Thousand Oaks-California

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

1

High LTV

We fund hard money loans up to 80-90% LTV with no issues.

2

Fast

We promise to treat you like a partner

3

No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

Raised
APR
ARV
700,000
9,0%
60%
100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

Raised
APR
ARV
1,200,000
11%
82%
100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

Raised
APR
ARV
830,000
8,99%
75%
100% Funded!

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Industries We Service

Cannabis
Residential Real Estate
Commercial Real Estate
Startups

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of builders, developers, hard money lenders, and entrepreneurs. We understand your project has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Hard Money Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification Project and LTV matter. We don’t care about your credit.
Maximum LTV 80-90%
Loan Terms 12-48 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get pre-qualified

  • Looking to purchase a property
  • No obligation and no effect on y
Get pre-qualified today

Thousand Oaks-California

Located in beautiful Ventura County, Thousand Oaks has miles of coastline and the breathtaking Santa Monica Mountains. This makes Thousand Oaks a perfect place to live, work and buy investment property. The housing market can restrict the ability to obtain funding for a house or property. Sometimes banks and credit unions are stingy about who receives a mortgage. This can make buying investment property, building homes or buying a home absolutely out of the question.

What is a Hard Money Loan in Thousand Oaks?

A hard money loan is a private loan specifically to fund a real estate. The loan isn’t offered by banks or credit unions. Instead, they are offered by private investors and companies. The purpose of a hard money loan is to start a real estate project or obtain funding for a home. The money is short-term. A borrower has two to five years to repay the entire loan, plus fees and interest.

Understanding a Hard Money Loan in Thousand Oaks

Hard money loans are a great alternative to the traditional bank loan. However, it’s important to understand this private loan. It requires collateral and a down payment. The collateral is the property being financed. The down payment depends on the value of the property after a full appraisal. For example, a borrower plans to fix-and-flip a property. The value of the property is $100,000. The hard money lender may require a $20,000 down payment. Thus, it’s important to understand the Loan-To-Value (LTV) ratio or After-Repair-Value (ARV) of the property to understand the type of money needed to obtain the loan.

Regardless of the number of payments all hard money lenders require a balloon payment at the end of the loan. This payment includes the remaining balance due on the loan and any interests and/or fees included.

Why Thousand Oaks Borrowers Seek Hard Money Loans

A hard money loan is an option for people who can’t get a traditional bank loan. Credit unions and banks want borrowers to meet high requirements such as excellent credit scores, high income and low debts. Many people don’t fall into those categories. Banks and credit unions based their lending decisions on those things plus if a borrower has any foreclosures or bankruptcies. Thus, some borrowers seek hard money loans for this reason.

Some borrowers need money quickly. It can take weeks or months for banks to approve loans. A hard money loan allows a borrower to get the financing they need for a construction project or a flip-and-fix project. Having large access to cash provides investors with the ability to take advantage of real estate opportunities they’d miss while waiting for a bank loan.

Flexible terms are another reason borrowers seek hard money loans. A hard money loan terms are flexible. Many lenders are willing to customize their hard money loans, according to the borrower’s ability to repay. This means no cookie-cutter loan terms such as the ones from a traditional bank that places more pressure on the borrower to repay when their finances don’t make the repayment plan.

Thus, Thousand Oaks residents seek hard money loans because:

• They can’t get financing anywhere else
• They need money immediately
• They want more flexible terms than they are offered by traditional banks.

Get Your Hard Money Loan in Thousand Oaks with Our Help

Thousand Oaks offers a variety of recreation, shopping and relaxing options to help you live and play. You should have the same options when it comes to financing real estate opportunities. Whether you are investing in Thousand Oaks property or buying a home, you have a financing option. Contact us about securing a hard loan today.

Hard Money Loans

Need funding for your next project?

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