Houston Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.

Cover Expenses

Pay for any unexpected expenses that arise.

Invest in your business

Use the loan to grow your business however you wish.


Use the loan to pay your employees.


Keep the cash on hand for future expenses.


Buy new equipment to grow your business.


Use the loan to hire new employees.

We Fund Fast

24-48 Hours

Loans up to

$10 Million

Google Rating

5 Stars

Delancey Street Can Help with Houston Merchant Cash Advance

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless


We're frequently interviewed by major media organizations.

Easy Application

Our app process is super easy. All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Hear from people we’ve helped

“Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.”

- Leena, VP of Sales at Waist Karma

Houston Merchant Cash Advances

Running a business is not always easy. Sometimes, you need cash quickly. If you need to cover a slow month, then a merchant cash advance might be the right choice for you. With this funding option, you get the cash you need within 24 to 48 hours. The entire process can be completed online, and the advance is paid back through your sales.

How a Merchant Cash Advance Works

A merchant cash advance is essentially an advance on your future sales. You will generally repay 5 to 20 percent of your credit card sales to the lender. When you apply for the advance, you show your track record of sales for the last few months. Once the lender has this information, they will give you 50 to 250 percent of your monthly credit card transactions.

Your application can get approved in just a few hours. Once the application is processed, you get the cash in just 24 to 48 hours. Afterward, the lender gives you 90 days to 24 months to repay the money.

The Advantages of a Merchant Cash Advance

When you need cash quickly, a merchant cash advance is a good option. Unlike a normal business loan, you do not have to go into your bank or put up collateral. The advance is based entirely on your credit card sales. This means that you do not have to worry about having bad credit. As long as your business has a strong history of sales, you can qualify for this type of advance.

The entire application process is simple and easy. You can get approved in just a few hours. Within two days, the advance arrives in your bank account. This funding option is also ideal if you want a flexible repayment plan and higher limits. In a traditional loan, you pay a fixed amount every month. With a merchant cash advance, you only pay a percentage of your sales. If you have a busy month, then the advance is paid back quickly. When you have a slow month, you do not have to worry about paying a fixed amount. Plus, these advances are available for $2,500 to $2 million.

Should I Get a Merchant Cash Advance?

The right funding option depends on your business. If you have a new company or low credit card sales, a merchant cash advance might not be the right option for you. If you have a strong history of credit card sales, then this funding option might work.

This option also works well if you need cash quickly and do not want to put up collateral. The advance is based entirely off of your sales history, so you do not have to put up your personal or business assets as collateral.

Before you get a merchant cash advance, make sure to look at the factor rate to see how much money you will actually be paying back. The holdback amount is the percentage of sales that you will pay back. This number is also important to consider because you need to make sure that your business can afford to pay back that percentage of sales. With a bit of research, you can figure out if this funding option is right for you.

You can also apply for the advance first and then see what the numbers look like. Since the entire application process and approval take just a few hours, it is a fast, easy way for companies to see what type of terms they qualify for. Before long, you can have the cash you want on the schedule you need.