Orange-California Hard Money Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

1

High LTV

We fund hard money loans up to 80-90% LTV with no issues.

2

Fast

We promise to treat you like a partner

3

No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

Raised
APR
ARV
700,000
9,0%
60%
100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

Raised
APR
ARV
1,200,000
11%
82%
100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

Raised
APR
ARV
830,000
8,99%
75%
100% Funded!

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Industries We Service

Cannabis
Residential Real Estate
Commercial Real Estate
Startups

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of builders, developers, hard money lenders, and entrepreneurs. We understand your project has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Hard Money Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification Project and LTV matter. We don’t care about your credit.
Maximum LTV 80-90%
Loan Terms 12-48 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get pre-qualified

  • Looking to purchase a property
  • No obligation and no effect on y
Get pre-qualified today

Orange-California Hard Money Loans

If you’re a real estate investor in Orange, California, you know how important it is to take advantage of a great opportunity. Our company has raised the bar and started providing hard money loans to help. With our loans, you’ll be able to apply and be funded within record time. We offer a loan product for nearly every type of investor whether big or small. Our expert loan representatives are able to tailor a solution that works for you. Grow your real estate investment business with us!

What is a Hard Money Loan and How Does it Help Orange Real Estate Investors?

A hard money loan provides investors with funding to purchase a property with little to no money out of pocket. Rehabilitation costs are also able to be financed. For investors looking to buy and sell real estate for a profit, it’s the perfect loan. With our temporary loans, you’ll simply make monthly payments until the property is sold and the loan is repaid. Loans are also available for construction, lots, land, and many other purposes.

A hard money loan typically has a term from one to five years, with most loans being repaid within the first year. Due to their lack of strict guidelines and the flexibility afforded, the interest rates tend to be slightly higher than a conventional mortgage loan. Interest-only, balloon repayment, and adjustable rate loans are also offered to reduce the monthly expense while the property is being rehabilitated and pending sale. The many benefits and convenience of hard money loans far outweighs the higher rates.

What are the Main Differences Between Hard Money Loans and Traditional Financing?

Hard money loans are much easier to get approved and fund much faster than most traditional financing methods. A traditional loan also heavily considers the background and financial history of the borrower. A hard money loan focuses on the quality of the collateral and the ability for it to produce a profit. Borrowers with imperfect credit, limited assets, and self-employment are much better served with a hard money loan.

Bank and finance company loans are typically backed and funded by the federal government. This subjects the loans to strict underwriting criteria that is nearly impossible to meet for many real estate investors. These loans are also subjected to mortgage insurance in many cases if a sizable down payment isn’t made. Furthermore, government-funded loans are only intended for owners that intend on maintaining their own property whether it be a primary residence or otherwise.

What Information is Needed to Apply for a Hard Money Loan in Orange, California?

A hard money loan application simply requires a property to be pre-selected. However, the more information that’s able to be provided upfront can significantly speed along the process. Estimates of the work that’s to be completed, tax documents, past appraisals, and financial documents are all helpful. A new appraisal is ordered upon pre-approval and the value and after-repair value must be substantiated. A home inspection is also a useful tool to help identify any issues with the property to be purchased.

How Do I Apply for a Hard Money Loan in Orange, California?

Applying for a hard money loan is easy. Simply complete the application provided online. Once our office receives the request, a dedicated loan specialist will contact you. They’ll go over all of your options and how to proceed with the loan. You’ll simply provide the information requested during processing. Upon final approval, you’ll be scheduled for settlement. You’ll sign the loan documents and receive the funds needed to get started on your project. Simply make timely payments and you’ll be able to qualify for many other loans. Get in touch with us online or by phone to see how we can help you like so many others, today!

Hard Money Loans

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