Ontario-California Hard Money Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

1

High LTV

We fund hard money loans up to 80-90% LTV with no issues.

2

Fast

We promise to treat you like a partner

3

No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

Raised
APR
ARV
700,000
9,0%
60%
100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

Raised
APR
ARV
1,200,000
11%
82%
100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

Raised
APR
ARV
830,000
8,99%
75%
100% Funded!

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Industries We Service

Cannabis
Residential Real Estate
Commercial Real Estate
Startups

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of builders, developers, hard money lenders, and entrepreneurs. We understand your project has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Hard Money Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification Project and LTV matter. We don’t care about your credit.
Maximum LTV 80-90%
Loan Terms 12-48 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get pre-qualified

  • Looking to purchase a property
  • No obligation and no effect on y
Get pre-qualified today

Ontario-California Hard Money Loans

Ontario is a fantastic place to invest in real estate. The market continues to boom, and there are many businesses and individuals constantly moving into the region. Because of that, you might find quite a few deals that you are ready to get in on. The problem is having ready access to the quick financing that you need to close a deal and make some money. Conventional mortgages do not work for every investor in every situation. You might get discouraged by that, but this is precisely why you will want to look at the possibility of hard money loans, such as those offered by Delancey Street.

A Preview of the Types of Hard Money Loans Available in Ontario

There are actually many different types of hard money loans available to real estate investors in the Ontario area. The one that works for you best will depend on your situation and what you are looking to accomplish. Delancey Street can go over the various options for you, but here are a few of the more typical ones explained in brief fashion.

Consider A Construction Loan

This is the type of loan you will want to consider if you are a developer who has found a piece of property at a good value that you want to develop quickly. To close the deal, you need a hard money loan to get sale accomplished. You will then work to sell the project as quickly as possible, or refinance in order to pay off the short term loan.

Consider A Bridge Loan

Here you have a loan that is designed to float you the money you need to close a deal, while another sale is going through that will provide you with the cash that you need to pay it off. It is designed to help you get a deal accomplished, with the understanding that you will have the necessary proceeds from another property to meet your obligations in no more than a year.

Consider An Owner Occupied Loan

It is not always easy to get a hard money loan for a property that you actually intend to live in, but it is possible. You will want to keep in mind that this is a short term loan, so it does not function as a conventional mortgage. You will need to have a plan in place to still pay off the loan with a year or two.

Consider A Fix and Flip Loan

There are many properties around Ontario that are in need of a bit of tender loving care. As such, these can also be purchased at a steep discount, fixed up, and then sold at a pretty hefty profit. If you are an investor interested in this type of deal, a hard money loan can provide you with the cash you need to close on a deal quickly before someone else does. You will be able to pay it off once you fix the property up and sell it.

Keep This in Mind

Hard money loans are only designed for a short time. You will find that the approval process is different than a conventional mortgage in that the collateral of the property you are purchasing is weighed more heavily than your actual ability to make payments on the loan. In fact, monthly payments are often not even expected. You will simply need to pay the loan off in full within a few years, with some due as quickly as in 12 months.

If you are ready to consider the possibility of a hard money loan to fund your next real estate investment, contact Delancey Street today.

Hard Money Loans

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