Fast Hard Money Loans For Experienced Investors

Delancey Street provides hard money loans nationwide to investors who have a verifiable track record. We fund up to 70-80% LTV, and focus on residential projects such as: buy and hold, fix and flips, and commercial real estate acquisitions. The biggest factor we look at is the experience of the investor and the LTV of the project they're requesting assistance with.

80% LTV

We fund loans up to 80%
LTV with no issues.
We DO NOT do 100% financing.

Fast

We promise to treat you
like a partner.
We don't like wasting time

No $ Limit

No limits on what we can
do for you.
We max out at 80% ARV.

70-80% LTV For Seasoned Developers Nationwide

Fix and Flip, Cash-out Refinance, and Acquisition Loans
For Experienced Real Estate Developers.

We Fund Real Estate Projects Nationwide

We fund projects nationwide, ranging from fix and flips, to commercial acquisitions. Bottom line, we can help - regardless of the size, or difficulty of the project. We do not do 100% financing - and prefer working with experienced real estate investors.

Recently Funded Projects

Hard Money

Financing for fix and flips, commercial estate, and acquisitions / refinancing
Financing up to 70% of the After Repair Value
We charge 9-10% on average, with no junk fees

Santa Ana Private Money Lenders

Have you been struggling to acquire the capital to make your business goals a reality? If you’re in the real estate business, you know how important it is to have capital if you want to take advantage of profitable opportunities. If you purchase a property for resale, you may need to invest in renovations before you can sell it for a profit. The initial purchase price may also be a significant expense that you need financing to make.
Don’t let opportunities pass you by because you can’t get a loan fro a traditional lender. You should look into the opportunities offered by private money lenders to find more ways to get the capital you need.

How does a private money loan in Santa Ana work?

A private money loan is a loan that comes from an individual rather than a financial company like a bank. Private money loans come from individual investors who have the capital you need and who also see the potential in your business idea or proposed real estate purchase.
While traditional lenders must adhere to certain regulations and won’t offer loans to those who are not yet established in the business, private lenders have more freedom and can offer loans to whoever they choose.
Private money loans tend to be short term loans. They also often entail more interest than traditional bank loans because they involve more risk. However, they are the right option for many real estate professionals who need capital to get into the business opportunities they see.

What do you have to do to qualify for a private money loan?

Qualifying for a private money loan in Santa Ana is not like qualifying for a traditional loan. There is much more flexibility and not nearly as many requirements in terms of credit history.
Individuals qualify by simply convincing private lenders that their project is likely to result in considerable profits. While there are not many specific requirements for Santa Ana private money loans and credit score is not as important, the lender may want to see certain documents and paperwork before agreeing to put up the capital on a deal. The lender is likely to require some or all of the following: a deed of trust, a note, proof of identity, and a detailed business plan showing how the money will be used to make more money.
Professionalism and persuasiveness are important in acquiring hard money loans. Those seeking out this kind of financing need to be organized and focused in their goals when they meet with private money lenders to discuss their project.

Why should a real estate professional consider a private money loan?

Prospective borrowers should explore the various advantages of this type of lending and borrowing. Unfortunately, many would-be borrowers don’t know that the option of private money is available to them and therefore give up on acquiring a business capital loan after being turned down by traditional lenders.
The biggest advantage that private money loans offers to Santa Ana real estate professionals is that they don’t come along with harsh requirements and strict terms. These loans offer more flexibility. Even an individual who is just getting into the real estate and real estate investing business can get out this type of loan. With a traditional loan, a real estate professional will typically need to be in business for a long time in order to be approved.
Another advantage of this type of loan is that it tends to be short term. Although interest rates are sometimes higher for these loans, the loan term can be much shorter than with traditional loans. This means that less interest is generally paid over the life of the loan. A traditional loan may typically have a loan term of 20 or 30 years while a private money loan may be paid back in only a year or less.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
WHAT ARE Asset-Based Loans?

What is an asset based loan? An asset-based business line…

101 Things you need to know before you apply for an SBA loan

101 Things you need to know before you apply for…

ESOP

ESOP – employee stock ownership plan, is a qualified employee…

Financing Small Businesses: How It Helps The Entire Community

Small business financing is a great thing, but many people…

Here’s Every Document You’ll Need to take a Small Business Loan

Documentation and paperwork is the single largest obstacle to most…

Delancey Street understands funding like no one else!
Steven Norris
Get Funding Today

Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

Apply Now