval process. Overall, hard money loans are a great solution to those who need to conduct business quickly and appreciate the convenience factor.

What’s Required for a Hard Money Loan in Moreno Valley, California?

To pre-qualify for a hard money loan, a specific property must be selected. Any information that’s able to support the after-repair value of the home is also taken into consideration. If a recent appraisal has been conducted, it should be submitted at the time of application. An updated appraisal will be ordered to ensure the resale value is realistic for the home when compared with similar home sales in the area. Business and personal financial records may be requested and should be made available for inspection.

How Do I Apply for a Hard Money Loan in Moreno Valley, California?

To apply for a hard money loan in Moreno Valley, California, you’ll want to utilize our online application. It takes only a few moments to complete. You’ll then be contacted by one of our courteous and professional loan representatives. They’ll discuss your options and explain how to proceed with the application. Get in touch with us online or by phone for your hard money loan in Moreno Valley, California, today!

Hard Money Loans

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