Fast Hard Money Loans For Experienced Investors

Delancey Street provides hard money loans nationwide to investors who have a verifiable track record. We fund up to 70-80% LTV, and focus on residential projects such as: buy and hold, fix and flips, and commercial real estate acquisitions. The biggest factor we look at is the experience of the investor and the LTV of the project they're requesting assistance with.

80% LTV

We fund loans up to 80%
LTV with no issues.
We DO NOT do 100% financing.

Fast

We promise to treat you
like a partner.
We don't like wasting time

No $ Limit

No limits on what we can
do for you.
We max out at 80% ARV.

70-80% LTV For Seasoned Developers Nationwide

Fix and Flip, Cash-out Refinance, and Acquisition Loans
For Experienced Real Estate Developers.

We Fund Real Estate Projects Nationwide

We fund projects nationwide, ranging from fix and flips, to commercial acquisitions. Bottom line, we can help - regardless of the size, or difficulty of the project. We do not do 100% financing - and prefer working with experienced real estate investors.

Recently Funded Projects

Hard Money

Financing for fix and flips, commercial estate, and acquisitions / refinancing
Financing up to 70% of the After Repair Value
We charge 9-10% on average, with no junk fees

San Antonio Fix and Flip Lenders

Oceanside Fix and Flip Loans

Delancey Street is a premier, and trusted, fix and flip lender. We provide competitive rates on fix and flip loans all over the USA. Fix and flip is a real estate deal where investors purchase a property to sell for a higher purchasing price. The home acquired is usually below market value and may require some minor repairs to make it attractive for those in the market to buy a home. The goal is to increase the market value of the property by making a series of repairs to the home, which will be later resold.
The repairs performed on the home can range from adding new bedroom or a kitchen. The basement or attic could be refinished as a part of the project. Knowing whether or not to replace the roof or redo the landscaping are decisions that are made with the resale value in mind.
The flip refers to the act of selling the property once repairs are made. It can also mean finding a renter for that property. The point of the flip is to generate profit immediately after repairs were made to the property. At the time of closing, the buyer acquires the property, and the investor makes a property.
Fix and flip investing has been around for a whole, but it has become popular through television shows like Flip This House and Flip That House.
If you want to be an investor of fix and flip homes, you need access to access. You don’t have to look further. When working with Delancey Street, your credit, income and job history play no role in determining your eligibility for fix and flip loans.
Why does this matter?
In order to qualify for a traditional financing option, the home needs to meet certain guidelines. If the property does not meet the guidelines, then a loan can’t be issued through Fannie Mae or Freddy Mac. The majority of fix and flip loans are provided by private lenders who specialize in hard money. What exactly are hard money loans? Fix and flip lenders provide loans based on the value of the collateral. The asset is the property. Real estate investors usually understand what it takes to make a property profitable.
Private and hard money lenders start by viewing the property you are interested in acquiring. They will request information on the purchase price. They want to know what repairs you are planning to make to increase the property’s value. If they can see the value and have confidence in you, they will fund the project.
The lending decision is based off the property’s value. The borrower’s credit has not thing to do with the approval process, so you can have bad or no credit and still qualify. You don’t need a job history or proof of income or assets to be considered.
How can they lend to people without credit?
It’s simple. Delancey Street offers private capital, not institutional capital. We don’t conform to traditional guidelines, nor are we affiliated with major banks. As a result we can get creative when it comes to providing funding and financing.
A fix and flip loan is usually for a short amount of time. Most terms are between five and twelve months for fix and flip loans. During the process, fix and flip lenders do not require payments until the term is up. The loan has to be paid off at the end of the term, so you must be sure that the property can be quickly sold off once the mortgage is paid off. Failing to do so will lead to foreclosure and loss of any investment made to the property.
Finding Lenders for Fix and Flip Projects
Delanceystreet.com is a top rated fix and flip lender. Our company has been providing real estate investment loans for many years. As a result of years of experience, we have become one of the top fix and flip lenders in the country. Our goal is to offer fast, accessible hard money loans.
We do everything in our power to help you succeed. When you contact us, we’ll evaluate your project and help you understand what potential pitfalls we see. We work with you at every step. Doing a successful fix and flip requires a lot of efforts, and a lot of different team members working together. We have experts in every major city, ranging from general contractors, to accountants, lawyers, and more. Once you start working with us – you get access to our entire network of experts.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
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Delancey Street understands funding like no one else!
Steven Norris
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