Hard Money Loans San Fernando Valley

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

1

High LTV

We fund hard money loans up to 80-90% LTV with no issues.

2

Fast

We promise to treat you like a partner

3

No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

Raised
APR
ARV
700,000
9,0%
60%
100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

Raised
APR
ARV
1,200,000
11%
82%
100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

Raised
APR
ARV
830,000
8,99%
75%
100% Funded!

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Jason

Founding Partner (Cut and Stitch)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Industries We Service

Cannabis
Residential Real Estate
Commercial Real Estate
Startups

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of builders, developers, hard money lenders, and entrepreneurs. We understand your project has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Hard Money Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification Project and LTV matter. We don’t care about your credit.
Maximum LTV 80-90%
Loan Terms 12-48 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get pre-qualified

  • Looking to purchase a property
  • No obligation and no effect on y
Get pre-qualified today

Hard Money Loans San Fernando Valley

Are you in need of a loan fast? Do you have the ability to repay a loan quickly, but you don’t have the time to wait around for a traditional loan to come through? If this sounds a lot like the situation you’re in right now, you might be the perfect candidate for a hard money loan. A hard money loan is a loan in which you get the money you need for the reason you need it, and you have one to five years to repay the loan. It’s a short-term financial situation if you need one, and it might be just what you’re looking for.
A hard money loan is one that doesn’t work just like a traditional loan. You aren’t waiting around to find out if you’ve been approved. You’re not waiting around for the bank to call and ask for more paperwork, to ask why you have more income one month than another, to find out why you left your job and took a new one, and you’re not waiting months for traditional underwriting services to take place. With a hard money loan, you need nothing more than a piece of property that’s worth more than you owe on it, and you need a few minutes to fill out an application.
Why should I apply for a hard money loan?
There are several reasons you might choose to apply for a hard money loan rather than a traditional loan. You might want or need the money right away, and you might not have the kind of time it takes to wait for a traditional lender to process your paperwork. A traditional loan takes anywhere from four weeks to several months to fund. You’re going to wait a long time from the first time you file an application for approval, and you’re going to spend a lot of time filing paperwork.
A lender needs your income information, your employment history, your credit history, and they might want to talk to you more than once about things before they will approve you. They might even ask you to write letters or have your creditors do this on your behalf to explain why something is the way it is on your credit report or why you are in this specific situation. Then they must approve you, wait on underwriting, and then you have to close. It takes a long time, but a hard money loan lender can have money in your pocket in a few days.
It’s also easier to get an approval if you have questionable financial habits. If you have a low credit score or you move around employment all the time, you can still get an approval for a hard money loan so long as you have collateral the lender finds appealing. They don’t care so much about what you are doing in your financial life and if you can repay the loan as much as they care about the collateral you have to offer.
Finally, the most appealing thing about a hard money loan is you get to borrow from someone who wants to get to know you and listen to you. Instead of a bank that doesn’t care why this or that happened in your future, a hard money lender is going to hear you out. You get to explain why you’re in your situation, what is going on, and what this money means to you. That means you have a better chance of being approved.
Why should I not apply for a hard money loan?
There are some drawbacks to this kind of loan you should be aware of. First, they are expensive. Hard money lenders might not care about your credit score as much as a traditional lender, but they do look at it. They will base the interest rate you’re paying off of this number, and it might be exceptionally high. It’s high even if you have a high credit score simply because these are short-term loans with more to lose. If you cannot repay the loan and you know it, it’s a bad idea to apply for it.
If you aren’t in desperate need of a loan right this second, don’t apply for a hard money loan. Go the more traditional route for a long repayment period, for a lower interest rate, and for a much better loan experience. If you have the money to pay off the loan or you know you will have it shortly, this might be the perfect option for you. Know what you’re getting into before you sign anything, and then go from there. You might just find you have a good chance working with a hard money loan lender.

Hard Money Loans

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