DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Oakland Fix and Flip Loans

Oakland Fix and Flip Loans

Fix and flip Lending involves real estate investing. Investors purchase properties that need fixing, fix up the properties and flip them by selling for a profit. The goal is for investors to fix the property, and sell it at a higher cost than the property was originally bought. This is where fix and flip lenders come handy. Fix and flip lenders help investors find ways to flip real estate properties no matter the credit standing, income or time on the job. We provide funding for your fix and flip properties.
Fix and flip loans assist investors in renovations and property purchases. The main goal is to flip for a profit. Most properties are already in distressed conditions, and the investors job is to fix them up to get the properties ready to sell as quickly as possible. House flipping, when done successfully, can bring in a nice profit for real estate investors. There are several types of fix and flip lending options, including:
Bridge Loan: This loan type is a temporary loan which covers the timeframe during the time a home is purchased and when one is sold. The real estate transactions are separate.
Home Equity Loan: This loan is similar to using a credit card. Investors are issued borrowed funding from their real estate’s value. This can be used as funding for new purchases.
Bank Loan or Mortgage: These loan types are more long term, up to 30 years.
Hard Money Loan: This type of loan is secured by using real estate as collateral. It is short term, and used for purchasing and renovations.
Refinance Loan: This type of loan occurs when an investor takes a second loan out on an existing property. The proceeds are used to finance new real estate investments.
Investment Line of Credit: This is a line of credit which can only be used for specific investment property use.
Real Estate Crowd Funding: This is a popular type of investment which involves real estate investors apply to receive crowdfunding and being listed on reputable crowdfunding sites.
Are there guidelines for Oakland Fix and Flip Properties?
Many distressed properties that investors are interested in, do not meet general guidelines to be financed by the FHA. This is why Oakland fix and flip loans are important to investors otherwise cannot get traditional financing. This type of lending is good for investors with questionable credit histories, or little to no credit. The reason you are able to get financing without “any credit,” is because the lender makes their decisions based off of the property itself, and not necessarily the borrower. The lenders use collateral from investors to fund the fix and flip loans. This is different from traditional mortgages, where a credit score is generally required, along with job history.
The main thing to understand about fix and flip lenders is that the loans are generally for shorter terms. The most common term is one year. It’s critical that you sell the property and repay the loan ASAP. The worst case scenario is that the hard money lender can foreclose on and take over the property – if you don’t repay the loan.
What’s next
Delancey Street, an Oakland fix and flip lender – is focused on providing loans for projects that will succeed. We focus on projects we think have a good real estate developer behind it. We look at the cost of purchasing the property, the cost of rehab, and the final potential value at which the property can be sold. We take risks on entrepreneurs who we see are driven.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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