Hard Money Loans Staten Island

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

High LTV

We fund loans up to 80-90% LTV with no issues.


We promise to treat you like a partner.

No $ Limit

No limits on what we can do for you.

Recently Funded Projects

Residential Refinance
Residential Refinance

Residential refinance in Los Angeles, with a loan amount of $830k, at 75% LTV. We were able to help the investor get a loan at 8.99% with a balloon payment after 18 months.

8.99 %
100% Funded!
Residential Investment
Residential Investment

Delancey Street funded a new residential purchase in California, for $1.2 million with 82% LTV. We helped the developer with a loan at 11% with a balloon payment in 9 months.

11 %
100% Funded!
Residential Investment
Residential Investment

Property in New York was torn down, and redeveloped. We provided a 60% LTV loan for $700k. We charged no upfront fees, and had a balloon payment after 10 months.

9.0 %
100% Funded!

Hear from people we’ve helped

“Delancey Street makes lending easy. They took a chance on me when no one else would.”

- Leo kovacz

Industries We Service

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

If you are a real estate investment professional looking for a fast way to fund you purchases, you need to consider hard money loans. Delancey Street is a premier, and recognized, Staten Island hard money lender. We focus on providing opportunities to real estate developers – who simply need funding – in order to jumpstart their dreams.

Who is the right candidate for a hard money loan?

Traditional lenders don’t like dealing with real estate developers. They consider developers a high risk. In contrast, Staten Island hard money lenders like Delancey Street love real estate developers. While you may not qualify for a conventional loan, rest assured we’re happy to work with you. If you’re on our website, you’re probably doing more research about hard money loans and how one can help you. It’s critical you educate yourself about what hard money loans are, why they are a great alternative to traditional lending, and how we can help you.

What Are Hard Money Loans?

Hard money loans are collateral-based loans, which means the hard money lender focuses primarily on your asset or equity in the property. The lender does not care about your credit score or financial history in making a lending decision. The greater the value of your asset, the less risk for the hard money lender and the higher likelihood you will receive the funds you need. Hard money lenders care a lot about what your business plan is. We want to know how you plan on using our funds, and what your objectives are.

Requirements For A Hard Money Loan

There are very few requirements to qualify for a hard money loan. Whether it’s a bridge loan, investment property loan, fix and flip loan, cash out refinance loan, or purchase loan, the requirements for approval are generally the same.

Minimal Paperwork

Unlike banks and other traditional lenders, hard money loans are streamlined and efficient, allowing you to get funding quickly. Hard money loans require few documents and paperwork. Many investors utilize hard money loans when they don’t want to wait for a lengthy approval process associated with traditional lenders.

Credit Doesn’t Matter

If you have ever gone through the loan process of a bank or other traditional lending institution, you know it can be a tedious and sometimes boring loan process. They want to review your credit record and ability to repay the loan. Credit score is not important with Staten Island hard money loans because the hard money lender is asking for collateral to securitize your loan. Hard money loans are great for people who may not necessarily have a lot of money in the bank, but have a great asset which is worth more than the loan itself.

LTV Counts

LTV stands for loan to value, and it’s super important to hard money lenders. Virtually every hard money lender will ask you what your target LTV is. This one number tells so much about your project. Most hard money lenders prefer to lend at 30-60% LTV. Anything greater than that is risky, and forces hard money lenders to scrutinize your loan further. If your loan is higher than 60-70% LTV, you should be prepared to explain how you’ll repay it – and lay out a concrete business plan. It is not uncommon for lenders to sometimes ask for additional assets in order to secure the loan.

User Rating
5 based on 1 votes
Provider Name
Delancey Street,Staten Island,
Staten Island Hard Money Loan
Delancey Street is a premier Staten Island Hard Money Lender. We have over $200 million available for loans. We look forward to working with you.

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