Fast Hard Money Loans For Experienced Investors

Delancey Street provides hard money loans nationwide to investors who have a verifiable track record. We fund up to 70-80% LTV, and focus on residential projects such as: buy and hold, fix and flips, and commercial real estate acquisitions. The biggest factor we look at is the experience of the investor and the LTV of the project they're requesting assistance with.

80% LTV

We fund loans up to 80%
LTV with no issues.
We DO NOT do 100% financing.

Fast

We promise to treat you
like a partner.
We don't like wasting time

No $ Limit

No limits on what we can
do for you.
We max out at 80% ARV.

70-80% LTV For Seasoned Developers Nationwide

Fix and Flip, Cash-out Refinance, and Acquisition Loans
For Experienced Real Estate Developers.

We Fund Real Estate Projects Nationwide

We fund projects nationwide, ranging from fix and flips, to commercial acquisitions. Bottom line, we can help - regardless of the size, or difficulty of the project. We do not do 100% financing - and prefer working with experienced real estate investors.

Recently Funded Projects

Hard Money

Financing for fix and flips, commercial estate, and acquisitions / refinancing
Financing up to 70% of the After Repair Value
We charge 9-10% on average, with no junk fees

Orange County Fix and Flip Loans

Delancey Street is a premier, and top rated, fix and flip lender. We understand the complexities associated with fix and flip loans – and fund these types of projects nationwide. We work fast, we treat you like a partner – and above all, we work diligently to make sure you get funding ASAP. The old Fix and Flip real estate investment model has made massive headlines in recent years thanks to popular shows like “Flip This House” and “Flip and Flop,” to name only two of the most popular shows about flipping houses. What exactly is this adventure? When you flip a house, you take out a hard money loan to secure your short-term mortgage, and then you fix the house so that it sells for far more than you paid for the house in the first place. It’s buying a house not to live in it, but to renovate it and sell it off. People who love and have a talent for home repair projects are going to find house flipping comes naturally to them. That’s because the way you fix the house can save you tons of money in the long run.
The fixing stage will be of huge importance to your lender. What’s your plan? How do you think you can keep costs low so that you can increase the value of the house without breaking your piggy bank? What’s your end goal price in relation to what you paid for the house? And how can the lender help you pick out the right house for your project?

Picking the Right House

More than anything else, bargain houses are going to be right or wrong for a flipping situation. A condemned house is probably going to cost you so much money in the long run that you will probably never be able to flip it for a profit, but a house with plumbing and electrical issues that is sound in every other way might make for the perfect house to flip. The hard money lender you work with can usually look at a house you’ve selected to flip and gauge whether or not it’s right for your type of hard money loan.
Hard money loans are ideal for house flipping because it allows people with bad or limited credit to secure a large loan, regardless of their income or other aspects. If you’ve selected a perfect house to flip and your lender has faith in your idea, then you’re on your way. You can be approved even with terrible credit. The lender is going to make money through interest rates. Be aware that a hard money loan has higher interest rates than soft money loans through lenders like traditional banks. That’s because the lender in your situation is taking a risk on you, so they make their money back through interest rates. It’s fair for you because it gives you the large amount of money you need right off the bat that you might not be able to secure through a traditional lending source.

How Delancey Street Helps

Delancey Street is a hard money lender that loves to invest in house flipping projects just like yours. We love people who get out there and do things. Anyone who flips houses is a hard worker, and we know that it takes some real initiative to even think of taking on a project like this. Flipping a house can be a time-consuming and even life-altering project, as it consumes not just time but energy and your passion. And if you’ve got a good house to flip, it can be a very rewarding endeavor. We love to reward initiative with hard money loans that go to fixing up some of today’s most promising bargain houses.
Picking the right house is one of the most critical phases in this whole process. If you pick the wrong house, you can quickly find yourself sinking large amounts of money into the home and at some point lose all hope of getting a return on investment. With a solid Santa Ana fix and flip lender like us backing you, we’re going to be able to bring our knowledge of the market into your situation and help you get your ideas on track BEFORE you begin flipping the house. We believe in good estimates at the beginning so that both the lender and borrower know what they have to work with for the duration of the project.
If you love the idea of flipping houses, then we’re right there with you. We’d love to sit down with you and listen to your ideas and the ways that you’re going to take a good old house and make it profitable in today’s Santa Ana real estate market. Our team has a solid knowledge of the markets in this area, and we’d love to share our knowledge with you so that your investment pays off big in the end. If you’ve already got a plan, just give us a call today and we’ll get started. The initial contact is always the most important. Let us know what you have in mind.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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