Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Invoice Factoring Furniture

What is Invoice Factoring?
Invoice factoring offers businesses the opportunity to sell their open account receivables to a factoring company. In return, the factoring company gives an immediate, lump sum to the company that sold their receivables. Growing companies often experience growing pains. Invoice factoring is a solution to help your business secure fast funding to pay for operating expenses, inventory, or unexpected bills.
The benefits of Invoice Factoring For Furniture Stores
Invoice factoring is an alternative finance service that is available to companies of all sizes. This service provides business owners with access to immediate cash they need to meet their business obligations, whatever they may be.
Invoice factoring is not to get confused with a conventional business loan. A loan creates debt. Invoice factoring is not a debt. Instead, it is an ‘advance’ taken on future credit card receipts. Factoring uses companies credit card volume and recent sales history to determine how much they can advance. Bad credit is OK with no collateral requirements. For these reasons, invoice factoring is a workable solution for gearing up for growth and meeting financial responsibilities.
How Furniture Invoice Factoring works
Other terms that Invoice factoring are known as include “accounts receivable financing” or ‘receivable factoring.’ Working with a factoring company is straightforward. The process for begins with agreeing with a factoring company. Your business continues to operate as usual. The only difference is that all invoices get remitted to the factoring company instead of the customer. Within 24 hours, the factoring company deposits an advance on the invoice into the company bank account. When the customer pays their invoice, the factoring company collects a fee.
The Invoice Factoring process:
1. Do your business and continue billing clients.
2. Remit the invoice to a receivable factoring company.
3. The invoice factoring company advances a payment on invoices.
4. Client invoices get paid to the factoring company.
5. Factoring company takes fees. The remaining balance gets paid to the company.
How do loans and lines of credit differ from Invoice Factoring?
Over the years more kinds of financial products have gotten made available to business owners. Invoice factoring is one of these services. Cash advances provided by accounts receivable factoring companies are not a loan or a line of credit. Instead, they are an advance on your business’s future sales receipts. Banks and traditional lenders rely on factors including credit scores and collateral, which can disqualify company owners with dinged up credit from getting approved. Further, the application process for traditional loans takes longer to process. (Keep in mind that loans and lines of credit add debt to your company financials, as well.)
When working with an invoice factoring, company owners with bad credit, but a steady history of sales can get an answer for their factoring request quickly. Depending on the company you’re working with, the advance could get approved in 15-minutes. Invoice factoring advances are available in amounts up to $20M, based on the business financials. With generous advance amounts, get access to capital to grow your business.
What is the Invoice Factoring agreement?
A factoring agreement is a contract between the company getting the advance and the factoring company that funds the request. The factoring agreement contains all terms of the agreement, including term/length of the contract, a volume commitment, the rate of the advance, and other fees associated with factoring advance.
The term, or length, of individual contracts, can vary based on the program selected. Some invoice factoring contracts only last three to six months. Others are valid for multiple years. To make sure that invoice factoring is right for your company, always be sure to read all of the terms and conditions before signing the agreement.
Factoring Volume
Invoice factoring requires business owners to make a ‘volume commitment’ as part of the advance agreement. By doing so, companies can get the lowest rates, and higher advances so they can optimize their cash flow.
How much money can I get from a Furniture invoice factoring company?
Invoice factoring companies can advance company owners anywhere from 70% and up of the invoices collected. Factors that determine how much of an advance your business qualifies for include recent trends in your payments, sales volume, and the payment history of your clients.
What are Factoring Fees?
Factoring fees get set using variables including sales volume, the average amount of invoice totals, sales trends, as well as the business industry. Depending on the factoring company, this could be a flat-fee charge. Alternatively, other providers use a factoring fee in addition to an administrative fee. For specifics of the factoring fees, refer to the proposal or contract.
Researching Furniture Invoice Factoring companies
Many factoring companies serve North America. When selecting the best invoice factoring service for your company, the ideal factoring company should help you meet the capital requirements you request. The terms and the conditions should be favorable to helping you achieve your goals.
Invoice factoring works with all types of businesses and industries. When researching, you’ll find two kinds of factoring companies. Those who specialize and those who work do business with multiple sectors. A factoring generalist works with companies in a wide range of sectors. A specialist factoring company works in one industry.
Recourse and Nonrecourse Furniture Factoring Companies
Factoring companies can be either a recourse or non-recourse factoring company. Knowing the difference between the two is critical when choosing which factoring company is right for your company.
Recourse factoring is common among factoring companies. When working with a factoring company that uses recourse factoring, the factoring company reserves the right to sell the invoice back to you if the payment gets defaulted.
Non-recourse factoring usually isn’t common in the accounts receivable financing industry. If a factoring company offers fully non-recourse advances, the factoring company assumes all credit risks associated with the advance. Non-recourse factoring, if available, has a higher fee structure than a non-recourse advance.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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