Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

San Bernardino Small Business Loans

Delancey Street Provides Bad Credit Loans for Small Businesses in San Bernardino

If you’re a small business owner and have been turned down for other small business loans due to your credit, you’ll want to read on. Delancey Street has many loan programs that enable San Bernardino small business owners to cover expenses, make upgrades, improve cash flow, and many other uses. You’ll find their knowledgeable, friendly, and professional staff to be among the best in the industry. For our business neighbors in San Bernardino we offer the following types of San Bernardino business loans:

  • Invoice factoring loans
  • Merchant cash advances
  • Hard money loans
  • Business lines of credit
  • Bitcoin loans and more


Getting Your San Bernardino Business Loan Documents Ready for Application

Our San Bernardino small business bad credit loans all have one thing in common. You’ll need to provide and demonstrate a need for the funds. This can include coming up with an updated business plan to support your request. To help the agent understand your request, you’ll want to provide as much supporting documentation as possible. This may include construction plans, graphs, invoices, photographs, and anything else that may help them visualize the scenario. It’s always best to create a presentation and be prepared with answers to questions that may arise. Getting a business colleague or family member to review this information can be very helpful. This may be the most important deciding factor for loan approval, so you’ll definitely want the information to be thorough.

Credit Isn’t Everything but It’ll Most Likely be Reviewed

Our small business bad credit loans can typically help most customers improve their current situation. However, you’ll definitely want to get as good of a handle on your personal and business credit as possible. You may want to use online services to obtain consumer and business credit reports. Any items that aren’t able to be resolved should have a clear explanation as to why they exist. Credit repair services can sometimes help to have negative and disputable information removed from your personal credit report. Occasionally, you’ll be asked to provide supporting documentation to support the dispute. Improving your credit prior to applying may qualify you for more San Bernardino business loans.

Sorting Out Your Finances

Many sole proprietors are sometimes forced into using their personal credit and finances to fund their business. Accounting records, tax returns, assets, and net worth are sometimes required to be evidenced. It’s a good idea to have your accountant or someone you hire to review your company’s financial statements. Accurate and thorough information should be presented. This also includes providing accounting records for any overlapped items that may be used for the business. A good example would be documenting any collateral that’s been used for other San Bernardino small business loans.

The San Bernardino Loan Application

If you’re ready to apply for your bad credit San Bernardino  small business loan, you’ll want to meet with a representative. Bringing any documentation along that you’ve compiled will help to speed up the process. The application will be taken and you’ll most likely be interviewed. A pre-approval may be issued based on the circumstances. The loan representative may ask you for additional documentation at this point. It’s important to provide this information as quickly as possible to not slow the processing time. Once your loan has a final approval, you’ll go to settlement.

Settlement and Post Closing Matters

Once you’ve reached the settlement you’ll be provided with the final loan documentation and the funds. You’ll be provided with the terms of the San Bernardino business loan and can ask any questions you may have. After that, you’ll simply pay as you had agreed to in the contract. If you’re unable to make a payment on time, it’s important to contact the loan servicer at once. There may be other options to help you get back on track. Otherwise, you’ll be enjoying your new business improvements and be working to rebuild your credit. Delancey Street is available to help you get the funds you need for your small business today.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
Steven Norris
Get Funding Today

Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

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