Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Sacramento Fix and Flip Loans

Sacramento Fix and Flip Loans

Sacramento, California is an ideal real estate market for the art of fixing and flipping houses. One of the most recent median house price market value in this area was $306,000, based on over 2,300 home sales. This is a price range that might appeal to your typical real estate investor because it gives them plenty of room to grow the end sale price. And that’s where the term “fix” comes in. It’s one of the two critical components of the “Fix and Flip” real estate investment strategy.
What’s a Fix?
Some real estate properties aren’t very valuable. In fact, they’re in desperate need of repairs, and that’s exactly why they’re going to sell for below market value and often sell for some of the cheapest prices on the market. Maybe it’s a plumbing problem. Maybe it’s a roofing issue. Maybe there’s not enough bedrooms to appeal to average buyers in a certain location. And maybe it’s all three of those things, and the home is sold for a very low price. Here’s where the potential to earn comes in.
Since a hard money lender is typically the type of investor who understands the Fix and Flip, you’re likely to qualify for loans if you have a solid plan to fix the property. It’s the “Fix” that is going to net you some serious profit in the end. You buy a very cheap house on the real estate market, and then it’s time to “flip” it. You’ve seen the shows. They’ve invaded American television channels for the last decade, as people have taken the flip to new extremes, making an entire career out of repairing worn out houses and selling them for mind-blowing prices.
The Flip
Once you’ve purchased a very cheap house on the Sacramento market, it’s time to come up with your plan to flip it. It’s the “Flip” that will give you your profit, and if you do it right, you can make an outrageous amount of money doing this type of investing. Why? Because that roof that made the house unsaleable now is fixed and upgraded at an affordable price so that you can hike the price several hundreds of thousands of dollars. And that makes your hard money lender extremely happy. They’re going to make a profit just like you are.
Hard Money Lenders
The bulk of the time, traditional banks don’t want to deal in the fix and flip model. They deal mostly in endeavors that require a great credit rating and solid income. Flipping houses doesn’t take stellar credit, though. You are going to get a loan based on your investment plan and your plan to fix the property and then flip it, not on your income or credit rating. You’ll basically be giving a portion of your profits to the hard money lender, and this is going to work out great for you AND them because none of this would be possible without that loan that will allow you to flip the house.
A hard money lender is going to take a huge look at your plan to flip the house. Do you have a plan to make cheap repairs? Do you have some inside knowledge of remodeling and flipping houses that means you’re going to be able to score a huge profit? If so, then your hard money lender is likely to approve you for your loan, and that’s the beginning of your success.
Next Steps
If you’re ready to move forward with your project, we encourage you to contact us. Fill out our contact form, and send us information about the terms and conditions you need for your next hard money loan.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
Steven Norris
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