Fast Hard Money Loans For Experienced Investors

Delancey Street provides hard money loans nationwide to investors who have a verifiable track record. We fund up to 70-80% LTV, and focus on residential projects such as: buy and hold, fix and flips, and commercial real estate acquisitions. The biggest factor we look at is the experience of the investor and the LTV of the project they're requesting assistance with.

80% LTV

We fund loans up to 80%
LTV with no issues.
We DO NOT do 100% financing.

Fast

We promise to treat you
like a partner.
We don't like wasting time

No $ Limit

No limits on what we can
do for you.
We max out at 80% ARV.

70-80% LTV For Seasoned Developers Nationwide

Fix and Flip, Cash-out Refinance, and Acquisition Loans
For Experienced Real Estate Developers.

We Fund Real Estate Projects Nationwide

We fund projects nationwide, ranging from fix and flips, to commercial acquisitions. Bottom line, we can help - regardless of the size, or difficulty of the project. We do not do 100% financing - and prefer working with experienced real estate investors.

Recently Funded Projects

Hard Money

Financing for fix and flips, commercial estate, and acquisitions / refinancing
Financing up to 70% of the After Repair Value
We charge 9-10% on average, with no junk fees

Ontario-California Hard Money Loans

Ontario is a fantastic place to invest in real estate. The market continues to boom, and there are many businesses and individuals constantly moving into the region. Because of that, you might find quite a few deals that you are ready to get in on. The problem is having ready access to the quick financing that you need to close a deal and make some money. Conventional mortgages do not work for every investor in every situation. You might get discouraged by that, but this is precisely why you will want to look at the possibility of hard money loans, such as those offered by Delancey Street.

A Preview of the Types of Hard Money Loans Available in Ontario

There are actually many different types of hard money loans available to real estate investors in the Ontario area. The one that works for you best will depend on your situation and what you are looking to accomplish. Delancey Street can go over the various options for you, but here are a few of the more typical ones explained in brief fashion.

Consider A Construction Loan

This is the type of loan you will want to consider if you are a developer who has found a piece of property at a good value that you want to develop quickly. To close the deal, you need a hard money loan to get sale accomplished. You will then work to sell the project as quickly as possible, or refinance in order to pay off the short term loan.

Consider A Bridge Loan

Here you have a loan that is designed to float you the money you need to close a deal, while another sale is going through that will provide you with the cash that you need to pay it off. It is designed to help you get a deal accomplished, with the understanding that you will have the necessary proceeds from another property to meet your obligations in no more than a year.

Consider An Owner Occupied Loan

It is not always easy to get a hard money loan for a property that you actually intend to live in, but it is possible. You will want to keep in mind that this is a short term loan, so it does not function as a conventional mortgage. You will need to have a plan in place to still pay off the loan with a year or two.

Consider A Fix and Flip Loan

There are many properties around Ontario that are in need of a bit of tender loving care. As such, these can also be purchased at a steep discount, fixed up, and then sold at a pretty hefty profit. If you are an investor interested in this type of deal, a hard money loan can provide you with the cash you need to close on a deal quickly before someone else does. You will be able to pay it off once you fix the property up and sell it.

Keep This in Mind

Hard money loans are only designed for a short time. You will find that the approval process is different than a conventional mortgage in that the collateral of the property you are purchasing is weighed more heavily than your actual ability to make payments on the loan. In fact, monthly payments are often not even expected. You will simply need to pay the loan off in full within a few years, with some due as quickly as in 12 months.

If you are ready to consider the possibility of a hard money loan to fund your next real estate investment, contact Delancey Street today.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

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