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Jersey City Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...



Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Jersey City Business Loans

If you need a bad credit small business loan in Jersey City, we have options for you. Obtaining a loan can be a major event in the life of any business. You need capital to operate your business effectively. One little setback can be devastating for many small business owners. This is where Delancey Street comes in to help. We offer many different types of loans for all different types of business projects. Don’t risk losing valuable business by being underfunded. We have dedicated professionals who’ll work around the clock to make sure we find the perfect loan for you. This informative article will provide you with the bad credit small business loan process and options available to our customers in Jersey City.
Some of the options we have available include :
Multiple options for bad credit customers
Limited business credit options
Fast funding approval and funding loans
Hard money loans
Merchant cash advance loans
Invoice factoring loans
Preparing to Apply For a Loan
Getting a small business loan with bad credit can definitely seem like a challenge. Even if you’ve been turned down by a bank, we can most likely help. Thoughtful and articulate planning is one of the first steps even before applying. Developing a business plan that highlights the projects you plan to undertake is one of the biggest considerations in the approval process. You’ll need to be able to clearly explain why your business needs and deserves a small business bad credit loan. Even if the money is being used for overhead or administrative expenses, you’ll still need to have a plan in place. It also helps to have a presentation, diagrams, or anything else to help our team determine your needs.
Analyze Your Business’s Credit Report
Although credit isn’t the only determining factor in getting a loan, nearly every lender will review the report. Even if you’re applying for a small business bad credit loan in Jersey City, you should still check for inaccuracies. If you happen to find any discrepancies, it’s best to report them to the credit bureau immediately for investigation. Providing supporting documentation is important. This is to avoid the dispute coming back with a determination that it’s frivolous or unwarranted. Take care of any outstanding debts that may be affecting your report to the best of your ability. Although bad credit loans are available, a cleaned up credit report goes a long way from an underwriting standpoint.
Provide Operating Financial Documents
Profit and loss statements, cash flow reports, business taxes, and more should all be prepared for examination. Should these items need any special consideration or cleaning up by an accountant, handle this prior to applying. Again, just like credit, things don’t have to be perfect but they will be considered in making a decision.
Apply and Submit Your Documentation
Now that you’ve taken care of most of the legwork, you’ll be ready to apply. It’s important that you’ve reviewed your documentation and assembled it into a package that’s professional and presentable. Chances are that you’ll probably have to answer many questions. Take time to prepare a presentation that’s airtight and anticipate any questions that may arise. You’ll then present your bad credit small business loan request to the lender. They may ask for additional documentation. The more you’re able to provide in the beginning, the easier the process will be overall.
Understanding and Repaying Your Loan
After you’ve been issued an approval, you’ll then receive your loan funds. You’ll also be asked to sign documentation that clearly spells out the terms of the loan. It’s important that you understand these terms. Ask questions if you’re uncertain about anything. You’ll then work towards repaying the loan on the terms that were agreed to. Sticking to the terms will not only improve your business credit, but it’ll also help your business qualify for future loans. Delancey Street is happy to provide help to any of our business neighbors in Jersey City with their bad credit small business loan needs. Get in touch with us and get the money you need for your business today.

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