Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Jersey City Business Loans

If you need a bad credit small business loan in Jersey City, we have options for you. Obtaining a loan can be a major event in the life of any business. You need capital to operate your business effectively. One little setback can be devastating for many small business owners. This is where Delancey Street comes in to help. We offer many different types of loans for all different types of business projects. Don’t risk losing valuable business by being underfunded. We have dedicated professionals who’ll work around the clock to make sure we find the perfect loan for you. This informative article will provide you with the bad credit small business loan process and options available to our customers in Jersey City.
Some of the options we have available include :
Multiple options for bad credit customers
Limited business credit options
Fast funding approval and funding loans
Hard money loans
Merchant cash advance loans
Invoice factoring loans
Preparing to Apply For a Loan
Getting a small business loan with bad credit can definitely seem like a challenge. Even if you’ve been turned down by a bank, we can most likely help. Thoughtful and articulate planning is one of the first steps even before applying. Developing a business plan that highlights the projects you plan to undertake is one of the biggest considerations in the approval process. You’ll need to be able to clearly explain why your business needs and deserves a small business bad credit loan. Even if the money is being used for overhead or administrative expenses, you’ll still need to have a plan in place. It also helps to have a presentation, diagrams, or anything else to help our team determine your needs.
Analyze Your Business’s Credit Report
Although credit isn’t the only determining factor in getting a loan, nearly every lender will review the report. Even if you’re applying for a small business bad credit loan in Jersey City, you should still check for inaccuracies. If you happen to find any discrepancies, it’s best to report them to the credit bureau immediately for investigation. Providing supporting documentation is important. This is to avoid the dispute coming back with a determination that it’s frivolous or unwarranted. Take care of any outstanding debts that may be affecting your report to the best of your ability. Although bad credit loans are available, a cleaned up credit report goes a long way from an underwriting standpoint.
Provide Operating Financial Documents
Profit and loss statements, cash flow reports, business taxes, and more should all be prepared for examination. Should these items need any special consideration or cleaning up by an accountant, handle this prior to applying. Again, just like credit, things don’t have to be perfect but they will be considered in making a decision.
Apply and Submit Your Documentation
Now that you’ve taken care of most of the legwork, you’ll be ready to apply. It’s important that you’ve reviewed your documentation and assembled it into a package that’s professional and presentable. Chances are that you’ll probably have to answer many questions. Take time to prepare a presentation that’s airtight and anticipate any questions that may arise. You’ll then present your bad credit small business loan request to the lender. They may ask for additional documentation. The more you’re able to provide in the beginning, the easier the process will be overall.
Understanding and Repaying Your Loan
After you’ve been issued an approval, you’ll then receive your loan funds. You’ll also be asked to sign documentation that clearly spells out the terms of the loan. It’s important that you understand these terms. Ask questions if you’re uncertain about anything. You’ll then work towards repaying the loan on the terms that were agreed to. Sticking to the terms will not only improve your business credit, but it’ll also help your business qualify for future loans. Delancey Street is happy to provide help to any of our business neighbors in Jersey City with their bad credit small business loan needs. Get in touch with us and get the money you need for your business today.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
Steven Norris
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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